Direct Deposit

Get your funds faster

Set up Direct Deposit in your Really Free Checking account. With our early pay Direct Deposit, you can receive your paycheck or federal benefits up to two days faster at no charge. All you need to get started is the RBFCU routing number, 314089681, and your checking account number.

Direct Deposit and early payment of funds are subject to timing of originator funding.

Additional benefits and features

Mobile phone receiving alert

Account Alerts

Get a text message or email when you make a deposit, if your balance dips below an amount you choose, or when there is activity on your account you want to know about.

Accessing banking accounts on mobile phone

View your transactions, pay bills, make deposits, find your nearest RBFCU branch or ATM, and check your balance anytime with the RBFCU Mobile app.

Paying bills on mobile phone

Our online Bill Pay service lets you make single or recurring electronic payments from your account quickly and easily. Pay all of your bills on your schedule.

How to get started with Direct Deposit

To start receiving Direct Deposit into your RBFCU account, fill out the Direct Deposit form below and send it to your employer or federal benefits provider.

  • What is RBFCU's checking account routing number?
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    RBFCU's routing number is 314089681.

  • What is a routing number?
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    A routing number is a unique 9-digit number assigned to a bank or credit union.

  • How do I find my routing number?
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    Your routing number is the first set of numbers printed on the bottom of your checking account checks, on the left side. If you do not have checks, you can find RBFCU’s routing number on

  • Why do I need a routing number?
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    In order to send and receive money from other financial institutions, banks and credit unions use a routing number to determine where money is supposed to go. 

    Routing numbers are commonly used for: