Business Checking

Checking accounts to fit the needs of your business

Whatever stage your business is in — whether you’re a start-up, a company in growth mode or a well-established organization — RBFCU has three business checking accounts designed to provide greater value and choices.

Business checking account options:

Basic Business Checking

Basic Business Checking

  • No monthly maintenance fee
  • 50 free monthly items (additional items 25¢ each)

Ideal for:
Businesses that have low monthly item volumes requiring a simple account

Preferred Business Checking

Preferred Business Checking

  • $5 monthly maintenance fee
  • 250 free monthly items (additional items 25¢ each)

Ideal for:
Mid-size businesses with moderate monthly item activity

Elite Business Checking

Elite Business Checking

  • $15 monthly maintenance fee
  • Unlimited items* with no additional fees

Ideal for:
High-volume, established or growing businesses

*Item: Any check, ACH funds transfer, teller cash withdrawal, ATM withdrawal, debit card purchase, fee, charge or other amount that is added to or subtracted from your balance.


How to open a business checking account

To open a new account, contact Remote Member Assistance at 210-945-3300, ext.66950, then choose option 2.

If you’re an existing RBFCU business member, you may contact us via your Online Banking account or you may visit any branch to get started.

Make your business checking free

Monthly account maintenance fees will be waived if you meet any of the following criteria:

*The cost for this enhanced service is $20/month plus 25¢ per ACH transaction.

Use your RBFCU Business Freedom Debit Card to qualify for these rebates:

Gas pump

Save 1% on fuel at over 19,000 gas stations and 5% on vehicle maintenance.

Hand holding a debit card or credit card

Save on everyday purchases at more than 50,000 participating merchants nationwide.

Business Calculators

  • Should I own or lease my business location?
  • What is my business worth today?
  • How long will it take to repay my business loan?
  • Which business loan term should I choose?

Checking FAQs

Program subject to change without notice. Restrictions apply. Rebates currently available for qualifying eligible purchases made with an RBFCU Business Freedom Debit Card. Participating merchants and rebate offers subject to change. You'll receive Mastercard Easy Savings® Program rebates on top of merchant discounts. Click here for Mastercard Easy Savings terms and conditions.

To open a business account, RBFCU personal accounts of all principal owners must be in good standing. Programs and fees subject to change. Certain information regarding the nature and transaction types of your business will be gathered at the time of account opening. Check cashing is not available on business accounts, however, you may deposit and withdraw the funds. We do not offer Money Service Businesses (MSB) accounts. The Department of the Treasury and FinCEN defines a Money Services Business (MSB) as a business that conducts more than $1,000 in business with one person in one or more transactions on the same day in one or more of the following services: Money Orders, Traveler’s Checks, Money Transmission, Check Cashing, Currency Exchange, Currency Dealing and Stored Value. For complete details, contact our Remote Member Assistance team at 210-945-3300 , ext. 66950, then choose option 2 (toll-free).