Business Checking

Checking accounts to fit the needs of your business

Whatever stage your business is in — whether you’re a start-up, a company in growth mode or a well-established organization — RBFCU has three business checking accounts designed to provide greater value and choices.

Business checking account options:

Elite checking

Elite business checking

• $15 monthly maintenance fee
• Unlimited items* with no additional fees

Ideal for:
High-volume, established or growing businesses

Preferred checking

Preferred business checking

• $5 monthly maintenance fee
• 250 free monthly items (additional items $0.25 each)

Ideal for:
Mid-size businesses with moderate monthly item activity


Basic business checking

• No monthly maintenance fee
• 50 free monthly items (additional items $0.25 each)

Ideal for:
Businesses that have low monthly item volumes requiring a simple account

*Item: Any check, ACH funds transfer, teller cash withdrawal, ATM withdrawal, debit card purchase, fee, charge or other amount that is added to or subtracted from your balance.


Business Calculators

  • Should I own or lease my business location?
  • What is my business worth today?
  • How long will it take to repay my business loan?
  • Which business loan term should I choose?

Checking FAQs

To open a business account, RBFCU personal accounts of all principal owners must be in good standing. Programs and fees subject to change. Certain information regarding the nature and transaction types of your business will be gathered at the time of account opening. Check cashing is not available on business accounts, however, you may deposit and withdraw the funds. We do not offer Money Service Businesses (MSB) accounts. The Department of the Treasury and FinCEN defines a Money Services Business (MSB) as a business that conducts more than $1,000 in business with one person in one or more transactions on the same day in one or more of the following services: Money Orders, Traveler’s Checks, Money Transmission, Check Cashing, Currency Exchange, Currency Dealing and Stored Value. For complete details, contact our Remote Member Assistance team at 1-800-580-3300, ext. 66950, then choose option 2 (toll-free).