Investment Strategies

Financial resources to fit your needs

Connect with an RBFCU Investments Group financial advisor, who can help you determine which investment tools and strategies fit your needs. Choose from a variety of offerings including:

  • Financial planning
  • Mutual funds
  • 529 plans
  • IRAs
  • Annuities

Financial planning

Our RBFCU Investments Group professionals can help you work through and reach your financial goals.

Our investment professionals can help with financial planning, retirement planning, creating a general investment strategy, insurance and wealth management. In addition, we have advisors who can provide guidance on charitable giving, estate planning and tax-advantaged investment planning.

Click here to learn more.

Mutual funds

A mutual fund is an investment company that pools money from many people and invests it in stocks, bonds or other securities. Each investor owns shares; each share represents a tiny portion of each individual security held by the fund. An investment professional handles the purchase and sale of individual securities in the fund, based either on an index or on his or her professional expertise. Investors may buy shares (or portions) directly from the fund or through registered individuals such as your financial advisor.

Working with an RBFCU Investments Group financial advisor, you can choose options including money market, stock funds, bond funds and exchange-traded.

Click here to learn more.

529 plans

College costs continue to increase, and if you have a student or future student in your life, you want to be able to give them an education and prepare them for their future. A 529 College Savings Plan can help you make the most of your funds, through tax-advantaged savings.

Click here to learn more.


An individual retirement arrangement (IRA) is a personal retirement savings plan that offers specific tax benefits. An IRA is an investment account that can consist of a variety of financial options, including stocks, mutual funds, bonds, annuities, certificates and other investment products. You have the opportunity to contribute on your own schedule throughout the year and can choose from a variety of options, including traditional, Roth and more.

Click here to learn more.


An annuity helps you protect against the risk of outliving your assets by providing future income in return for your contributions. In its simplest form, you pay money to an annuity issuer, and the issuer then pays an income stream back to you or to a named beneficiary. Annuities are generally used to provide income in retirement. They can help you plan for the future while also safeguarding against market volatility.

Click here to learn more.

Schedule an appointment


  • What financial planning services does RBFCU Investments Group offer?

    RBFCU Investments Group offers a wide variety of investment planning services, including:

    • Retirement planning
    • Comprehensive financial guidance
    • Estate planning
    • Financial and insurance planning
    • Wealth management
    • Charitable giving strategies
    • Education funding
    • Long term care insurance
    • Tax-advantaged investment planning
    • Wealth preservation
  • Can an RBFCU Investments Group financial advisor help me with creating a household budget?

    While RBFCU Investments Group doesn’t offer personal household budgeting, RBFCU regularly offers a seminar called Credit When Credit is Due, a class covering budgeting, lending, credit reports and investment options. Check our Seminars page for upcoming financial education programs.

  • Are there any fees for my consultation with RBFCU Investments Group?

    Your initial consultation meeting with an RBFCU Investments Group financial advisor is at no-cost, no-obligation. Should you later decide to move forward with a financial advisor’s investment recommendation, any cost and/or fees would be disclosed at that time. RBFCU Investments Group offers services to both RBFCU members and non-members.

  • What’s the difference between an RBFCU Investments Group IRA and an RBFCU IRA?

    RBFCU Investments Group IRAs are invested in various product types including stocks, bonds, mutual funds and annuities. While an RBFCU Investments Group IRA offers you more potential for growth, it also carries some risk as products tied to the stock market can constantly change.

    RBFCU IRAs are limited to the credit union’s products including IRA savings and IRA certificates. However, RBFCU IRAs are insured separately up to $250,000 from other deposit accounts by the National Credit Union Administration (NCUA). RBFCU Investments Group IRAs are not insured by the NCUA.

  • Are my funds with RBFCU Investments Group insured by the National Credit Union Administration (NCUA)?

    No, funds invested through RBFCU Investments Group are not insured by NCUA. Depending on the type of investments within a personal portfolio, your funds may be insured by other agencies.

More FAQs

RBFCU Investments Group LLC is a wholly-owned subsidiary of RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU). Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA / SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Trust services available through MEMBERS Trust Company, a federal thrift regulated by the Office of the Comptroller of the Currency. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CBSI is a registered broker-dealer in all fifty states of the United States of America. CBSI-1752480-0417-0519