Business Solutions

Earning your trust by serving your business

RBFCU gives business owners the options they need to ensure their enterprises succeed. From loans to checking accounts to merchant processing, we have resources to fit your business needs. Open an RBFCU business account today to gain access to our full suite of business solutions.

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Checking accounts

Whether you’re a start-up or a multi-state company, we have a checking account option to fit your needs and give you convenient access to your funds. Our three business checking accounts give you the flexibility to choose the account that works best for your business.

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Business loans

RBFCU provides options for business owners, including loans for commercial real estate, vehicles, construction, equipment and more. RBFCU also offers government-backed loan options and is one of the leading SBA lenders among Texas credit unions.

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Business services

RBFCU provides a full suite of services, including payroll and payment processing to maximize your business’ success. Whether you’re looking for ways to be more efficient, accept point-of-sale transactions or connect with business partners, we’re here to help.

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Business credit card

An RBFCU Business Select Mastercard® gives you purchasing power and convenience. You can take advantage of rewards and low rates, and manage your resources more efficiently by adding authorized users and setting customized spending limits.

Current Merchant Services Promotions

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Mobile Payment Processing

  • Accept payments anytime, anywhere
  • Accept credit/debit card payments with your mobile phone or tablet
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Website Package - $24.99*

Includes everything you need to start or grow your online business:

  • Web hosting
  • Domain name
  • Web security
  • Free website design

*Terms and conditions apply. Contact Business Services for details.

Business Calculators

  • How much money do I need to start my business?
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  • What is my business worth today?
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  • Should I own or lease my business location?
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  • Should I buy or lease equipment?
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Business FAQs

  • Can I qualify my business for membership to open an account?
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    Yes, you can qualify your business for membership based on your location, or based on where you (the legal owner), live, worship or attend school. If you are interested in allowing your business and employees to take advantage of credit union membership, you can contact our Business Development team and request the benefits of credit union membership for your entire organization by becoming a Select Group.

  • My business is a non-profit. Do you have any special account options for me?
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    We have several different options for business checking accounts. If you are a non-profit organization in search of an account that fits your needs, you may contact our Remote Member Assistance team at 210-945-3300 , ext. 66950, then choose option 2, regarding your needs and they may be able to help you find an offering that best suits you.

  • How can I open a business checking account?
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    Currently business accounts are not available to open through the online application process. Many new members prefer to establish their relationship with RBFCU and open a business account at a branch location so they can have one of our account opening experts walk them through the process.

    If you have any questions, please contact Remote Member Assistance at 210-945-3300, ext. 66950, then choose option 2.

  • Can I open a business checking account online?
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    You currently cannot open an RBFCU Business Checking Account online. However, call 210-945-3300, ext. 66950, then choose option 2, and one of our Remote Member Assistance representatives will assist you.

  • What information is required during the business loan application process?
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    Business loan application requirements can vary depending on the loan type, term and amount. However, as a general guideline, the loan application package will typically include financial statements of the business, tax returns for the guarantor and the business (as applicable) and a personal financial statement. For startups and expansion of existing business, a business plan with three years of projections is required.

Membership eligibility is required. To open a business account, RBFCU personal accounts of all principal owners must be in good standing. Programs and fees subject to change. Certain information regarding the nature and transaction types of your business will be gathered at the time of account opening. Check cashing is not available on business accounts, however, you may deposit and withdraw the funds. We do not offer Money Service Businesses (MSB) accounts. The Department of the Treasury and FinCEN defines a Money Services Business (MSB) as a business that conducts more than $1,000 in business with one person in one or more transactions on the same day in one or more of the following services: Money Orders, Traveler’s Checks, Money Transmission, Check Cashing, Currency Exchange, Currency Dealing and Stored Value. For complete details, contact our Remote Member Assistance team at 210-945-3300, ext. 66950, then choose option 2 (toll-free). Credit cards subject to credit approval. Rates and terms are subject to change; other restrictions may apply.