Forms & Disclosures
We have compiled various forms, disclosures and documents into one location to make it easier for members to find and print paperwork and manage their financial needs.
-
Banking
Membership
- Membership Agreement & Disclosures
- 2022 Member Magazine: Your Guide to RBFCU’s Products and Services
- Privacy Policy
- USA PATRIOT Act Notice
Select Group (SG) Membership
Checking and Savings Accounts
- What You Need to Know About Overdraft Protection
- Direct Deposit Authorization Form
- Automatic Payment Authorization Form
- Mastercard Guide to Benefits for Debit Cardholders
- Electronic Fund Transfers Agreement and Disclosures
- Questions Regarding Electronic Fund Transfers on Your Consumer Account Statement
- Notice for Error Resolution and/or Cancellation of an International Wire Remittance Transfer
- Funds Availability Policy
- Truth in Savings Fee Schedule
- Truth in Savings Account Disclosures
- Certificate Issuance and Disclosure Information
- Substitute Checks and Your Rights
- Statement Reconciliation
- Mail-in Deposit/Loan Payment Voucher
Identity Theft Coverage
- MemberSafe®: Identity Monitoring & Resolution Services, Credit File Alerts, Identity Theft Protection, Cellular Phone Protection
- Five Steps to Take Immediately If Your Identity Has Been Stolen
IRAs
- Traditional IRA Application
- Roth IRA Application
- IRA Rollover or Conversion Review
- IRA Required Minimum Distribution Election Form
- IRA Contribution Instructions
- IRA Designation or Change of Beneficiary Form
- IRA Distribution Form
- Request for Transfer or Conversion to an IRA
- Simplified Employee Pension (SEP) Plan Document
- IRS Form W-4R Withholding Certificate for Nonperiodic Payments
- IRA Certificate Issuance and Disclosure Information
- Traditional IRA Amendment
- Traditional Beneficiary IRA Amendment
- Roth IRA Amendment
- Roth Beneficiary IRA Amendment
Online / Mobile Banking
- RBFCU Online Banking User Agreement & RBFCU Mobile Deposit® Disclosure and Agreement
- Online Banking Privacy Policy
- Paperless Preference Agreement
- RBFCUsend User Agreement and Terms & Conditions
- RBFCU Bill Pay™ Terms of Service
- Mobile Wallet Agreement
Other
- Available Drive-Thru, ATM, Online/Mobile Banking and Self-Service Options
- Deposit ATMs
- ATM Self-Service Lanes
- Make ATM Safety a Priority
- Medallion Signature Guarantee Program Checklist
- A Financial Guide Following the Loss of a Loved One
- Wire Transfer Services Agreement
- Your Insured Funds (NCUA)
- How Your Accounts are Federally Insured (NCUA)
-
Loans
Auto Loans
- Auto Loan Application
- RBFCU Preferred Dealers List
- Title and Lien Recording Instructions for Autos, Motorcycles, Recreational Vehicles, Boats, ATV, UTV, Jet Skis
Vehicle Protection Package
- Guaranteed Asset Protection (GAP) Plus with Deductible Assistance brochure
- Mechanical Repair Coverage (MRC) brochure
- Credit Insurance (CI) brochure
Other Vehicle Loans
- Other Vehicle Loan Application (Motorcycles, boats (excluding yachts), RVs, ATVs, personal watercrafts and specialized collateral)
- Title and Lien Recording Instructions for Autos, Motorcycles, Recreational Vehicles, Boats, ATV, UTV, Jet Skis
Credit Cards
- Credit Card Application
- How to Request a Cash Advance or Balance Transfer
- How to Retrieve Your Mastercard Annual Statement
- Savings Secured Mastercard Addendum to Cardholder Agreement
- Notice to Co-Signer
- No-Cost Travel Accident Insurance
- Mobile Wallet Agreement
Effective until Feb. 27, 2023 — Visit rbfcu.org/mastercard for details
- Mastercard® Guide to Benefits for Credit Cardholders
- Interest Rates, Interest Charges and Fees for World Cash Back and Premier Rate Mastercard Credit Cards
- World Cash Back Mastercard Pricing Terms and Agreement Billing Rights & Credit Card Disclosure
- Platinum Premier Rate Mastercard Pricing Terms and Agreement Billing Rights & Credit Card Disclosure
- CashBack Rewards Mastercard Agreement Billing Rights & Credit Card Disclosure (No longer available)
- Gold Mastercard & Platinum Mastercard Agreement Billing Rights & Credit Card Disclosure (No longer available)
- Platinum Preferred Rate Mastercard Agreement Billing Rights & Credit Card Disclosure (No longer available)
Effective beginning Feb. 6, 2023 — Visit rbfcu.org/mastercard for details
- Interest Rates, Interest Charges and Fees for World Cash Back and Premier Rate Mastercard Credit Cards
- World Cash Back Mastercard Pricing Terms and Agreement Billing Rights & Credit Card Disclosure
- Mastercard Guide to Benefits for World Cash Back Mastercard Credit Cardholders
- Platinum Premier Rate Mastercard Pricing Terms and Agreement Billing Rights & Credit Card Disclosure
- Guide to Benefits for Premier Rate Mastercard Cardholders: Worldwide Automatic Travel Accident & Baggage Delay
Personal Loans
- Personal Loan Application (Signature Loans, Lines of Credit, Share Secured, Certificate Secured)
- Credit Builder Loan Application
- Line of Credit Agreement & Billing Rights Notice
- Line of Credit (LOC) Account Acquisition Disclosure
Student Loans
Collections
-
Home Loans & Realty
Mortgages
- Mortgage Application (Use for adjustable-rate, fixed-rate, jumbo and land loans)
- Buying a New Home: A Quick Start-to-Finish Guide
- RBFCU Mortgage Lending Borrower Portal Guide: An Instructional Guide for Borrowers
- Your Mortgage Application Checklist
- Maintaining Your Financial Status and Credit Score
- The Road to Homeownership: Step by Step
- What to Expect During the Mortgage Loan Process
- NMLS Mortgage Loan Originator
- Mortgages from A to Z: Terms You’ll Hear During the Homebuying Process
FHA & VA
- FHA & VA Loan Application on DomainMortgage.com
- Domain Mortgage — Your Mortgage Application Checklist
- Domain Mortgage — What to Expect During the Loan Process
- Domain Mortgage — Activities to Avoid to Successfully Close on Your Home
- Buying a New Home: A Quick Start-to-Finish Guide
- Certificate of Eligibility (COE) - VA Form 26-1880
First-Time Homebuyers
New Construction
Home Equity/Home Equity Line of Credit (HELOC)
- Home Equity/HELOC Loan Application
- Texas HELOC Early Disclosure Statement
- What You Should Know About Home Equity Lines of Credit
Home Improvement
Homebuying & Selling Services
-
Business
Periodic Review Forms
Business Credit Cards
- How To Request a Cash Advance or Balance Transfer
- How to Retrieve Your Mastercard Annual Statement
- Mobile Wallet Agreement
For cardholders with Business Select cards — Visit rbfcu.org/mastercard for details
- Business Select Mastercard Pricing Terms and Agreement Billing Rights & Credit Card Disclosure
- Mastercard Guide to Benefits for Commercial Credit Cardholders
Effective beginning Feb. 6, 2023 — Visit rbfcu.org/mastercard for details
- Business Select Mastercard Pricing Terms and Agreement Billing Rights & Credit Card Disclosure
- Guide to Benefits for Business Select Mastercard Cardholders: Worldwide Automatic Travel Accident & Baggage Delay
Business Accounts
- Business Account Agreement and Fee Schedule
- Beneficial Ownership Form
- Guest User (eShare) Disclosures
Business Services
- Contact Us
- How to Install the RBFCU Mobile Deposit app for Windows
- Electronic Payment Processing
- Merchant Processing Preapplication Profile Form
- How to Get a Free Apple Pay-Enabled Payment Processing Terminal
- Clover Mini: Portable Point-of-Sale Terminal
- NewtPay Mobile: Smart Phone Credit Card Terminal
- RBFCU Mobile Promotion: Pay on the Go Processing
- Newtek Payroll Processing
- Web Design & Development
- ACH Services
Select Group (SG) Membership
-
Learn
-
Investments
- Request an Investments Appointment
- Request a Trust Services Appointment
- Request a Retirement Appointment
- Medallion Signature Guarantee Program Checklist
IRAs
- Traditional IRA Application
- Roth IRA Application
- IRA Rollover or Conversion Review
- IRA Required Minimum Distribution Election Form
- IRA Contribution Instructions
- IRA Designation or Change of Beneficiary Form
- IRA Distribution Form
- Request for Transfer or Conversion to an IRA
- Simplified Employee Pension (SEP) Plan Document
- IRS Form W-4R Withholding Certificate for Nonperiodic Payments
- IRA Certificate Issuance and Disclosure Information
- Traditional IRA Amendment
- Traditional Beneficiary IRA Amendment
- Roth IRA Amendment
- Roth Beneficiary IRA Amendment
-
Insurance
Homeowners Insurance
- Homeowners Insurance Quote Request
- Homeowners Insurance Quote Request (Printable PDF)
- Return this form by 1) mailing it to RBFCU Insurance Agency, P.O. Box 2097, Universal City, TX 78148-2097 or 2) faxing it to 210-564-2990
- Need assistance? Call RBFCU Insurance Agency at 210-564-2999 or toll-free at 1-888-564-2999.
Auto Insurance
- Auto Insurance Quote Request
- Auto Insurance Quote Request (Printable PDF)
- Return this form by 1) mailing it to RBFCU Insurance Agency, P.O. Box 2097, Universal City, TX 78148-2097 or 2) faxing it to 210-564-2990
- Need assistance? Call RBFCU Insurance Agency at 210-564-2999 or toll-free at 1-888-564-2999.
Vehicle Protection Package
- Guaranteed Asset Protection (GAP) Plus with Deductible Assistance brochure
- Mechanical Repair Coverage (MRC) brochure
- Credit Insurance (CI) brochure
Commercial Insurance
Personal Insurance
- Accidental Death & Dismemberment (AD&D) Insurance Application and Information
- Hospital Accident Protection Insurance Application and Information
- Travel Insurance Application and Information
- Travel Insured Intl. Protection Plans Comparison
- Pet Insurance Application and Information
- Request a Quote or More Information
Medicare Supplement Insurance Plans
-
Statement Inserts
February 2023
- RBFCU Money Market Accounts
- Free Checking, Not Fee Checking
- Protect Your Family Legacy
- Annual Membership Meeting
January 2023
- New Year, New Savings — Auto Loans
- Flexibility now and in the future — Adjustable Rate Mortgage
- Let your savings do the earning — Certificates
- Annual Membership Meeting
- Membership Agreement & Disclosures
- Business Account Agreement and Fee Schedule
December 2022
- Get a head start to banking with RBFCU Youth Accounts and STAR Program
- FREE Checking, Not Fee Checking
November 2022
October 2022
- Online Security is Important for All RBFCU Members
- MemberSafe
- Building a Relationship with a Financial Advisor
- Annual Meeting Notice
- Membership Agreement & Disclosures
- Business Account Agreement and Fee Schedule
September 2022
- Protect Your Family Legacy
- Low, Fixed-Rate Commercial Real Estate Loans
- Fall Into Savings - Auto Loans
August 2022
- Banking at your fingertips!
- Discover how we help educators build financial freedom with more confidence
- Have you considered working with a financial advisor virtually?
July 2022
- Your summer vacation could win you up to $10,000
- Make it the Summer of Savings
- Membership Agreement & Disclosures
- Business Account Agreement and Fee Schedule
- Privacy Notice
June 2022
May 2022
April 2022
- It's Never Too Early to Start Saving With a Youth Savings Account
- Make ATM Safety a Priority
- Questions Regarding Electronic Fund Transfers on Your Consumer Account Statement
- Membership Agreement & Disclosures
March 2022
February 2022
- Preserve Your Family Legacy for Generations
- Get Your Tax Refund up to Two Days Faster with RBFCU Direct Deposit
December 2021
November 2021
- RBFCU in Partnership With Sallie Mae Offers Student Loans for All Types of Students
- Long-Term Care: Do You Have the Protection You Need?
October 2021
- RBFCU Investments Group - Discover the Benefits
- Membership Agreement & Disclosures
- Business Account Agreement and Fee Schedule
September 2021
August 2021
- Banking at Your Fingertips! - New RBFCU Mobile App
- Time to Hit the Highway with RBFCU Insurance
- Mastercard Easy Savings® with Freedom Business Debit Card
July 2021
- Membership Agreement & Disclosures
- RBFCU Online Banking User Agreement & RBFCU Mobile Deposit™ Disclosure and Agreement
- Business Account Agreement and Fee Schedule
June 2021
May 2021
April 2021
- Membership Agreement & Disclosures
- Privacy Notice
- Business Account Agreement and Fee Schedule
- Questions Regarding Electronic Fund Transfers on Your Consumer Account Statement
- Make Safety a Priority
March 2021
Federally Insured by NCUA. Equal Housing Lender.
