Mobile Payment Services

Making payments your way

We give you tools that make purchasing easier while you continue to enjoy the RBFCU perks you love the most. Paying with your mobile device is safe and convenient as you shop at your favorite stores.

Apple Pay

Apple Pay is accepted by more than 200,000 merchants worldwide, offering you an added layer of security thanks to Touch ID® and passcode-authentication transactions.

Samsung Pay logo

Accepted almost anywhere you can swipe, insert or tap your card, Samsung Pay offers convenience when completing transactions using your Samsung device.

PayPal logo

Your saved payment information makes checkouts fast and efficient. Pay with PayPal easily and securely, anytime from nearly anywhere.

Garmin Pay logo

Garmin Pay enables contactless payments for people who are always on the move. No wallet? No phone? No problem. Add your RBFCU debit or credit cards to your compatible Garmin watch for fast and convenient purchases.

Smart. Simple. Secure. It all checks out.

Click to Pay from Mastercard® is a password-free, online checkout option that lets you check out faster with participating merchants by storing your payment information in one place.


Stay in control

Payment information stored securely in one place — so it’s there when you need it.

Thumbprint and padlock

Smart security

Intelligent security helps recognize you at checkout.


Bypass passwords

Password-free checkout takes the hassle out of paying online.

  • What are contactless payments?
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    Contactless payments, also referred to as Tap & Go® or Tap to Pay, wirelessly transmit your encrypted credit card information to a contactless-enabled point of sale machine. RBFCU Mastercard credit cards are now contactless enabled so your card never leaves your hand. No wallet? No problem. Add your RBFCU card to your mobile wallet and pay with your phone or compatible smart watch. Use anywhere you see the Contactless symbol at checkout for a faster, safer and more convenient way to pay.

  • Are contactless payments secure?
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    Yes, contactless payments are secure. Contactless payments put you in control and protects your data. Your card or device never leaves your hand, reducing the risk of loss or counterfeit, and each purchase is uniquely encrypted so your actual card number is never used.

  • Do I earn cash back with mobile payment services?
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    Yes, making payments using mobile payment services like Apple Pay or Samsung Pay will earn the same cash back and rewards that a World Cash Back or Business Select Mastercard credit card transaction would normally earn.

  • How do I download the RBFCU Mobile app?
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    To download the RBFCU Mobile® app:

    For full app functionality, please ensure your device is running the latest software. The latest operating systems (OS) versions are required for security updates and will provide the best experience while using the RBFCU Mobile app. The minimum supported OS* to use the RBFCU Mobile app are:

    • iPadOS® 13 or later
    • iPhone® iOS 13 or later
    • Android OS 5.1 or later

    *Some devices may not be supported due to hardware limitations.

  • If my physical RBFCU card is lost or was stolen and I have Apple Pay or Samsung Pay, what do I do?
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    You can report your lost or stolen card by contacting us in one of the following ways:

Apple, Apple Pay, iPhone, iPad and Touch ID are trademarks of Apple, Inc., registered in the U.S. and other countries.

Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.

Garmin and the Garmin logo are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

Mastercard and Tap & Go are registered trademarks, and the circles design is a trademark, of Mastercard International Incorporated.

Google Play, the Google Play logo and Android are trademarks of Google LLC.

RBFCU does not charge a fee for the RBFCU Mobile app, but you may be charged for data by your mobile wireless provider.

RBFCU Mobile Wallet Agreement