Mobile Payment Services
Making payments your way
RBFCU has joined forces with leaders in the mobile payment industry to give you the power to make payments your way. We’re giving you the tools to make purchasing easier, while you continue to enjoy the RBFCU perks you love the most — including earning cash back on purchases.
Masterpass™ by Mastercard®
With RBFCU Masterpass, we're giving you a digital payment solution that makes online shopping easier and more convenient than ever.
Benefits and features:
- Available on all Android devices
- Streamline the checkout process with thousands of online merchants
- Access an additional layer of security through the Masterpass purchase authentication process
- Save time filling out online forms and billing information
How to set up Masterpass
1. Sign in
2. Verify
3. Add card
4. Shop1. Sign in
From the home screen, find the app on your phone (or download it if it’s not already installed) and log in to your Masterpass account.
2. Verify
Verify your Masterpass account by receiving a code via SMS, email or phone.
3. Add card
Use your camera to add your card information, or type it manually.
4. Shop
Look for the Masterpass contactless symbol when you check out at your favorite in-store merchant or click on the Masterpass icon to initiate the process to make a secure purchase online.
For more information on using Masterpass, visit the Masterpass FAQ center.
Requirements: A device with modern web and mobile browsers including Chrome, Firefox, Safari and Internet Explorer 11+. Tablet and mobile devices running either iOS 6+ or Android are also supported.
Apple Pay
Benefits and features:
- Added layer of security on your transactions thanks to TouchID and passcode-authenticated transactions
- Accepted by more than 200,000 merchants worldwide
- Cash-back earnings remain the same — use your RBFCU Freedom Debit Card and earn 10 cents each time you use Apple Pay or your RBFCU CashBack Rewards Mastercard and earn cash-back rewards based on your total purchase price
How to set up Apple Pay
1. Add card
2. Verify
3. Shop1. Add card
Load your card to the Wallet app on your Apple device.
2. Verify
Check that your card information has been correctly added to the app.
3. Shop
Look for the Apple Pay symbols when you check out at your favorite merchants! When you use Apple Pay with a merchant, you’ll use TouchID to confirm your identity. You may also be required to enter your passcode and/or sign a receipt.
For more information on using Apple Pay, visit Apple’s Support center.
Requirements: An eligible device, such as iPhone 6 or iPhone 6 Plus or later to pay in stores and within apps; iPad Air 2 or iPad Mini 3 or later to pay within apps; Apple Watch paired with iPhone 5 or later; iOS 8.1 or later; United States as your selected region; Touch ID or passcode on your device; iCloud account.
Samsung Pay
Benefits and features:
- Accepted almost anywhere you can swipe, insert or tap your card
- Secure transactions are processed with several layers of security to protect your personal and payment information
- Cash-back earnings remain the same. Use your RBFCU Freedom Debit Card and earn cash back each time you use Samsung Pay, or use your RBFCU CashBack Rewards Mastercard and earn rewards based on your total purchase price
How to set up Samsung Pay
1. Sign in
2. Secure your account
3. Add your card
4. Complete purchase1. Sign in
From the home screen, find the app on your phone (or download it if it’s not already installed), and log in to your Samsung account.
2. Secure your account
Secure your transaction using your mobile device for fingerprint authentication.
3. Add your card
Use your camera to add your card information, or type it in manually.
4. Complete purchase
Hover your device near the card reader, about a ½-inch over where you would usually swipe or tap your card. A pulse will indicate your payment is being transmitted, and the card reader or cashier will confirm the payment has been successfully completed.
For more information on using Samsung Pay, visit Samsung Pay’s FAQ center.
Requirements: A compatible device such as a Samsung Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+ or Galaxy Note5 or later; Samsung account; registered fingerprint or Pay PIN; United States as your selected region.
Microsoft Wallet
Benefits and features:
- Simple to tap and pay
- Accepted at thousands of retail locations
- Comes built into Windows 10 phones
- Stores your loyalty and membership cards1
- Your PIN prevents others from accessing your Wallet and your phone
How to set up Microsoft Wallet
1. Sign in1. Sign in
Sign in with your Microsoft Account (MSA).
2. Add your card
Set up your account and add a new card.
3. Verify your card
Verify your card by receiving a code via SMS, email or phone.
For more information on using Microsoft Wallet, visit Microsoft’s resource page.
Requirements: Using Microsoft Wallet for contactless payments requires a supported Windows phone running Windows 10 and the Microsoft Wallet app, a supported credit or debit card that has been enrolled and linked to your Microsoft account, and a retailer that supports and has enabled contactless payments.
1Using a membership card without a photo may not be allowed by some organizations.
FAQs
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How do I add my credit or debit card to Apple Pay?
You can start using Apple Pay as soon as you add a credit or debit card to the Wallet app on iPhone.
To add a card, go into Settings > Wallet & Apple Pay, and select “Add Credit or Debit Card.” You can also open Wallet and select “Add Credit or Debit Card.” Follow the prompts to add your card.
This card will be your default payment card, but you can go to Wallet anytime and add, then select, a different card. For more information, please visit the Apple support website.
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Do I earn cash back with mobile payment services?
Yes, making payments using mobile payment services like Masterpass, Apple Pay, Samsung Pay or Microsoft Wallet will earn the same cash back and rewards that a Freedom Debit Card or Platinum CashBack Rewards Mastercard credit card transaction would normally earn.
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How do I download the RBFCU Mobile app?
RBFCU offers a FREE mobile application for both Android and iPhone devices.
- For Android devices: Select the Play Store, search for RBFCU and download the app.
- For iOS (Apple) devices: Select the App Store, search for RBFCU and download the app.
For full functionality, both the provider’s software and RBFCU app version must be up to date.
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Do I have to be a member to use the mobile app?
A few of the RBFCU Mobile app’s functions are available to non-members, including the convenience of qualifying for membership and opening an account. You can also use the branch locator, and review rates and contact information.
However, to access most of the benefits of the app, you must be a member.
For complete information on Masterpass, read the MasterPass Terms of Use and the MasterPass Privacy Policy. Apple® and iPhone® are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay, Apple Watch and Touch ID are trademarks of Apple, Inc. iTunes is for legal or rightholder-authorized copying only. Samsung, Samsung Pay, Samsung Galaxy S6, Samsung Galaxy S6 Edge, Samsung Galaxy S6 Edge+, and Samsung Galaxy Note5 are registered trademarks of Samsung Electronics Co., Ltd. Microsoft and Microsoft Wallet are trademarks of Microsoft Corporation. RBFCU Mobile Wallet Agreement
Federally Insured by NCUA.