Business Credit Card

Business Select Mastercard benefits and features, including 2% cash back

As a business owner, wouldn't it be nice to turn everyday business expenses into rewards?

Now you can with the RBFCU Business Select Mastercard® credit card. It provides owners the ability to allocate purchasing power to their authorized users, and set specific limits for each card. At the same time, it provides the security you expect from an RBFCU Mastercard.

Membership eligibility is required. Credit cards are subject to credit approval. Rates and terms subject to change. The RBFCU Business Select Mastercard with CashBack Rewards is calculated each year over a 12-month period beginning October 1 of each year, and is paid on qualified net retail purchases. Any unredeemed rewards on any RBFCU cash back reward credit cards, as of the end of the annual earnings cycle (Oct. 1-Sept. 30), are paid out to the member’s select deposit account. Rewards access subject to account status and other criteria at time of redemption. Cash Advances and convenience checks do not qualify. Cardholders may be disqualified from receiving cash back if their credit card account is listed as bankrupt, closed, fraudulent, derogatory or delinquent during the month cash back is paid. If disqualified for any of these reasons, the cardholder will not receive any accrued cash back for that program year. Monthly Mastercard statements will show the amount of accumulated cash back. Credits to an account issued by a merchant will result in reduction of cash back accrued. In the event a card is lost or stolen, the cash back accrued on the old account may be transferred to the new account. RBFCU reserves the right to make appropriate adjustments to cash back credit in respect to account activity. Cardholders are responsible for notifying RBFCU if cash back is not received within a reasonable amount of time. Cash back is an enhancement to the RBFCU Business Select Mastercard with CashBack Rewards and may be discontinued at any time. The cash back terms and conditions are subject to change. The 0% Annual Percentage Rate (APR) is a promotional rate for only Balance Transfers and Cash Advances made during the first 90 days your account is open. Purchases are not included. We will not charge you any interest on purchases if you pay your ENTIRE balance, including Balance Transfers and Cash Advances, by the due date each month. If the ENTIRE balance is not paid, then interest will be charged on any purchases, but not on the Balance Transfers and/or Cash Advances made during the first 90 days of the account opening. Promotional rate balances will remain at 0% APR for twelve months starting from the date of the initial Balance Transfer or Cash Advance request. Beginning with the thirteenth month, any remaining balance will be repriced to an APR of % for a Business Select Mastercard based on your creditworthiness and other factors. A Balance Transfer Fee of 2% of the amount of each Balance Transfer will be assessed. This will be charged separately from the amount of your Balance Transfer request. Balance Transfers may not be used to pay RBFCU accounts. A Cash Advance Fee of 2% of the amount of each Cash Advance will be assessed. The use of a Cash Advance to transfer a balance will result in a Cash Advance Fee. Contact our Business Solutions Department at 210-945-3300, ext. 53800 for complete details.