Loans

With RBFCU’s loan options, you can do it all

As one of Texas’ most trusted financial institutions, you can count on RBFCU to help you find auto loans, personal loans, credit cards and more — with options and benefits that work for you. Whatever your financial goals are, we can provide a loan for you.

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Find the perfect vehicle

Partner with one of our Preferred Dealers or shop online with Carvana to make your purchasing and financing experience seamless.

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Refinance from another institution

Bring your loan to RBFCU from another financial institution and start saving on interest, payments or modify the length of your loan.

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Buy a vehicle

Apply online and get approved for a low-rate auto loan before shopping for a vehicle.

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Find the right credit card

Expand your purchasing power or earn rewards for every dollar you spend. Compare our low interest rate credit cards and choose the option that fits you.

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Find the loan that fits you

Whatever your situation, RBFCU has a loan that fits your needs. Our personal loans give you a variety of flexible financing options.

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Flexibility while going to school

We’ve teamed up with Sallie Mae to provide competitive student loans that let you choose how and when to make your payments.


Additional coverage

You can also secure additional coverage and warranties for your vehicle maintenance and loan protection needs. These coverages are provided through RBFCU, so if you are interested in adding them, please click the link below or contact RBFCU’s Consumer Lending Center.

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Credit insurance

Credit insurance can help you make sure you’re covered if you can’t make payments because of unexpected illness or injury.

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Mechanical repair coverage

The miles can add up, but the repair costs don't have to. Unexpected repairs can happen after your factory warranty expires. MRC can help you limit the cost of covered breakdowns.

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GAP Plus with Deductible Assistance

GAP Plus with Deductible Assistance may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe.

 

Looking to build your credit?

A Credit Builder Loan from RBFCU can help you build a financial foundation and get on the road to building credit.

Loans Calculators

  • How much will my vehicle payments be?
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  • Should I finance or pay cash for a vehicle?
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  • How do my interest rate and payments affect my credit card balance?
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  • How long will it take to pay off my credit card balance?
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Loans FAQs

  • Do I have to be a member to get an auto loan with RBFCU?
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    To secure a loan with RBFCU, membership is required. If you would like to complete your loan application right away, then complete the membership application later, you may access our non-member loan application.

  • How will I know if I was approved for my loan?
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    A lending specialist will contact you within one business day of your application. You can also check your loan status by signing in to your Online Banking account or the RBFCU Mobile app.

  • Should I apply for a loan online or in a branch?
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    You may apply for a consumer loan or a mortgage loan wherever is most convenient for you. Applying online may be easier because you can ensure you have all the necessary information (paychecks, loan amounts, etc.) to process your loan request, rather than not having all the required materials while applying at the branch. To get started, visit our Loans page or Home Loans page.

    For business loans (excluding business credit cards), call 210-945-3300, ext. 53800 to schedule an appointment with a business loan officer to begin the process.

  • Are RBFCU's loan decisions made locally?
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    RBFCU loans are reviewed in-house at both our Austin and San Antonio headquarters.

  • How do I check my loan status?
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    For consumer loans, you can check your loan status by signing in to your online account, then selecting “Application Status” from the next menu. You can also call our Consumer Lending Center at 210-945-3300, press option 3 twice or visit your nearest branch.

    For a mortgage or business loan, please communicate with your loan officer regarding your loan status.

Auto Loan - 66 month
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CashBack Rewards
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Premier Rate
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Signature Loan - 24 month
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Line of Credit
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Boat Loan - 60 month
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Motorcycle Loan - 60 month
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ATV, Personal Watercraft, UTV Loan - 60 month
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Specialized Collateral
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RV Loan - 60 month
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Loans subject to credit approval and rates subject to change. Some restrictions may apply.