Homeowners Insurance

Get the coverage you need to protect your property

To protect what matters most, choose RBFCU Insurance Agency.

We offer access to a variety of homeowners, condo owners, rental insurance coverage options and more. Plus, we can help you bundle plans to save time and money.

Explore our coverage options

When it comes to improving your economic well-being and quality of life, you trust RBFCU.

Why should your insurance be any different?

House next to shield


Homeowners insurance protects your property structure and contents and provides liability coverage on the premises.

Couch in front of picture window with floor lamp on one side


Renters insurance provides coverage for your belongings as a renter in a rental property and protects you from being held liable for actions that occur on or in the property.

Two condo units in one building


Condominium coverage is specially designed for condo owners and tenants. It protects your investment, securing your unit and all your personal property.

Rental property

Investment & Rental

Like a homeowners policy, investment and rental insurance protects your property structure and provides liability coverage on the premises.

House under construction


Builders risk protects equipment and materials during construction, while Comprehensive Personal Liability provides liability coverage for the insured and family if accidents occur during construction.

House under water


Flood insurance provides coverage not typically included in homeowners insurance policies, protecting your property against one of the most common natural disasters.

For the right coverage at the right price, contact an insurance agent today:

What do I need to complete my request for a quote?

What do I need to complete my request for a quote?

Through a brief, secure online form, you’ll provide the following information:

  • Contact information
  • Details about your property, including address, year built, square footage, and construction details and features
  • Information about your current insurance policy and the type of coverage you may need
  • Additional unique home and yard details (i.e., pool, pets, etc.)

Once you complete the online request form, our insurance agents will follow up to gather additional details.

Discover the value of insurance coverage

  • How much homeowners insurance do I need?
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    You will need enough homeowners insurance to rebuild your home in the event of a loss.

  • What types of incidents does homeowners insurance cover?
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    A standard homeowners policy generally protects your home and your personal property from damage caused by:

    • Fires or lightning
    • Windstorms (including hurricanes and tornadoes) or hail
    • Explosions
    • Riots or civil commotions
    • Aircraft
    • Vehicles
    • Smoke
    • Theft or vandalism (sometimes called malicious mischief)
    • Falling objects
    • Weight of ice, snow or sleet
    • Freezing of plumbing, heating, air conditioning or other household systems

    It is best to contact RBFCU Insurance Agency to determine what specific coverage your home will need.

  • Does RBFCU Insurance Agency insure outside of Texas?
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    Yes, some of our partners do offer insurance outside of Texas.

  • The property I am interested in purchasing with my land loan is within a flood zone. What does this mean?
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    Flood insurance is not required by RBFCU if you are purchasing land only. However, additional insurance coverage could be required by your lender when you choose to build on the property.

  • What information will I need to provide for an auto insurance quote?
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    The following personal information is needed:

    • Names of all members in the household
    • Date(s) of birth
    • Social Security numbers and driver license numbers of all members in the household
    • Address
    • Information about your vehicle(s) (e.g., Year, make, model, vehicle identification number(s) (VIN))
    • Driving history: How many miles you drive per year, details on moving violations and accidents and your desired coverage

RBFCU Insurance Agency LLC is a wholly-owned subsidiary of RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU). Insurance products are not deposits; are not obligations of the credit union; not NCUA insured; and not guaranteed by RBFCU Insurance Agency LLC, RBFCU Services LLC or RBFCU.

RBFCU Insurance Agency is an independent insurance agency. It is the role of the RBFCU Insurance Agent to obtain quotes from multiple carriers and offer comparisons to determine adequate insurance coverage.

Insurance coverage, discounts and other features are subject to individual eligibility and availability.

RBFCU Insurance Agency LLC contracted with Vertafore, Inc. to access a Vertafore product called Consumer Rate Quotes. (“CRQ”). By using CRQ, you agree to these Terms of Use (“Terms”). Please read these Terms carefully as they contain legal terms that govern your use of this product.

By selecting the online insurance quote option, customers/members are exclusively utilizing Vertafore, Inc.