Business Services
Tools you need to help your business succeed
RBFCU provides the tools and solutions to help your business thrive, whether you’re a growing start-up or an established organization.
Through our services and business partners, we can provide your business with low-cost, high-value business products and services that make it easier to transact, transfer funds, make payments and more.
Merchant services
Our merchant services provide you access to a variety of financial tools to keep your business running smoothly.
Features:
- Accept major credit cards through retail, online and mobile terminals
Benefits:
- Accept funds in the most convenient way for your business, anytime and anywhere
- Harness the competitive online market and give your business additional visibility
- Will qualify your account to be free of monthly fees
Payroll processing
RBFCU offers a complete payroll processing solution to manage your business needs.
Features:
- Secured storage of payroll data
- Payroll register and management reports, year-end reports and W-2s
- Tax management file for federal withholdings and taxes
Benefits:
- 24/7 online input and access to reports
- Single point of contact for all payroll-related tasks, including taxes and reporting
- Will qualify your account to be free of monthly fees
Automated Clearing House (ACH)
Use our system to improve the speed and reliability of your business payment processing.
Features:
- Payroll Direct Deposit
- Electronic collections for payments, fees, dues, donations and other funds
- Payments and payment scheduling
Benefits:
- Facilitate employee direct deposit regardless of financial institution
- Speed up collections process
- Schedule secure, on-time payments
- Will qualify your account to be free of monthly fees
Guest User
Guest User allows eligible business account owners to share secure account access with trusted business associates.
Features:
- Business owners can set up access for their delegates and change credentials as needed
- Access to your business information based on parameters you specify
Benefits:
- No need to share account owner login credentials
- Allow trusted partners to view account details, download transaction history or make online deposits
Your business must have a tax identification number in order to qualify for Guest User. Set up business delegates through your online banking account.
Want to provide benefits for your employees?
If you’re seeking to provide benefits for your employees, our partners at RBFCU Investments Group can help. As a wholly owned subsidiary of RBFCU Services, RBFCU Investments Group makes the following value-added benefits available to you and your employees:
- Business owner financial planning services
- IRA, SEP and 401(k)
- Affordable dental, vision and pharmacy discount programs
- Insurance services, including life and disability
Contact our Business Services team
Interested in learning more about how RBFCU’s business services can help you succeed? Complete this form and a member of our Business Services team will contact you within 48 hours.
FAQs
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Does RBFCU offer merchant processing for businesses to receive debit/credit card payments?
Yes, RBFCU works with Newtek, a merchant services provider, to offer merchant processing. Read more about merchant processing here.
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What methods to process credit/debit cards does RBFCU offer?
We offer retail terminals, mobile terminals, mobile phone attachments, online shopping/ecommerce, and POS system integration. Read more about merchant processing here.
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What are the fees associated with merchant processing?
Each method has different costs. Please contact our Business Services Team at BusinessServices@rbfcu.org for more information.
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Does RBFCU offer business payroll services?
Yes, RBFCU works with Newtek, a merchant services provider, to offer business payroll services. Learn more about payroll services here.
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What are the fees associated with payroll services?
The cost of payroll services depends on your number of employees and additional services your business needs. Learn more about payroll services here.
Calculators
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Should I own or lease my business location?
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Should I buy or lease equipment?
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Should I take advantage of trade discounts?
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What is my business worth today?
Fees may be assessed for ACH origination.
RBFCU Investments Group LLC is a wholly-owned subsidiary of RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU).
RBFCU Investments Group Advisors are registered representatives of CUNA Brokerage Services, Inc. Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA / SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members.
Trust services available through MEMBERS Trust Company, a federal thrift regulated by the Office of the Comptroller of the Currency.
Not NCUA/NCUSIF/FDIC insured, May Lose Value, No financial institution guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America. FR-2022545.1-0218-0320
Federally Insured by NCUA.