Business Services
Tools you need to help your business succeed
Through our services and business partners, we can provide your business with low-cost, high-value business products and services that make it easier to transact, transfer funds, receive payments and more.
Merchant Services
Access to a variety of financial tools to keep your business running smoothly.
- eCommerce
- Mobile
- Point of sale
- Terminals
Payroll Processing
Complete payroll processing solution to manage your business needs.
- Full-service payroll
- 24/7 access
- Single point of contact
- Guaranteed filings
Automated Clearing House (ACH)
Improve the speed and reliability of your business payment processing.
- Payroll direct deposit
- Electronic collections for payments, fees, dues, donations and other funds
- Payments and payment scheduling
Mobile Deposit
Deposit checks remotely from your phone, tablet or scanner.
- Save time and trips to the branch by making deposits anywhere, any time through the RBFCU Mobile app.
Guest User
Allows eligible business account owners to share secure account access with trusted business associates.
- No need to share account owner login credentials
- Allow trusted partners to view account details, download transaction history or make online deposits
Your business must have a tax identification number in order to qualify for Guest User.
RBFCU Instant Merchant Account powered by Newtek®
Setting up or changing payment processing doesn’t have to be a huge ordeal. With the RBFCU Instant Merchant Account, powered by Newtek, you get the security and peace of mind of your own merchant ID with the speed of sign-up other processors are known for. Plus, you get our competitive processing rates, and the benefits of live, 24/7, U.S.-based customer support.
Want to provide benefits for your employees?
If you’re seeking to provide benefits for your employees, our partners at RBFCU Investments Group can help. As a wholly owned subsidiary of RBFCU Services, RBFCU Investments Group makes the following value-added benefits available to you and your employees:
- Business owner financial planning services
- IRA, SEP and 401(k)
- Affordable dental, vision and pharmacy discount programs
- Insurance services, including life and disability
Contact our Business Services team
Interested in learning more about how RBFCU’s business services can help you succeed? Click below to complete our contact form and a member of our Business Services team will contact you within 48 hours.

Business FAQs
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Does RBFCU offer merchant processing for businesses to receive debit and credit card payments?
Yes, RBFCU works with Newtek, a merchant services provider, to offer merchant processing. Read more about merchant processing here.
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What methods to process credit and debit cards does RBFCU offer?
We offer retail terminals, mobile terminals, mobile phone attachments, online shopping/ecommerce, and POS system integration. Read more about merchant processing here.
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What are the fees associated with merchant processing?
Each method has different costs. Please contact our Business Services Team at BusinessServices@rbfcu.org for more information.
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Does RBFCU offer business payroll services?
Yes, RBFCU works with Newtek, a merchant services provider, to offer business payroll services. Learn more about payroll services here.
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What are the fees associated with payroll services?
The cost of payroll services depends on your number of employees and additional services your business needs. Learn more about payroll services here.
Business Calculators
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Should I own or lease my business location?
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Should I buy or lease equipment?
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Should I take advantage of trade discounts?
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What is my business worth today?
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RBFCU Investments Group LLC is a wholly-owned subsidiary of RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU).
RBFCU Investments Group Professionals are registered representatives of CUNA Brokerage Services, Inc. Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA / SIPC, a registered broker/dealer and investment professional. CBSI is under contract with the financial institution to make securities available to members.
Trust services available through Members Trust Company, a federal thrift regulated by the Office of the Comptroller of the Currency.
Not NCUA/NCUSIF/FDIC insured, May Lose Value, No financial institution guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America. FR-3011018.1-0320-0422