Business Services
Tools you need to help your business succeed
Through our services and business partners, we can provide your business with low-cost, high-value business products and services that make it easier to transact, transfer funds, receive payments and more.
Merchant Services
Access to a variety of financial tools to keep your business running smoothly.
- eCommerce
- Accept credit, debit and mobile device payments
- Point of sale hardware and software solutions
- Terminals/Card readers
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Business Account Check Scanner
Scan and deposit checks from your business location.
- Securely scan paper checks
- Deposit checks quickly into your account
- Avoid lines
- Deposit checks any time — day or night
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Automated Clearing House (ACH)
Improve the speed and reliability of your business payment processing.
- Payroll direct deposit
- Electronic collections for payments, fees, dues, donations and other funds
- Payments and payment scheduling
Payroll Processing
Complete payroll processing solution to manage your business needs.
- Full-service payroll
- 24/7 access
- Single point of contact
- Guaranteed filings
Guest User
Allows eligible business account owners to share secure account access with trusted business associates.
- No need to share account owner login credentials
- Allow trusted partners to view account details, download transaction history or make online deposits
Your business must have a tax identification number in order to qualify for Guest User.
RBFCU Instant Merchant Account powered by Newtek®
Setting up or changing payment processing doesn’t have to be a huge ordeal. With the RBFCU Instant Merchant Account, powered by Newtek, you get the security and peace of mind of your own merchant ID with industry leading processing speed. Plus, you get our competitive processing rates, and the benefits of live, U.S.-based customer support 24/7.
Download the RBFCU Mobile Deposit® app
With the RBFCU Mobile Deposit app, you can deposit checks to your RBFCU accounts anytime, right from your computer!
This easy-to-use app was designed for members to quickly make multi-check deposits from a computer running Windows 10 or higher, and using a high-performance check scanner.
To download and use the app, sign in to your Online Banking account, select “View Services,” then “Mobile Deposit.” Follow these instructions to install in on your computer.
Additional qualifications apply to use RBFCU Mobile Deposit. All deposits, including Mobile Deposits, are subject to the RBFCU Funds Availability Policy. Certain restrictions, including daily and monthly deposit limitations, may apply.
Want to provide benefits for your employees?
If you’re seeking to provide benefits for your employees, our partners at RBFCU Investments Group can help. We make the following value-added benefits available to you and your employees:
- Business-owner financial planning services
- IRA, SEP and 401(k)
- Insurance services, including life and disability
Contact our Business Services team
Interested in learning more about how RBFCU’s business services can help you succeed? Click below to complete our contact form and a member of our Business Services team will contact you within 48 business hours.
Business FAQs
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Does RBFCU offer merchant processing for businesses to receive debit and credit card payments?
Yes, RBFCU works with Newtek, a merchant services provider, to offer merchant processing. Read more about merchant processing here.
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What methods to process credit and debit cards does RBFCU offer?
We offer retail terminals, mobile terminals, mobile phone attachments, online shopping/ecommerce, and POS system integration. Read more about merchant processing here.
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What are the fees associated with merchant processing?
Each method has different costs. Please contact our Business Services Team at BusinessServices@rbfcu.org for more information.
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Does RBFCU offer business payroll services?
Yes, RBFCU works with Newtek, a merchant services provider, to offer business payroll services. Learn more about payroll services here.
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What are the fees associated with payroll services?
The cost of payroll services depends on your number of employees and additional services your business needs. Learn more about payroll services here.
Business Calculators
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Should I own or lease my business location?
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What is my business worth today?
Fees may be assessed for ACH origination.
*Do not send sensitive information including account numbers, Social Security numbers, etc., through unsecured email. To send sensitive information, simply sign in to your Online Banking account and send us a secure message. Click "Contact or Find Us" (in the top-right corner of the page), followed by "Send a Secure Message."
Investment products are not federally or NCUA-insured, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
RBFCU Investments Group is a financial advisory practice of Ameriprise Financial Services, LLC.
Ameriprise Financial and the financial institution are not affiliated.
Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
Federally Insured by NCUA. Equal Housing Lender.
