Business Services

Tools you need to help your business succeed

RBFCU provides the tools and solutions to help your business thrive, whether you’re a growing start-up or an established organization.

Through our services and business partners, we can provide your business with low-cost, high-value business products and services that make it easier to transact, transfer funds, make payments and more.

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Merchant services

Our merchant services provide you access to a variety of financial tools to keep your business running smoothly.


  • Accept major credit cards through retail, online and mobile terminals


  • Accept funds in the most convenient way for your business, anytime and anywhere
  • Harness the competitive online market and give your business additional visibility
  • Will qualify your account to be free of monthly fees
3 cogs with dollar signs on them.

Payroll processing

RBFCU offers a complete payroll processing solution to manage your business needs.


  • Secured storage of payroll data
  • Payroll register and management reports, year-end reports and W-2s
  • Tax management file for federal withholdings and taxes


  • 24/7 online input and access to reports
  • Single point of contact for all payroll-related tasks, including taxes and reporting
  • Will qualify your account to be free of monthly fees
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Automated Clearing House (ACH)

Use our system to improve the speed and reliability of your business payment processing.


  • Payroll Direct Deposit
  • Electronic collections for payments, fees, dues, donations and other funds
  • Payments and payment scheduling


  • Facilitate employee direct deposit regardless of financial institution
  • Speed up collections process
  • Schedule secure, on-time payments
  • Will qualify your account to be free of monthly fees
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Guest User

Guest User allows eligible business account owners to share secure account access with trusted business associates.


  • Business owners can set up access for their delegates and change credentials as needed
  • Access to your business information based on parameters you specify


  • No need to share account owner login credentials
  • Allow trusted partners to view account details, download transaction history or make online deposits

Your business must have a tax identification number in order to qualify for Guest User. Set up business delegates through your online banking account.

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Learn more about business services

Contact our Business Services team

Interested in learning more about how RBFCU’s business services can help you succeed? Complete this form and a member of our Business Services team will contact you within 48 hours.

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More FAQs


  • Should I own or lease my business location? Should I own or lease my business location?
  • Should I buy or lease equipment? Should I buy or lease equipment?
  • Should I take advantage of trade discounts? Should I take advantage of trade discounts?
  • What is my business worth today? What is my business worth today?

Fees may be assessed for ACH origination.

RBFCU Investments Group LLC is a wholly-owned subsidiary of RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU).

RBFCU Investments Group Advisors are registered representatives of CUNA Brokerage Services, Inc. Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA / SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members.

Trust services available through MEMBERS Trust Company, a federal thrift regulated by the Office of the Comptroller of the Currency.

Not NCUA/NCUSIF/FDIC insured, May Lose Value, No financial institution guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America. FR-2022545.1-0218-0320