Other Vehicle Loans

Loans for every type of journey

Whatever type of vehicle you want, RBFCU offers flexible financing to purchase or refinance new or used recreational vehicles, including motorcycles, boats, RVs, ATVs and personal watercrafts. We also offer specialized loans for farm equipment, tractors, trailers and more. You may be able to lower your monthly payment when you refinance your current recreational vehicle with us.

Let the fun begin. It just takes a few minutes to apply.


A quick and easy application combined with low boat loan rates will have you on the water in no time.


Ready to hit the open road? Flexible financing to purchase or refinance new or used RVs.


Get the motorcycle you want at a payment you can afford.


Whether it's the open water or the rugged trails, we can help you get started.


  • Should I lease or purchase a vehicle?
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  • How much will my vehicle payments be?
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  • Which vehicle loan is better?
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  • What term of vehicle loan should I choose?
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  • Should I use a home equity loan instead of a vehicle loan?
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“RBFCU is phenomenal to work with! We’ve had four loans through RBFCU and no hassles! Great member service, easy payment options, quick approval — RBFCU’s got it all.”

Vehicle Loans FAQs

  • How do I record the title and lien for my boat, motorcycle, RV, etc.?
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    For instructions on processing your title and lien for your vehicle (boat, motorcycle, RV, ATV, UTV, Jet Ski, etc.) when purchasing from a dealer, via lease buyout, a private seller or refinancing from another financial institution, please follow our Title and Lien Recording Instructions.

  • Are there any vehicles that RBFCU does not finance?
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    RBFCU does not finance salvaged or reconditioned vehicles.

  • Can I refinance a motorcycle or other vehicle, or only an auto?
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    Refinancing can be a great option on all vehicle loan types, including motorcycles, RVs and watercraft. You can complete the refinancing application online.

  • What are the limits for motorcycle loans?
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    We do not have specific loan limits, but take into consideration many other factors regarding your financial standing, loan-to-value, and the vehicle itself.

  • Can I get a pre-approval for a boat, motorcycle, etc. loan?
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    Yes, we do offer pre-approvals for many different types of consumer loans, which can make your vehicle shopping experience easier. You can complete the loan application online.

  • Do I need a down payment to buy a vehicle?
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    RBFCU does not always require a down payment for auto loans. Whether you need to make a down payment will depend on your unique situation, including loan amount, loan term and credit history.

Loans are subject to credit approval. Your specific rate and term will be dependent upon your credit rating and other factors. Rates and terms subject to change without notice. Some restrictions may apply. Contact our Consumer Lender Center for more details.