Homebuying & Selling Services
All your real estate needs under one roof
When it comes to buying or selling your home, let RBFCU and our affiliate companies provide the necessary realty resources, services and experience to make the process run smoothly.
Realty services
Move beyond your expectations to an exceptional realty experience. Through our relationship with Kuper Sotheby’s International Realty, experienced real estate agents can help you buy or sell a home or property. (Plus, RBFCU members may be eligible for exclusive savings and benefits.1)
Mortgage options
From first-time homebuyers to downsizing empty nesters as well as veterans and seasoned investors, find the mortgage to fit your realty needs through RBFCU Mortgage. Explore Conventional and Jumbo loans today.
Closing services
Preserve Title Company can serve as the central point for all of the realty document gathering and title settlement services you’ll need to complete your real estate transaction. Sellers can select our preferred title company upfront, and buyers can request to close with us during negotiations.
Warranties and security
Once you’ve purchased a new home, make sure that you’re covered when it comes to potentially costly replacement and repairs. RBFCU Insurance Agency partners with Cinch® Home Services to help you protect your home’s most essential systems and appliances.
Property appraisals
Our RBFCU Appraisal Team works with mortgage lenders to review homes for both buyers and sellers. The goal is to ensure properties are assessed and valued appropriately — which can give buyers and lenders greater peace of mind.
Insurance coverage
Your home is both an investment and a refuge. With the right insurance coverage in place, you can protect it. RBFCU Insurance Agency can help assess your coverage by providing a free quote. (And don't forget to ask how you might save money by bundling your home and auto insurance, too.)
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How does the RBFCU Member Benefit Program work?
To be eligible for the credit, you must be an RBFCU member, use an RBFCU preferred real estate agent (Kuper Sotheby’s International Realty) and at least one preferred provider* (Preserve Title Company or RBFCU Mortgage NMLS# 583215), and notify the RBFCU preferred real estate agent of your interest in the program prior to the projected closing date and execution of contract.
Buying a home
Choose an RBFCU preferred real estate agent as your buyer’s representative and use an RBFCU preferred mortgage lender for your home financing needs. A real estate transaction sales price below $3 million will receive a credit of $1,000 to apply towards closing costs and prepaid items. A real estate transaction sales price of $3 million or above will receive a credit of $5,000 to apply towards closing costs and prepaid items.
Selling a home
List your home with an RBFCU preferred real estate agent and RBFCU’s preferred title company for your escrow and title insurance needs. You will earn a credit of $1,000 at closing for a real estate transaction sales price below $3 million. For a real estate transaction sales price of $3 million and above, you will earn a credit of $5,000 at closing.
*Buyer is required to use RBFCU Mortgage to finance the purchase of the property; Seller is required to use Preserve Title Company for the sale of the property to be eligible for the credit.
The RBFCU Member Benefit Program is subject to change without notice.
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Should I get preapproved before talking to an RBFCU preferred real estate agent?
By securing a mortgage loan preapproval before starting the homebuying process, you’ll be better able to provide your agent with critical information about your purchasing power. Start the preapproval process now.
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How do I choose an appraiser?
As the buyer of a property, you do not have to address any appraisal questions. RBFCU Mortgage will order a property appraisal to assess the true value of your selected property and to protect your interests.
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When can I use Preserve Title Company?
There are several ways to use Preserve Title Company.
- When selling property through a real estate agent, instruct the agent to use Preserve Title Company as your closing agent.
- When selling a property on your own, include Preserve Title Company as the closing agent on your contract.
- When purchasing property, the seller normally chooses the title company to use, but it is still an item you can negotiate with the seller. Inform the seller and real estate agent of Preserve Title Company’s fees and settlement services.
- When refinancing your property, instruct your mortgage lender to use Preserve Title Company and ask them to fax their closing instructions to us.
- When building a home, instruct your builder and lender, if applicable, to use Preserve Title Company as your closing agent.
For more information, visit preservetitle.com or contact us by calling 210-945-3370 or email us at info@preservetitle.com.
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How is RBFCU Services connected with RBFCU?
RBFCU Services LLC was established to expand the range of financial products and offer best-practice strategies to serve the specific needs of our members. As an affiliate of RBFCU, the focus is on providing an experience — one with professional guidance and integrity. In fact, our credit union philosophy is “people helping people.”
RBFCU Services is an umbrella of Credit Union Service Organizations (CUSOs), often referred to as affiliate companies or limited liability companies (LLCs).
Every day, the CUSOs within RBFCU Services strive to deliver a variety of quality financial products specifically designed to fit each member’s lifestyle and budget.
This page was last updated in February 2025.
DISCLOSURES
1Homebuyers and sellers are eligible to receive $1,000 for a real estate transaction sales price below $3,000,000 or $5,000 for a real estate transaction sales price $3,000,000 and above. For eligible homebuyers, the credit will be documented on the closing disclosure and applied to closing costs and prepaid items. To be eligible for the credit, you must be an RBFCU member, use an RBFCU preferred real estate agent (Kuper Sotheby’s International Realty) and at least one preferred provider 2 (Preserve Title Company or RBFCU Mortgage NMLS# 583215), and notify the RBFCU preferred real estate agent of your interest in the program prior to projected closing date and execution of contract. The RBFCU Member Benefit Program is subject to change without notice. RBFCU mortgage loans are available only on property in Texas. Kuper Realty Holding Company, LLC dba Kuper Sotheby’s International Realty, Preserve Title Company LLC and RBFCU Insurance Agency LLC are subsidiaries of RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU).
2Buyer is required to use RBFCU Mortgage to finance the purchase of the property; Seller is required to use Preserve Title Company for the sale of the property in order to be eligible for the credit.
Insurance products are offered through RBFCU Insurance Agency LLC, a wholly-owned subsidiary of RBFCU Services LLC and an affiliate of Randolph-Brooks Federal Credit Union (RBFCU). RBFCU Insurance Agency LLC is operated by Banc Insurance Agency. Business conducted with RBFCU Insurance Agency LLC is separate and distinct from any business conducted with RBFCU. Insurance products are not deposits; are not obligations of RBFCU; are not NCUA insured; are not issued by or guaranteed by RBFCU or any other affiliate, and may lose value. Any insurance required as a condition of the extension of credit by RBFCU need not be purchased from RBFCU Insurance Agency LLC but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the member’s choice.
