Auto Insurance

Get the coverage you need to protect your vehicles

Securing auto insurance from RBFCU Insurance Agency means protecting your vehicles, working with a trusted insurance agent through the entire process and getting the coverage that fits your needs at an affordable price. Plus, we can help you bundle plans to save time and money.

Want to cover another type of vehicle?

In addition to auto insurance, RBFCU Insurance Agency also provides coverage options for other vehicle types. Whether it’s on two wheels, four wheels or floats on the water, we have insurance policies to suit your needs.



Boat insurance coverage options include liability, collision, comprehensive, uninsured boater and more. Plus, we can help protect you from other unexpected incidences like towing or loss of personal belongings.



Motorcycle coverage options include liability, collision, comprehensive, uninsured motorist, rental reimbursement, roadside assistance and personal injury protection. We can also provide coverage for your accessories and devices.



Recreational vehicle insurance can cover a variety of vehicles, including motor homes, travel trailers and campers. Coverage options include liability, collision, comprehensive, total loss replacement and uninsured motorist coverage.

For the right coverage at the right price, contact an insurance agent today:

Additional protection via RBFCU

Through RBFCU’s Consumer Lending Center, you may secure additional vehicle coverage and warranties for your vehicle maintenance and loan protection needs.

094-23-VBCWebUpdates_Icons__Credit Insurance

Credit Insurance can help you make sure you’re covered if you can’t make payments because of unexpected illness or injury.

094-23-VBCWebUpdates_Icons__Mechanical Repair Coverage

The miles can add up, but the repair costs don’t have to. Unexpected repairs can happen after your factory warranty expires. Mechanical Repair Coverage (MRC) can help you limit the cost of covered breakdowns.

094-23-VBCWebUpdates_Icons__GAP Plus

GAP Plus may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe.

What do I need to complete my request for a quote?

What do I need to complete my request for a quote?

Through a brief, secure online form, you’ll provide the following information:

  • Contact information
  • Details about your vehicle make and model, and vehicle identification number (VIN)
  • Driving history, accident history (up to five years) and typical vehicle usage
  • Information about your current insurance policy and the type of coverage you may need

Once you complete the online request form, our insurance agents will follow up to gather additional details.

Discover the value of insurance coverage

  • How long does it take to get my insurance quote?
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    RBFCU Insurance Agency will do its best to provide a same-day quote if all required information is provided.

  • Why do I need auto insurance?
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    Auto insurance is required for all drivers in Texas, but it is more than just a legal necessity. It’s peace of mind that you will be covered in the event of an accident. RBFCU Insurance Agency can provide quotes and ensure you have the coverage needed for any situation, including liability (bodily injury and property damage), comprehensive, collision, personal injury and uninsured/underinsured motorist. We also provide extra security and convenience with roadside assistance and rental reimbursement.

  • What auto insurance coverage is required in Texas?
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    The State of Texas requires all drivers to carry at minimum $30,000 for each injured person, up to a total of $60,000 per accident and $25,000 for property damage per accident. This basic coverage is called 30/60/25 coverage.

    RBFCU Insurance Agency finds this coverage to be inadequate in the event of an accident or injury resulting from a covered accident. So, while 30/60/25 is the minimum coverage the State of Texas requires, we recommend increasing those limits to provide adequate protection for you, your vehicle, and your passengers in the event of a covered loss/accident.

  • How do I determine if I need full coverage or liability coverage on my vehicle?
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    If your vehicle is financed, the finance company will require what is known as full coverage. This includes bodily injury, property damage, collision and comprehensive damage on your vehicle.

  • Does my auto insurance cover me when I rent a car?
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    If you carry physical damage coverage on any of your vehicles, it may extend to your rental car. If you only carry liability coverage on your auto policy, there would be no physical damage coverage provided to a rental car. You will need to check your vehicle’s insurance policy for details.

  • How do I submit an auto insurance claim?
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    Call your auto insurance carrier. This number is typically found on your auto insurance ID card. RBFCU Insurance Agency’s policy declaration page will have your insurance company’s claim number, and you will be asked to supply information and documentation about the accident.

    If you have any future concerns, contact RBFCU Insurance Agency at 1-888-564-2999. Our business hours are 9 a.m. to 5 p.m., Monday through Friday.

  • Am I required to get insurance on my motorcycle, boat or RV?
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    Yes, full coverage insurance is required on all vehicles, including motorcycles, boats and RVs. To request a quote from RBFCU Insurance Agency, please complete the online request form.

  • Do I need commercial auto insurance?
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    If a vehicle is used in tasks related to your business, a commercial policy may be necessary.

  • What determines my insurance rate?
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    Insurance providers take several factors into consideration when determining your rate, including:

    • Age
    • Driving record
    • Insurance score
    • Gender
    • Marital status

RBFCU Insurance Agency LLC is a wholly-owned subsidiary of RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU). Insurance products are not deposits; are not obligations of the credit union; not NCUA insured; and not guaranteed by RBFCU Insurance Agency LLC, RBFCU Services LLC or RBFCU.

RBFCU Insurance Agency is an independent insurance agency. It is the role of the RBFCU Insurance Agent to obtain quotes from multiple carriers and offer comparisons to determine adequate insurance coverage.

Insurance coverage, discounts and other features are subject to individual eligibility and availability.

RBFCU Insurance Agency LLC contracted with Vertafore, Inc. to access a Vertafore product called Consumer Rate Quotes. (“CRQ”). By using CRQ, you agree to these Terms of Use (“Terms”). Please read these Terms carefully as they contain legal terms that govern your use of this product.

By selecting the online insurance quote option, customers/members are exclusively utilizing Vertafore, Inc.