Mechanical Repair Coverage (MRC)

The miles can add up, but the repair costs don’t have to.

MEMBER’S CHOICE® Mechanical Repair Coverage can help deflect some risk of costly future, covered repairs keeping your vehicle running extra miles and extra years. With different coverage levels to choose from, there’s a plan to fit your family’s budget.

Whether you depend on your vehicle for work or getting your family to school and activities, you need transportation that’s safe and reliable. The older your vehicle, the more it takes to keep it in good working order. Not making small repairs can lead to even more expensive repairs and ignoring other repairs can be dangerous.

To add this coverage, contact us at 210-945-3300.

Choose the MRC plan that's right for you:

Gold Plan

The Gold Plan covers components listed below.*

Platinum Plan

The Platinum Plan covers components listed below.*

Engine
Transmission
Front-Wheel Drive
Rear-Wheel Drive
Steering
Front Suspension
Brakes
Electrical
Air Conditioning
Basic Hybrid/Electric Vehicle Components
Seals and Gaskets
Advanced Components
Advanced Hybrid/Electric Vehicle Components
High-Tech Electronics and Sensors
Entertainment System
Convenience Controls
Safety and Security Systems
Miscellaneous Components and More!

Gold Plan

The Gold Plan covers components listed below.*

Platinum Plan

The Platinum Plan covers components listed below.*

Engine
+ -
Transmission
+ -
Front-Wheel Drive
+ -
Rear-Wheel Drive
+ -
Steering
+ -
Front Suspension
+ -
Brakes
+ -
Electrical
+ -
Air Conditioning
+ -
Basic Hybrid/Electric Vehicle Components
+ -
Seals and Gaskets
+ -
Advanced Components
+ -
Advanced Hybrid/Electric Vehicle Components
+ -
High-Tech Electronics and Sensors
+ -
Entertainment System
+ -
Convenience Controls
+ -
Safety and Security Systems
+ -
Miscellaneous Components and More!
+ -

*Components not listed are not covered. Additional parts covered by Platinum Plan must be factory installed. Click here for a complete list of covered components.

 

1Program details may vary by state. Ask a Member Services Representative for details or receive a quote by calling 210-945-3300.

2The $0 deductible option is not available on all coverage levels.

3Only when a covered breakdown occurs 100 miles or more from home and your vehicle is held overnight at a repair facility; not available to residents of NY.

4Full refund available for an unused agreement within the first 60 days, or a prorated refund thereafter less an administrative fee. Cancellation provision and administrative fees vary by state.

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.

MRC-2239599.3-0621-0723 CUNA Mutual Group ©2021, All Rights Reserved.

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