Keep the car you love — and save more

Refinancing a vehicle loan from another institution to RBFCU can be a great way to save on the vehicle you already own. By refinancing your vehicle, you could:

Save money

By refinancing from another institution to RBFCU at a lower rate, you could potentially cut thousands from the final cost of your vehicle.

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Choose a loan term that works for you

Reduce the time needed to pay off your loan by shortening the term and refinancing with RBFCU or extend the term for smaller payments.

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Make your equity work for you

Use the equity in your vehicle as a quick, easy way to borrow money at a low rate.

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Apply now

How do I refinance my vehicle?

1. Fill out your application

If you choose to refinance with RBFCU, you’ll submit an application with the details regarding your vehicle, your personal information and your finances.

  • Information about your current vehicle — vehicle identification number (VIN), make, model, year and mileage
  • How long you want to finance your loan (term length)
  • Your current employment and income information
  • Contact information (phone number and email)
  • Information about any joint borrowers you would like to include on the auto loan (including date of birth, address, income and employment, Social Security number and contact information; if applicable)

Apply now

2. Review your offer

RBFCU will contact you regarding your application and provide information about the approved rate, term and amount. You can review these options and then choose to accept the loan.

3. Complete your paperwork

When you’re ready to finalize, you’ll need to electronically sign your paperwork or visit an RBFCU location to complete the loan process.

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“We wanted to refinance our auto loan, so we went online, filled out the application and within 24 hours, RBFCU sent us an answer."

FAQ FAQs

More FAQs

1.95% APR is our best rate available when applying online for an RBFCU auto loan to purchase a new or used vehicle, or refinance an existing auto loan from another financial institution based on your credit rating and other factors. Auto loans are subject to credit approval and rates are subject to change. Loan term will be based upon amount financed, collateral and mileage. Longer loan terms are available at different rates. Some restrictions may apply. Contact our Consumer Lending Center for more details.