Commercial Insurance

Protecting your business

You trust RBFCU with your business, and we want you to trust us to protect your business as well. RBFCU offers members access to business solutions, including checking and savings accounts, business loans, merchant services and more.

Through our affiliate RBFCU Insurance Agency, we offer commercial insurance to protect you and your business.

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General business liability

Protects your business operations against third-party claims of bodily injury or property damage.

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Business property insurance

Covers losses and damages to real and personal property, including buildings and their contents.

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Business owners policy

Consolidates general business liability and business property coverage into one convenient policy.

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Workers’ compensation

Covers on-the-job injuries to your employees and provides income replacement and medical coverage to employees.

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Business auto insurance

Protects the company vehicles you own or lease, as well as covers employees who drive their own vehicles on your business’ behalf.

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Professional liability insurance

Also known as errors and omissions insurance, professional liability protects your business against risks of malpractice, neglect or errors.

To request a quote or learn more about commercial insurance coverage options RBFCU Insurance Agency provides, contact our insurance specialists:

Insurance FAQs

  • Do I need commercial auto insurance?
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    If a vehicle is used in tasks related to your business, a commercial policy may be necessary.

  • As a business owner, am I required to purchase workers’ compensation insurance coverage?
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    No, there is no requirement to purchase this coverage if you are a Texas business, but it can be a valuable part of your protection package.

  • Who needs a business owner's policy (BOP)?
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    All small businesses such as retail stores, restaurants, and independent contractors typically need a BOP to safeguard against unexpected financial losses beyond general liability claims. BOP protects your small business.

  • How long does it take to get my insurance quote?
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    RBFCU Insurance Agency will do its best to provide a same-day quote if all required information is provided.

  • Does my credit score affect my insurance premium?
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    Yes, but insurance premiums are affected by a number of factors, including credit score, age, claims history and others.

RBFCU Insurance Agency LLC is a wholly-owned subsidiary of RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU). Insurance products are not deposits; are not obligations of the credit union; not NCUA insured; and not guaranteed by RBFCU Insurance Agency LLC, RBFCU Services LLC or RBFCU.