Shop our trusted Preferred Dealers
Whether you’re applying at home, online or at the dealership, you can choose RBFCU as your lender. Take advantage of the great rates we offer, and enjoy the convenience of closing your loan at the dealership.
Apply at the dealership, finance with RBFCU
Shop one of our Preferred Dealers. If you find the perfect car, you’ll be able to complete your financing at the dealership and save yourself the extra time needed to visit a branch or complete the online application.
2. Say you’re with RBFCU
Tell the dealer you’re an RBFCU member and want to finance through the credit union at the dealership.
3. Complete the application
Complete a loan application with the dealer, get a decision within minutes and close your RBFCU loan at the dealership.
Drive off the lot in your new car!
Benefits: Same low rates from RBFCU with one-stop shop convenience. You’ll save time and automatically receive the same rate discount offered to members who apply online.
Get preapproved, close at the dealership
1. Complete the application
Complete the online loan application with RBFCU, just as you would for any auto loan.
Once you receive your approval from RBFCU, shop for your perfect vehicle at one of our Preferred Dealers.
3. Say you’re with RBFCU
If you find your perfect vehicle at one of our Preferred Dealers, let the dealer know you have a loan approval from RBFCU. They’ll access your approval allowing you to finalize at the dealership and save you an additional trip to the branch for final paperwork.
Drive off the lot in your new car!
Benefits: Visiting a branch is not required. You can finalize all your loan details at the dealership.
Learn more about our Preferred Dealers
However you choose to finance your RBFCU loan, we want to make sure you have an easy, seamless experience securing your auto loan.
Ready to shop for your vehicle? Find your next car through one of our Preferred Dealers.
What vehicle can I afford?
How long should I keep a vehicle?
What term of vehicle loan should I choose?
How much will my vehicle payments be?
Which is better for me: A new or used vehicle?
Ready to apply for a loan? Here’s what you’ll need to complete the application:
- The amount you would like to borrow
- The number of years you want to finance your loan (term length)
- Your current employment and income information
- Your phone number and email
- Information for joint borrowers you plan to include on the auto loan (including date of birth, address, income and employment, Social Security number and contact information; if applicable)
What's the difference between financing through RBFCU and financing at the dealership?
If you apply for an RBFCU loan at the dealership versus online or in a branch, you're still receiving all the benefits of an RBFCU loan — including the great rate. The biggest difference is that you're completing the application and closing your loan at the dealership, which can save you time and make the process more convenient.
Does it cost more to apply for an RBFCU loan at the dealership?
There are no additional fees to complete your RBFCU loan application through the dealership. It's simply an additional convenience that we've worked with our Preferred Dealers to provide our members. We also give you the same low rate if you apply at the dealer as you would receive for completing an online loan application.
Can I use my preapproval letter if I finance at the dealership?
If you finance with RBFCU at the dealership, you won't be required to provide the preapproval loan code from your letter. However, you will still be able to take advantage of the preapproval rate.
Can I still purchase GAP coverage through RBFCU if I apply at the dealership?
Yes, you can contact RBFCU to add GAP within a year of your original contract date. You can either pay out of pocket or have your loan refinanced to add this protection. Some of our Preferred Dealers also sell RBFCU’s GAP coverage, so you can complete the purchase at the same time as you finalize your loan.
Are there any vehicles that RBFCU does not finance?
RBFCU does not finance salvaged or reconditioned vehicles.
Auto loans are subject to credit approval and rates are subject to change. Contact our Consumer Lender Center for more details.