World Cash Back Mastercard^® Credit Card

The most rewarding credit card in your wallet.

Savings on everyday purchases make a world of a difference.

The RBFCU World Cash Back Mastercard gives you everyday value with exclusive offers on ride-sharing, food delivery, online shopping and more so you can make time for what really matters. Plus, earn unlimited 2% cash back on every purchase.

*Exclusive offers available upon World Cash Back credit card activation.

Get peace of mind with your RBFCU Mastercard.

The RBFCU World Cash Back Mastercard helps protect you and the purchases you make with the following benefits and features:

Explore a world of new experiences.

Enjoy VIP experiences wherever you are with access to unforgettable moments, exclusive benefits and promotions.

*Exclusive offers available upon World Cash Back credit card activation.

Enjoy Mastercard travel and lifestyle services*

With an RBFCU World Cash Back Mastercard, you can always feel like a VIP. Enjoy free nights at partner hotels, hundreds of staycation offers, upgrades on cars and RV rentals, and airport concierge service to name a few.

*Mastercard travel and lifestyle services available upon World Cash Back credit card activation.

Redeem your cash rewards at any time.

With an RBFCU World Cash Back Mastercard, you earn unlimited 2% cash back on every purchase, every time. Plus, you control when you want to redeem your rewards with the option below:

Membership eligibility required. Credit cards are subject to credit approval. Program availability, rates and terms are subject to change. Certain benefits of the RBFCU World Cash Back Mastercard credit card will be unavailable to cardholders until the World Cash Back credit card has been activated. The Cash Back rewards program pays a reward for each qualified purchase completed with your Card. ATM withdrawals, Balance Transfers, Cash Advances, finance charges, fees and any other non-purchase transactions do not qualify for rewards. The cash back is redeemable online, and payment of the reward may be made as a statement credit. Cash rewards are forfeited if your Card is closed before redemption. We reserve the right to disqualify transactions that are not usual or customary and are apparently structured or intended to abuse the program. Abuse of the program may result in loss of rewards and Card privileges. We may add to, change, or delete any of the terms of this program or discontinue this program at any time at our sole and absolute discretion. Contact the Consumer Lending Center for complete details.

1. McAfee
Offer expires 3/31/2024. Offer available to new customers only. A new customer is a customer that has not had an active McAfee account before. New customers who pay for their first annual McAfee Total Protection for Mastercard subscription using a U.S.-issued Mastercard credit card will receive a special introductory price on that first annual subscription term following the 30-day free trial period. New customers enrolling in their first annual subscription following the free trial period will also receive 12 months of McAfee TechMate at no additional cost. Limit one offer per cardholder. Upon expiration of the free trial, you will automatically be charged $29.50 (for use on up to five devices), unless you cancel before the free trial expires. You can cancel at any time by accessing your My Account page. (https://home.mcafee.com/secure/protected/login.aspx?culture=en-us&affid=1583&pflow=mastercard)

Unless you cancel your annual subscription at least 30 days before it expires, you will be charged the renewal subscription price in effect at the time of your renewal, and it will renew automatically for another 12-month term. For full terms and conditions, visit mcafee.com/mastercard.

2. Lyft
Take 3, Get $5: Beginning 4/1/21 and running through 3/31/24, Lyft users can participate in Lyft and Mastercard’s Take 3, Get $5 program (“Program”) by taking and partially or fully paying for three (3) Eligible Rides in a calendar month to receive a $5 Lyft credit (“Credit”). The rides must be paid for with an eligible World or World Elite Mastercard credit card (Apple Card is not eligible for this program, but Apple Pay or Google Pay may be eligible if your World or World Elite Mastercard credit card is the funding source). Limit one Credit per calendar month per Lyft account. An “Eligible Ride” is any Lyft ride type, excluding business rides and bicycle and scooter rental rides. Valid only in the USA. Whether a ride qualifies as an Eligible Ride for purposes of the Credit will be determined in Lyft’s sole discretion. Credits expire 30 days after application. Limited time only and while supplies last. By participating in the Program, you agree to these terms and Lyft’s Terms of Service www.lyft.com/terms, and you agree that Lyft and Mastercard may share your information for the purposes of tracking and processing the Credit and may use anonymized, aggregated data for business analytics and offer optimization. Credits may take up to 2 days to be applied to your Lyft account.

3. ShopRunner
Valid through 3/31/24. To get the free ShopRunner membership offer, compliments of Mastercard, please go to www.shoprunner.com/mastercard and verify your eligibility for the offer with a World Mastercard or World Elite Mastercard account number and then complete the sign-up for a ShopRunner membership account. For details on how the ShopRunner membership works, please see the ShopRunner Terms and Conditions at www.shoprunner.com/terms/sr, which govern the use of your ShopRunner membership offer.

4. These are summary descriptions only. Certain terms, conditions and exclusions apply. To learn more about Zero Liability, visit mastercard.com/zeroliability. Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-Mastercard (1-800-627-8372) for assistance. Applicable to U.S. cardholders only.

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