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    Our mission is to improve our members' economic well-being and quality of life.
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    • Routing Number: 314089681
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  • Learn
    Learn more, earn more, save more with RBFCU
    • Learn About Finances With RBFCU
      • Budgeting & Saving
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      • Mortgage Loans & Homeownership
      • Investments & Financial Planning
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      • En Español
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  • Home
  • Membership
    • Join Now
    • About Us
    • Membership Perks
    • Apply for an Auto Loan
    • Apply for a Credit Card
    • Apply for a Personal Loan
    • Open an Account
    • Why RBFCU
    • Community Impact
    • Easy Paths to Membership
    • What is a Credit Union?
    • The History of RBFCU
  • Banking
    • Routing Number: 314089681
    • Savings Options
      • Money Market Accounts
      • Share Certificate Accounts
    • IRAs
    • Really Free Checking
      • Overdraft Protection
      • Identity Theft Coverage
      • Round Up Program
    • Direct Deposit
    • Online Banking
      • RBFCU Mobile App
      • Mobile Payment Services
      • Move Money
      • Bill Pay
      • Manage Cards
    • Youth Accounts
      • Youth Savings
      • Youth Checking
    • Photo ID Policy
      • ID required for all transactions at any RBFCU branch
    • Security & Fraud Center
  • Credit Cards
    • World Cash Back Mastercard
    • Premier Rate Mastercard
    • Business Select Mastercard
    • Current Cardholder Promotions
    • Mobile Payment Services
    • Manage Cards
  • Loans
    • Auto Loans
      • Vehicle Refinancing
      • VehicleVantage
    • Other Vehicle Loans
      • Boat Loans
      • RV Loans
      • Motorcycle Loans
      • ATV, UTV, Jet Ski Loans
    • Find Your Next Car
      • Search New & Used Vehicles
      • Preferred Dealers
    • Loan Protection
      • GAP Plus
      • Mechanical Repair Coverage (MRC)
      • Credit Insurance
    • Credit Cards
    • Personal Loans
    • Student Loans
    • Loan Services
      • Skip-A-Pay
      • Pick-A-Pay
  • Home Loans & Realty
    • Mortgage Overview
    • Purchase
    • Refinance
    • Loan Options
      • Fixed-Rate
      • Adjustable-Rate
      • FHA & VA
      • Jumbo
      • New Construction
      • Land
      • 100% Financing
      • 100% Financing for Medical Professionals
    • First-Time Homebuyers
    • Home Equity/HELOC
    • Home Improvement
    • Homebuying & Selling Services
      • Realty Services
      • Title Insurance
      • Home Appraisal
      • Mortgage Retail Team
  • Retirement
    • Schedule an Appointment
    • 403(b)
    • Roth 403(b)
    • 457(b)
    • Roth 457(b)
    • RBFCU Freedom Retirement Plan
      • Enroll Online
      • Manage Your Account
  • Investments
    • Schedule an Appointment
      • Financial Advisors
      • Virtual Advisory Center
    • Investment Strategies
    • Financial Health Check
    • Wealth Management
    • Trust Services
  • Insurance
    • Request a Quote
    • Homeowners Insurance
    • Auto Insurance
    • Personal Insurance
    • Business & Commercial Insurance
    • Health Care Insurance
      • Health Care Plans & Insurance
      • Medicare Supplement Insurance Plans
  • Business
    • Business Loans
      • SBA Loans
      • Business Credit Card
    • Business Accounts
    • Business Checking
    • Business Services
    • Select Group Membership
  • Learn
    • Learn About Finances With RBFCU
      • Budgeting & Saving
      • Credit Scores & Credit Reports
      • Buying a Car & Vehicle Loans
      • Student Loans & Paying for College
      • Mortgage Loans & Homeownership
      • Investments & Financial Planning
    • Security & Fraud Center
    • Financial Education
      • Request a Financial Presentation
    • GreenPath Financial Wellness
      • Virtual Financial Coach
      • Financial Counseling & Education
      • Debt Management
    • Calculators
    • It's a Money Thing
      • Video Series
      • Junior Series - Ages 4-10
      • En Español
    • Seminars & Webinars
    • Youth Ambassador Program
    • FAQs
  • Schedule an Appointment
  • Contact Us
  • ATMs & Locations
  • Rates
Buying a Car & Vehicle Ownership

Buying a Car & Vehicle Ownership Resource Articles

Preparing Your Finances to Buy a Car

Before you rush off to the car dealership, or click through a website to find options for your next vehicle, keep in mind that getting a good deal while buying a car requires careful preparation that could take weeks — or months — to complete.

Read more →

Bundle Your Insurance

When you bundle your home and auto insurance policies, you may tap into a strategy to streamline your coverage and help you save money.

Learn more →

Extreme Heat

Sensible Driving Tips

To help you navigate warmer weather, we’ve pulled together several driving tips for extreme heat, especially when traveling long distances.

Read more →

Car Buying Toolbox

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Car-Buying Guide

If you’re not sure where to start on your car-buying journey, we’ve compiled our best articles on car buying to help with the basics.
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Auto Loan Calculators

How much will my payments be? Use RBFCU’s helpful financial calculators to estimate your vehicle buying expenses.
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Virtual Financial Coaching

Coach Lea can help you set financial goals to make your new car purchase a reality and identify actions you can take to reach them.
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Find Your Next Car

Our trusted partners give you the opportunity to shop what’s available in your price range, so you can find the best deal.
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Vehicle Buyer’s Check (VBC)

This quick and easy payment option will strengthen your negotiating position once you’ve decided on a vehicle.
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Vehicle Protection Package

Learn about the additional coverage and warranty options available for your vehicle maintenance and loan protection needs.

How Does the Loan Process Work?

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Loan basics: finding the loan that's right for you
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How do I apply for an auto loan online?
RBFCU branch
I need an auto loan. Do I have to be a member?
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I applied for an auto loan. What's next?

MORE COMMON QUESTIONS

  • Auto Loans
  • Vehicle Protection Package
  • Auto Insurance
  • Learn About Finances

Information in these articles is general in nature and for your consideration, not as financial advice. Please contact your own financial professionals regarding your specific needs before taking any action based upon this information.

With high-value products and services, Randolph-Brooks Federal Credit Union (RBFCU) is a trusted financial partner for more than 1 million members in Texas and around the world. RBFCU offers all the banking services you expect from a leading credit union, and we've made it our mission to help improve our members' economic well-being and quality of life. Our commitment to personalized service makes RBFCU membership the smarter banking choice.

Any alternate website that you visit by a link from RBFCU's website is solely the responsibility of that entity. Third-party links accessed from this site are provided for the convenience of RBFCU members. RBFCU is not responsible for the content of the alternate website and does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies on the third-party site may differ from those practiced by RBFCU.

We use cookies to analyze and improve website use, and assist in overall user experience.

For your protection, please do not provide any personal information via email. If you are a member, please sign in to your Online Banking account to chat with a Member Service Representative.

If you are using a screen reader and are having problems using this website, please call 1-800-580-3300 for assistance.

Contact us today or stop by a local branch to find out how you can become a member.

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