People Helping Bring People Home
RBFCU Services provides financial services to help you prepare for the future. As an affiliate of RBFCU, our team offers resources that assist you with your financial journey, giving you the tools you need to invest, prepare for the future, purchase a home and more.
Benefits offered through RBFCU Services include:
Our trusted financial advisors provide services that help you plan for the future and ensure your finances are ready for each stage of life.
Work with our insurance specialists to determine the coverage you need for any life event that may come your way.
Work with an experienced real estate professional to save time and money during the homebuying or selling process.
Review your home’s fair market value and complete the homebuying process from start to finish.
Our professionals offer title settlement services to buyers, sellers, builders, lenders and other real estate professionals for properties in Texas.
Finance your home or property with an FHA or VA mortgage loan that gives you flexibility when it comes to your purchase.
At RBFCU Services, we are focused on providing you a high-quality experience, with excellent service and complete satisfaction. You can rest assured that our affiliate companies give you the service you’ve come to expect from RBFCU, while providing additional financial tools and resources.
Contact us today to learn more about our services or schedule an appointment with an investment professional.
How is RBFCU Services connected with RBFCU?
RBFCU Services is an affiliate of Randolph-Brooks Federal Credit Union (RBFCU). Each company within RBFCU Services is a wholly owned subsidiary of RBFCU.
Is RBFCU Investments Group part of RBFCU?
RBFCU Investments Group LLC is a wholly-owned subsidiary of RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU). Our financial advisors are RBFCU employees.
Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Trust services available through MEMBERS Trust Company, a federal thrift regulated by the Office of the Comptroller of the Currency. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CBSI is a registered broker-dealer in all fifty states of the United States of America. Our financial advisors are RBFCU employees.
How does the RBFCU Realty rebate program work?
To be eligible for commission rebate, you must be an RBFCU member, use RBFCU Realty and at least one preferred provider (RB Mortgage, RB Title or RBFCU mortgage). Inform RBFCU Realty of your interest in the program prior to your closing date and execution of contract.
Buying a home
If you are buying a home through one of our agents, you will earn a partial rebate on the closing disclosure, based on the commissions that are paid to us by the seller. If the RBFCU Realty agent that represents the buyer in a transaction receives a commission of 3 percent of the purchase price, you will receive a rebate equal to 20 percent of the RBFCU Realty agent’s commission.
Here’s an example: If the purchase price of your new home is $300,000 and the 3-percent commission received by RBFCU Realty would be $9,000. You would receive 20 percent of that, which is $1,800.
Selling a home
If you are selling a home through one of our agents and you are an RBFCU member, RBFCU Realty will charge a discounted commission of 5.4 percent to sell your home. If you are not an RBFCU member, RBFCU Realty will charge a 6-percent commission to sell your home.
RBFCU Realty program is subject to change without notice. RBFCU Realty LLC is a wholly owned subsidiary of RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU).
Are there any conditions associated with getting an RBFCU Realty discount?
To be eligible for commission rebate, you must be an RBFCU member, use RBFCU Realty and at least one preferred provider (RB Mortgage, RB Title, or RBFCU mortgage), and notify RBFCU Realty of your interest in the program prior to projected closing date and execution of contract.
When can I use RB Title?
There are several ways to use RB Title. When selling property through a real estate agent, instruct the agent to use RB Title as your closing agent. When selling a property on your own, include RB Title as the closing agent on your contract. When purchasing property, the seller normally chooses the title company to use, but it is still an item you can negotiate with the seller. Inform the seller and real estate agent of RB Title's low fees and settlement services. When refinancing your property, instruct your mortgage lender to use RB Title and ask them to fax their closing instructions to us. When building a home instruct your builder and lender, if applicable, to use RB Title as your closing agent. For more information, call us at 1-800-580-3300, ext. 53370. The RB Title fax number is 210-945-3356. You may also email us at email@example.com.
RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU).