Personal Insurance
RBFCU Insurance Agency can help you protect what matters most
Life can throw a lot of unexpected events in your path, and we want to serve as your trusted partner for each situation. Through third-party partners, we can provide the insurance coverage you need.
We have options if you’re seeking to protect your family (including pets), prepare for long-term care, or protect valuable possessions.
Hospital accident insurance
Even a short hospital stay can strain a family budget when you’ve got bills to pay. Spend your cash benefits any way you want. When your family may need it most, you’ll appreciate this financial helping hand.
Travel insurance
Traveling should be about the adventure, not the stress. But if your baggage is lost, delayed, or damaged, it can quickly turn your dream vacation into a hassle. With our comprehensive travel insurance, you’re covered.
Pet insurance
Pet insurance is one of the smartest investments you can make as a pet owner. Rest easy knowing that in an emergency, your pet can receive the care it needs to be happy and healthy with minimal impact on your wallet.
Umbrella insurance
Umbrella insurance provides extra liability coverage to protect your assets and future. You must have an auto policy to secure this coverage.
Fine arts, jewelry and collections
Along with homeowners, renters or condo coverage, insure your valuable personal property with replacement cost coverage.
Claim your no-cost Accidental Death & Dismemberment Insurance. Add more coverage starting at around $1 a month.*
Your $2000 of no-cost TruStage™ Accidental Death and Dismemberment coverage, courtesy of RBFCU, is now available for you to claim.
As a member of RBFCU, you have received $2000 in AD&D coverage from TruStage at no cost to you. AD&D coverage can pay a cash benefit to you and your loved ones in the case of a covered accident. It can also pay benefits if you are hospitalized or suffer from lost ability (such as loss of eyesight or hearing) due to an accident. It’s money your family can use to help cover any expenses you have while you focus on recovery.
Again, it costs you absolutely nothing — only a few minutes of your time — to get $2000 of coverage. If you choose, additional insurance is available for you or eligible family members at rates designed to be budget-friendly. Your acceptance is guaranteed — with no health questions or medical exam.
Don't miss out on this valuable, no-cost benefit part of your credit union membership. Enrolling is quick and simple. Go to www.trustage.com/add-insurance or call toll-free 1-800-798-8798.
Great life insurance protection with fast approval
Protect your loved ones with life insurance from Prudential — a brand that offers you benefits and unique, flexible coverage.2
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How long does it take to get my insurance quote?
RBFCU Insurance Agency will do its best to provide a same-day quote if all required information is provided.
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What information will I need to provide for an auto insurance quote?
At minimum, the following personal information is needed:
- Names of all members in the household
- Date(s) of birth
- Social Security numbers and driver license numbers of all members in the household
- Address
- Information about your vehicle(s) (e.g., Year, make, model, vehicle identification number(s) (VIN))
- Driving history: How many miles you drive per year, details on moving violations and accidents and your desired coverage
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Does my credit score affect my insurance premium?
Yes, but insurance premiums are affected by a number of factors, including credit score, age, claims history and others.
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Do you pull my credit report to provide my insurance coverage quote?
We do a soft credit pull that collects information without impacting your credit score. We may also use other financial information (such as payment history) to help provide a quote.
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What is an insurance score?
An insurance score is a score based on your credit history which shows your financial background and creditworthiness.
This page was last updated in September 2025.
Insurance products are offered through RBFCU Insurance Agency LLC, a wholly-owned subsidiary of RBFCU Services LLC and an affiliate of Randolph-Brooks Federal Credit Union (RBFCU). RBFCU Insurance Agency LLC is operated by Banc Insurance Agency. Business conducted with RBFCU Insurance Agency LLC is separate and distinct from any business conducted with RBFCU. Insurance products are not deposits; are not obligations of RBFCU; are not NCUA insured; are not issued by or guaranteed by RBFCU or any other affiliate, and may lose value. Any insurance required as a condition of the extension of credit by RBFCU need not be purchased from RBFCU Insurance Agency LLC but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the member’s choice.
RBFCU Insurance Agency LLC may partner with third-party vendors for insurance products and solutions.
*Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.
TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may
vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10-ADD-2012, E10a-ADD-2012-LSCU, E10a-014-2012,
E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA).
© TruStage
ADI-2951032.2
2Life insurance issued by Pruco Life Insurance Company, a Prudential Financial company located in Newark. NJ. Prudential, the Prudential logo and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities. 1081813-00001-00
