Savings Accounts Options

Secure savings accounts, competitive yields

At RBFCU, we offer products that make your life easier. With just $1, you can open a savings account to establish membership and have access to many options for your funds.

Savings
   %  
 %  
Classic Money Market
   %  
 %  
Choice Money Market
   %  
 %  
Certificate (1-year)
   %  
 %  

RBFCU also provides specialized savings options, including interest on lawyer trust accounts (IOLTAs), Texas Uniform Transfer to Minors Act accounts (TUTMAs) and trusts. If you are interested in opening one of these accounts, please contact our specialized accounts team.

Calculators

  • How long will it take to reach my savings goal? How long will it take to reach my savings goal?
  • How long will it take to save for a purchase? How long will it take to save for a purchase?
  • Should I pay off debt or invest in savings? Should I pay off debt or invest in savings?
  • What is it worth to reduce my spending? What is it worth to reduce my spending?
  • How long will it take to become a millionaire? How long will it take to become a millionaire?

FAQ FAQs

  • What happens if I exceed six transfers from savings per month?

    You can complete as many transfers as you like each month in person, but federal regulations limit the number of “convenience” (not in person) transfers from savings to six monthly. After the sixth transfer, the item presented to pay from the savings account is an EFT/ACH, it may be paid as exception, but a fee will be charged. If the item is presented against the checking account and you have set up the savings as overdraft protection, the checking account item maybe returned unpaid or paid using Courtesy Pay (must be opted in).

    For more information, read “What You Need to Know About Overdraft Protection.”

More FAQs

Photo ID required for all transactions at any RBFCU branch.