Overdraft Protection

Protecting your finances

In addition to offering financial services that help you save money, RBFCU provides options to protect your accounts and transactions.

Hand holding dollar bill

Last-resort coverage

RBFCU allows members to complete automatic transfers and protect themselves from potential overdrafts (up to six free transfers from savings each month) or apply a line of credit as overdraft protection, making Courtesy Pay a true last resort for members.

How do I enroll in Courtesy Pay?

Sign in to your Online Banking account, click on the Profile icon, select “Profile Settings,” then click on “Member Services” and follow the self-service directions.

You can also ask a member service representative by phone or at your nearest branch.

Enroll in Courtesy Pay

Due to regulatory requirements, Courtesy Pay is only available on debit card transactions to members who "opt in" as an overdraft option. We pay all checks and debits on your checking account in order of arrival sequence throughout the day. For more information, read “What You Need to Know About Overdraft Protection.”

FAQ FAQs

More FAQs

Calculators

  • How much am I spending? How much am I spending?
  • What is it worth to reduce my spending? What is it worth to reduce my spending?