2.4.3 Move Money
Send and receive money the easy way
RBFCU's Move Money feature is a convenient and secure way to transfer funds using the phone numbers and emails in your contacts,* so you can send your friend money for lunch — or have them request it from you! — without having to exchange account numbers. You can also use Move Money to make domestic and international wire transfers, get a cash advance on your RBFCU Mastercard® credit card, and pay your bills with Bill Pay!
Use Move Money on the RBFCU Mobile app to ...
Easily move funds between your RBFCU accounts or to another financial institution. Use your contacts to send money to a friend or family member.*
Get a cash advance
Request a cash advance from your RBFCU Mastercard credit card or line of credit.
Pay a bill
Quickly schedule all of your single or recurring bills and organize your payments.
Make a payment
Transfer funds from your RBFCU account to make payments to loans and credit cards within or outside of RBFCU.
Does someone need to pay you? Use the phone numbers and emails stored in your contacts to send them a request for funds.*
Make wire transfers
Easily make electronic funds transfers to domestic and international financial institutions.
See your pending requests and scheduled transactions all in one place.
Move Money will automatically sync with your most-used account. Switch to another account at any time under Settings.
Move Money FAQs
Why did a transfer automatically go into account xxxx?
Default accounts are picked based on the member’s most used account. If you’d like to change your default account, sign in to your Online Banking account or the RBFCU Mobile app, select the “My Profile” icon in the top right corner of the screen and select “Update” under “Account Settings.” Toggle the “Receive funds from other RBFCU members” option to on (green) for your preferred default account.
If you accept funds from a sender before making this change, you can perform a transfer using Move Money’s “Send Money to Myself” option to move the funds to the correct account.
Where is my 'Favorites' list?
When using Move Money to “Transfer/Send Money” to someone else in the RBFCU Mobile app, choose the “Account” option. Your Favorites will be listed in the “To” drop-down for easy access when setting up a transfer.
To view and manage your Favorites from your computer, sign in to your Online Banking account, select “Transfer Money” from the Move Money menu, and click “Manage Favorites List” on the right side of the page.
How long do I have to accept an incoming transfer?
You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.
I synced my contacts to the RBFCU Mobile app and I want to remove them. How can I remove my contacts?
Go to your phone settings > Privacy > Contacts and turn off the contacts for the RBFCU Mobile app.
How much am I spending?
Should I pay off debt or invest in savings?
How long will it take to pay off my credit card balance?
How long will it take to reach my savings goal?
*Features using contacts to transfer and request money are currently availabe on the RBFCU Mobile app only.
Rates and terms subject to change; other restrictions apply. Contact the Payment Services Department for complete details. Cash advances and balance transfer(s) may not exceed your available credit limit. Cash back rewards or points are not earned on balance transfers or cash advances.
Bill Pay is a free service for members. Additional fees will apply for using the Bill Pay Same Day service. Members who do not pay at least one bill per month for three consecutive months will automatically be removed from this service. RBFCU Checking required to use Bill Pay.
RBFCU does not charge a fee for the RBFCU Mobile app, but you may be charged for data by your mobile wireless provider.