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Consumer Loan Rates

Here at RBFCU, we strive to ensure each member has the tools and resources needed to work toward a healthy financial future. Whether you need a business loan, auto loan, or personal collateral loan, we're here to offer you the type of loan you need at the best rate possible.

Today's rates are listed below. These are the consumer loan rates for credit union loans including auto, motorcycle, RV, ATV/ Personal Watercraft and more.

Whether you're ready to apply for a loan or you're simply looking for information, RBFCU can provide you the tools you need to make a great financial decision. Stop by your local RBFCU branch or give us a call today for more loan information.




The Annual Percentage Rate is current as of: 04-21-2014

Consumer Loans
Auto/Truck Motorcycle
ATV/Personal Watercraft RV/Motor Home/Travel Trailer
Boat & Trailer Signature Loan
Credit Card & Line of Credit Specialized Collateral
Auto/Truck
Model Year Months Rates (APR%*) Payment per $1,000
From: To: From: To:
1909 - 2014 24 1.650 12.990 42.39 47.54
" 36 1.650 12.990 28.49 33.69
" 48 1.650 12.990 21.54 26.82
" 60 1.650 12.990 17.38 22.75
" 66 1.650 12.990 15.86 21.28
" 72 1.990 13.990 14.75 20.60
" 84 4.750 15.750 14.02 19.72
* APR means Annual Percentage Rate. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.

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Motorcycle
Model Year Months Rates (APR%*) Payment per $1,000
From: To: From: To:
New & Used 24 4.000 14.500 43.42 48.25
" 36 4.000 14.500 29.52 34.42
" 48 5.000 15.500 23.03 28.08
" 60 5.000 15.500 18.87 24.05
* APR means Annual Percentage Rate. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.

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Boat & Trailer
Model Year Months Rates (APR%*) Payment per $1,000
From: To: From: To:
New & Used 60 5.000 15.500 18.87 24.05
" 66 6.000 16.500 17.83 23.15
" 84 6.000 16.500 14.61 20.15
" 120 6.500 17.000 11.35 17.38
* APR means Annual Percentage Rate. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.

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RV/Motor Home/Travel Trailer Loans
Model Year Months Rates (APR%*) Payment per $1,000
From: To: From: To:
New & Used 60 5.000 15.500 18.87 24.05
" 66 6.000 16.500 17.83 23.15
" 96 6.000 16.500 13.14 18.82
" 144 7.500 18.000 10.55 16.99
* APR means Annual Percentage Rate. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.

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ATV/Personal Watercraft
Model Year Months Rates (APR%*) Payment per $1,000
From: To: From: To:
New & Used 24 4.000 14.500 43.42 48.25
" 36 4.000 14.500 29.52 34.42
" 48 5.000 15.500 23.03 28.08
" 60 5.000 15.500 18.87 24.05
" 66 5.500 16.000 17.59 22.88
* APR means Annual Percentage Rate. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.

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Specialized Collateral
Type As low as (APR%*)
Specialized Collateral 7.000
* APR means Annual Percentage Rate. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.

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Credit Card & Line of Credit
Type Rates (APR%*)
From: To:
CashBack Rewards 9.900 17.900
Premier Rate 7.700 16.700
Line of Credit 8.900 16.900
* APR means Annual Percentage Rate. The specific rate will be dependent upon your credit rating, and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.

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Signature
Months Rates (APR%*) Payment per $100
From: To: From: To:
24 8.000 13.500 4.52 4.78
36 9.000 14.500 3.18 3.44
48 10.000 15.500 2.54 2.81
60 11.000 16.500 2.17 2.46
* APR means Annual Percentage Rate. The specific rate and term will be dependent upon your credit rating and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.

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All loans are subject to credit approval.