Important Changes to Your Platinum Points Rewards Mastercard® Credit Card

At RBFCU, we make it a top priority to continuously improve our cardholder experience while enhancing your card security. We’re excited to introduce our new RBFCU World Cash Back Mastercard® credit card. As of January 1, 2023, your RBFCU Platinum Rewards Mastercard has been upgraded to the all-new RBFCU World Cash Back Mastercard credit card.


Your new card has arrived!

You should have received your new RBFCU World Cash Back Mastercard this month. It includes a new account number, 3-digit security code and expiration date, which will further safeguard your card's security and will assist us in protecting you from fraud. You can now activate your new credit card! After activating your new credit card, please destroy your old credit card.

How to activate your new credit card

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Activate online

Sign in to your Online Banking account to activate your new RBFCU Mastercard credit card.

Mobile phone with RBFCU branch on screen

Activate in our app

  1. Open the RBFCU Mobile app
  2. Tap “Manage Cards” in the bottom menu
  3. Select your new credit card     
  4. Select “Activate”
  5. Follow the prompts to complete activation

Headset to represent telephone operator

Activate by phone

Call 1-888-999-4355 and follow the prompts to activate your new RBFCU Mastercard credit card.

Activate by calling from the phone number listed on your credit card account. You will also need to know the last four digits of your Social Security number or Taxpayer Identification number.

Your new card benefits at a glance

RBFCU Platinum Points Mastercard credit card

RBFCU Platinum Points Rewards Mastercard

1 point per $1 spend
RBFCU World Cash Back Mastercard credit card

RBFCU World Cash Back Mastercard

2% cash back
No Annual Fee
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Worldwide acceptance at over 40 million locations
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$0 liability protection for unauthorized purchases
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Mastercard Global Emergency
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Mastercard Airport Concierge™*
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Contactless payment technology
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Mastercard Travel & Lifestyle Services*
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Mastercard Golf special offers*
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DoorDash special offers*
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McAfee special offers*
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Lyft special offers*
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ShopRunner special offers*
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Priceless Cities Offers & Experiences*
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RBFCU Platinum Points Mastercard credit card

RBFCU Platinum Points Rewards Mastercard

1 point per $1 spend
RBFCU World Cash Back Mastercard credit card

RBFCU World Cash Back Mastercard

2% cash back
No Annual Fee
+ -
Check icon
Check icon
Worldwide acceptance at over 40 million locations
+ -
Check icon
Check icon
$0 liability protection for unauthorized purchases
+ -
Check icon
Check icon
Mastercard Global Emergency
+ -
Check icon
Check icon
Mastercard Airport Concierge™*
+ -
Check icon
Check icon
Contactless payment technology
+ -
Cross icon
Check icon
Mastercard Travel & Lifestyle Services*
+ -
Cross icon
Check icon
Mastercard Golf special offers*
+ -
Cross icon
Check icon
DoorDash special offers*
+ -
Cross icon
Check icon
McAfee special offers*
+ -
Cross icon
Check icon
Lyft special offers*
+ -
Cross icon
Check icon
ShopRunner special offers*
+ -
Cross icon
Check icon
Priceless Cities Offers & Experiences*
+ -
Cross icon
Check icon

The RBFCU World Cash Back Mastercard Guide to Benefits will be available soon. For more information, visit mastercard.com/world.

*Benefits available upon card activation.

RBFCU Platinum Points Rewards Mastercard Cardholder FAQs

  • What will happen to my current points?
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    Any earned points will expire end-of-day Dec. 31, 2022. To redeem your point rewards before they expire, visit scorecardrewards.com.

  • Will I earn any rewards going forward?
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    Yes, your card will automatically convert to a Mastercard World Cash Back credit card, which earns unlimited 2% cash back on every purchase.

  • When will I start earning 2% cash back rewards?
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    You will begin earning 2% cash back on every purchase Jan. 1, 2023.

  • Where can I review my cash back reward earnings?
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    Your cash back earnings will display on each account statement. You can also view your cash back rewards by signing in to your Online Banking account or the RBFCU Mobile app.

    During the conversion time period (between January and February), cash back rewards will be temporarily unavailable. You will still accrue cash back, but you will not be able to view or use your earnings until the conversion process is complete.

  • How do I find out how much cash back rewards I've earned during the transition?
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    Contact us at 210-945-3300 to speak with an RBFCU Representative.

  • How do I redeem my rewards?
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    You can redeem your rewards by signing in to your Online Banking account or the RBFCU Mobile app.

  • When can I begin to take advantage of the new benefits?
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    Once your new World Cash Back Mastercard is activated beginning Feb. 27, 2023.

For additional questions regarding our rewards program, please refer to the Agreement Billing Rights & Credit Card Disclosure that you will receive with your new card.


Have additional questions?

Program availability, rates and terms subject to change.

Ask RBFCU