Credit Cards

Credit card choices to fit your lifestyle

Whether you want to pay off other high-interest credit cards, need flexibility for purchases, or are just looking for a valuable credit card, an RBFCU Mastercard® will keep interest payments low and make purchases easy and rewarding!

CashBack Rewards

Earn unlimited

2% cash back
on all purchases

Ideal for:
Earning rewards you can cash out and use whenever you need them, while enjoying rates as low as % APR.

 

Apply now

Premier Rate

Receive a great low rate — as low as


%


Ideal for:
Paying off credit card balances quickly, while making purchases without accruing high interest charges.

 

Apply now

CashBack Rewards
   %  
 %  
Premier Rate
   %  
 %  

Calculators

  • Which is better for me: A cash-back credit card or a low-rate credit card? Which is better for me: A cash-back credit card or a low-rate credit card?
  • How will rate changes affect my credit card balance? How will rate changes affect my credit card balance?
  • How long will it take to pay off my credit card balance? How long will it take to pay off my credit card balance?
  • Should I consolidate my credit cards? Should I consolidate my credit cards?
  • Should I pay off debt or invest in savings? Should I pay off debt or invest in savings?

FAQ FAQs

  • How can I change my credit card PIN?

    You may change your PIN by calling the IVR system at 1-866-297-3413 or by visiting any RBFCU ATM. You will be asked to type in your current PIN number. You will not be able to change the PIN at ATMs located at Murphy gas stations.

    Important: You must know your current credit card PIN to be able to change it. If you did not receive your PIN, you may request a confirmation through the manage cards link on your online account or you can contact RBFCU at 1-800-580-3300.

    If you and the joint owner, or authorized user, on the Mastercard elect to have the same PIN, you will not be able to select the PIN through the IVR system, however, you may visit an RBFCU ATM to select a new PIN.

More FAQs

Membership eligibility is required. Credit cards are subject to credit approval. Rates and terms subject to change; other restrictions may apply. These APRs will vary with the market based on the Prime Rate. The 0% Annual Percentage Rate (APR) is a promotional rate for only balance transfers and cash advances made during the first 90 days your account is open. Purchases are not included. Promotional rate balances will remain at 0% APR for twelve full billing cycles starting from the date of the initial balance transfer or cash advance request. Beginning with the thirteenth billing cycle, any remaining balance will be repriced to an APR of % to % for a Premier Rate credit card or % to % for a CashBack Rewards card based on your creditworthiness and other factors. All purchases made during the promotional period and thereafter will be at the previously stated APR ranges for the respective Mastercard products. Contact the Consumer Lending Center for complete details.