Loans Frequently Asked Questions

Your questions, answered

We’ve collected some of the most frequently asked questions about our loan products and services, and grouped them by topic to make it easier for you to access the information you need to make informed financial decisions.

 

Find FAQs by topic:
Auto Loans | Other Vehicle Options | Vehicle Refinance | Repossessed Vehicles | Find Your Next Car | Preferred Dealers | Credit Cards | Credit Card Authorized Users | Credit Card Rewards Program | Lost Credit Card | Chip, Contactless & Tokenization | Personal Loans | Line of Credit | Credit Builder Loans | Back to all FAQs

 

AUTO LOANS

  • Who is an authorized user?
    + -

    An authorized user is granted access to another individual’s credit card account. The user has the same charging privileges as the primary cardholder but isn’t financially responsible.

 

OTHER VEHICLE OPTIONS

  • Who is an authorized user?
    + -

    An authorized user is granted access to another individual’s credit card account. The user has the same charging privileges as the primary cardholder but isn’t financially responsible.

 

VEHICLE REFINANCE

  • Who is an authorized user?
    + -

    An authorized user is granted access to another individual’s credit card account. The user has the same charging privileges as the primary cardholder but isn’t financially responsible.

 

REPOSSESSED VEHICLES

  • Who is an authorized user?
    + -

    An authorized user is granted access to another individual’s credit card account. The user has the same charging privileges as the primary cardholder but isn’t financially responsible.

 

FIND YOUR NEXT CAR

  • Who is an authorized user?
    + -

    An authorized user is granted access to another individual’s credit card account. The user has the same charging privileges as the primary cardholder but isn’t financially responsible.

 

PREFERRED DEALERS

  • Who is an authorized user?
    + -

    An authorized user is granted access to another individual’s credit card account. The user has the same charging privileges as the primary cardholder but isn’t financially responsible.

 

CREDIT CARDS

  • Who is an authorized user?
    + -

    An authorized user is granted access to another individual’s credit card account. The user has the same charging privileges as the primary cardholder but isn’t financially responsible.

 

CREDIT CARD AUTHORIZED USERS

  • Who is an authorized user?
    + -

    An authorized user is granted access to another individual’s credit card account. The user has the same charging privileges as the primary cardholder but isn’t financially responsible.

 

CREDIT CARD REWARDS PROGRAM

  • Who is an authorized user?
    + -

    An authorized user is granted access to another individual’s credit card account. The user has the same charging privileges as the primary cardholder but isn’t financially responsible.

 

LOST CREDIT CARD

  • Who is an authorized user?
    + -

    An authorized user is granted access to another individual’s credit card account. The user has the same charging privileges as the primary cardholder but isn’t financially responsible.

 

CHIP, CONTACTLESS & TOKENIZATION

  • Who is an authorized user?
    + -

    An authorized user is granted access to another individual’s credit card account. The user has the same charging privileges as the primary cardholder but isn’t financially responsible.

 

PERSONAL LOANS

  • Who is an authorized user?
    + -

    An authorized user is granted access to another individual’s credit card account. The user has the same charging privileges as the primary cardholder but isn’t financially responsible.

 

LINE OF CREDIT

  • Who is an authorized user?
    + -

    An authorized user is granted access to another individual’s credit card account. The user has the same charging privileges as the primary cardholder but isn’t financially responsible.

 

CREDIT BUILDER LOANS

  • Who is an authorized user?
    + -

    An authorized user is granted access to another individual’s credit card account. The user has the same charging privileges as the primary cardholder but isn’t financially responsible.

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