Home Loans & Realty Frequently Asked Questions

Your questions, answered

We’ve collected some of the most frequently asked questions about our mortgage products and homebuying and selling services, and grouped them by topic to make it easier for you to access the information you need to make informed financial decisions.

 

Find FAQs by topic:
General Questions | Rates, Points & Closing Costs | Fixed-Rate Mortgages | Adjustable-Rate Mortgages (ARM) | FHA / VA | Jumbo | New Construction | Land | 100% Financing | Refinance | Home Equity Loan / HELOC | Home Improvement Loan | Realty | Title Insurance | Appraisal | Back to all FAQs

 

GENERAL QUESTIONS

  • Are there any additional contribution catch-up provisions for the 457(b) plan?
    + -

    Depending on your school district’s plan, you may be eligible to contribute an additional amount beyond the standard annual limit to your retirement plan. This catch-up provision is used during the final three years before your retirement age, which is typically defined between age 62 and 65, depending on your district’s plan.

 

RATES, POINTS & CLOSING COSTS

  • Are there any additional contribution catch-up provisions for the 457(b) plan?
    + -

    Depending on your school district’s plan, you may be eligible to contribute an additional amount beyond the standard annual limit to your retirement plan. This catch-up provision is used during the final three years before your retirement age, which is typically defined between age 62 and 65, depending on your district’s plan.

 

FIXED-RATE MORTGAGES

  • Are there any additional contribution catch-up provisions for the 457(b) plan?
    + -

    Depending on your school district’s plan, you may be eligible to contribute an additional amount beyond the standard annual limit to your retirement plan. This catch-up provision is used during the final three years before your retirement age, which is typically defined between age 62 and 65, depending on your district’s plan.

 

ADJUSTABLE-RATE MORTGAGES (ARM)

  • Are there any additional contribution catch-up provisions for the 457(b) plan?
    + -

    Depending on your school district’s plan, you may be eligible to contribute an additional amount beyond the standard annual limit to your retirement plan. This catch-up provision is used during the final three years before your retirement age, which is typically defined between age 62 and 65, depending on your district’s plan.

 

FHA / VA

  • Are there any additional contribution catch-up provisions for the 457(b) plan?
    + -

    Depending on your school district’s plan, you may be eligible to contribute an additional amount beyond the standard annual limit to your retirement plan. This catch-up provision is used during the final three years before your retirement age, which is typically defined between age 62 and 65, depending on your district’s plan.

 

JUMBO

  • Are there any additional contribution catch-up provisions for the 457(b) plan?
    + -

    Depending on your school district’s plan, you may be eligible to contribute an additional amount beyond the standard annual limit to your retirement plan. This catch-up provision is used during the final three years before your retirement age, which is typically defined between age 62 and 65, depending on your district’s plan.

 

NEW CONSTRUCTION

  • Are there any additional contribution catch-up provisions for the 457(b) plan?
    + -

    Depending on your school district’s plan, you may be eligible to contribute an additional amount beyond the standard annual limit to your retirement plan. This catch-up provision is used during the final three years before your retirement age, which is typically defined between age 62 and 65, depending on your district’s plan.

 

LAND

  • Are there any additional contribution catch-up provisions for the 457(b) plan?
    + -

    Depending on your school district’s plan, you may be eligible to contribute an additional amount beyond the standard annual limit to your retirement plan. This catch-up provision is used during the final three years before your retirement age, which is typically defined between age 62 and 65, depending on your district’s plan.

 

100% FINANCING

  • Are there any additional contribution catch-up provisions for the 457(b) plan?
    + -

    Depending on your school district’s plan, you may be eligible to contribute an additional amount beyond the standard annual limit to your retirement plan. This catch-up provision is used during the final three years before your retirement age, which is typically defined between age 62 and 65, depending on your district’s plan.

 

REFINANCE

  • Are there any additional contribution catch-up provisions for the 457(b) plan?
    + -

    Depending on your school district’s plan, you may be eligible to contribute an additional amount beyond the standard annual limit to your retirement plan. This catch-up provision is used during the final three years before your retirement age, which is typically defined between age 62 and 65, depending on your district’s plan.

 

HOME EQUITY LOAN

  • Are there any additional contribution catch-up provisions for the 457(b) plan?
    + -

    Depending on your school district’s plan, you may be eligible to contribute an additional amount beyond the standard annual limit to your retirement plan. This catch-up provision is used during the final three years before your retirement age, which is typically defined between age 62 and 65, depending on your district’s plan.

 

HOME IMPROVEMENT LOAN

  • Are there any additional contribution catch-up provisions for the 457(b) plan?
    + -

    Depending on your school district’s plan, you may be eligible to contribute an additional amount beyond the standard annual limit to your retirement plan. This catch-up provision is used during the final three years before your retirement age, which is typically defined between age 62 and 65, depending on your district’s plan.

 

REALTY

  • Are there any additional contribution catch-up provisions for the 457(b) plan?
    + -

    Depending on your school district’s plan, you may be eligible to contribute an additional amount beyond the standard annual limit to your retirement plan. This catch-up provision is used during the final three years before your retirement age, which is typically defined between age 62 and 65, depending on your district’s plan.

 

TITLE INSURANCE

  • Are there any additional contribution catch-up provisions for the 457(b) plan?
    + -

    Depending on your school district’s plan, you may be eligible to contribute an additional amount beyond the standard annual limit to your retirement plan. This catch-up provision is used during the final three years before your retirement age, which is typically defined between age 62 and 65, depending on your district’s plan.

 

APPRAISAL

  • Are there any additional contribution catch-up provisions for the 457(b) plan?
    + -

    Depending on your school district’s plan, you may be eligible to contribute an additional amount beyond the standard annual limit to your retirement plan. This catch-up provision is used during the final three years before your retirement age, which is typically defined between age 62 and 65, depending on your district’s plan.