Home Loans & Realty Frequently Asked Questions

Your questions, answered

We’ve collected some of the most frequently asked questions about our mortgage products and homebuying and selling services, and grouped them by topic to make it easier for you to access the information you need to make informed financial decisions.

 

Find FAQs by topic:
General Questions | Rates, Points and Closing Costs | Fixed-Rate Mortgages | Adjustable-Rate Mortgages (ARM) | FHA / VA | Jumbo | New Construction | Land | 100% Financing | Refinance | Home Equity Loan / HELOC | Home Improvement Loan | Realty | Title Insurance | Appraisal | Back to all FAQs

 

GENERAL QUESTIONS

  • How much can I contribute to a 403(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 403(b) and/or Roth 403(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is combined for both plans.

 

RATES, POINTS AND CLOSING COSTS

  • How much can I contribute to a 403(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 403(b) and/or Roth 403(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is combined for both plans.

 

FIXED-RATE MORTGAGES

  • How much can I contribute to a 403(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 403(b) and/or Roth 403(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is combined for both plans.

 

ADJUSTABLE-RATE MORTGAGES (ARM)

  • How much can I contribute to a 403(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 403(b) and/or Roth 403(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is combined for both plans.

 

FHA & VA

  • How much can I contribute to a 403(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 403(b) and/or Roth 403(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is combined for both plans.

 

JUMBO

  • How much can I contribute to a 403(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 403(b) and/or Roth 403(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is combined for both plans.

 

NEW CONSTRUCTION

  • How much can I contribute to a 403(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 403(b) and/or Roth 403(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is combined for both plans.

 

LAND

  • How much can I contribute to a 403(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 403(b) and/or Roth 403(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is combined for both plans.

 

100% FINANCING

  • How much can I contribute to a 403(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 403(b) and/or Roth 403(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is combined for both plans.

 

REFINANCE

  • How much can I contribute to a 403(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 403(b) and/or Roth 403(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is combined for both plans.

 

HOME EQUITY LOAN

  • How much can I contribute to a 403(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 403(b) and/or Roth 403(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is combined for both plans.

 

HOME IMPROVEMENT LOAN

  • How much can I contribute to a 403(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 403(b) and/or Roth 403(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is combined for both plans.

 

REALTY

  • How much can I contribute to a 403(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 403(b) and/or Roth 403(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is combined for both plans.

 

TITLE INSURANCE

  • How much can I contribute to a 403(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 403(b) and/or Roth 403(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is combined for both plans.

 

APPRAISAL

  • How much can I contribute to a 403(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 403(b) and/or Roth 403(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is combined for both plans.

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