Home Loans & Realty Frequently Asked Questions

Your questions, answered

We’ve collected some of the most frequently asked questions about our mortgage products and homebuying and selling services, and grouped them by topic to make it easier for you to access the information you need to make informed financial decisions.

 

Find FAQs by topic:
General Questions | Rates, Points and Closing Costs | Fixed-Rate Mortgages | Adjustable-Rate Mortgages (ARM) | FHA / VA | Jumbo | New Construction | Land | 100% Financing | Refinance | Home Equity Loan / HELOC | Home Improvement Loan | Realty | Title Insurance | Appraisal | Back to all FAQs

 

GENERAL QUESTIONS

  • Can my family members qualify for membership?
    + -

    Yes, your immediate family members (defined as spouse, children, parents, stepparents, siblings and adopted relatives) or household members (people living in the same residence maintaining a single economic unit) can qualify for RBFCU membership through you.

 

RATES, POINTS AND CLOSING COSTS

  • Can my family members qualify for membership?
    + -

    Yes, your immediate family members (defined as spouse, children, parents, stepparents, siblings and adopted relatives) or household members (people living in the same residence maintaining a single economic unit) can qualify for RBFCU membership through you.

 

FIXED-RATE MORTGAGES

  • Can my family members qualify for membership?
    + -

    Yes, your immediate family members (defined as spouse, children, parents, stepparents, siblings and adopted relatives) or household members (people living in the same residence maintaining a single economic unit) can qualify for RBFCU membership through you.

 

ADJUSTABLE-RATE MORTGAGES (ARM)

  • Can my family members qualify for membership?
    + -

    Yes, your immediate family members (defined as spouse, children, parents, stepparents, siblings and adopted relatives) or household members (people living in the same residence maintaining a single economic unit) can qualify for RBFCU membership through you.

 

FHA & VA

  • Can my family members qualify for membership?
    + -

    Yes, your immediate family members (defined as spouse, children, parents, stepparents, siblings and adopted relatives) or household members (people living in the same residence maintaining a single economic unit) can qualify for RBFCU membership through you.

 

JUMBO

  • Can my family members qualify for membership?
    + -

    Yes, your immediate family members (defined as spouse, children, parents, stepparents, siblings and adopted relatives) or household members (people living in the same residence maintaining a single economic unit) can qualify for RBFCU membership through you.

 

NEW CONSTRUCTION

  • Can my family members qualify for membership?
    + -

    Yes, your immediate family members (defined as spouse, children, parents, stepparents, siblings and adopted relatives) or household members (people living in the same residence maintaining a single economic unit) can qualify for RBFCU membership through you.

 

LAND

  • Can my family members qualify for membership?
    + -

    Yes, your immediate family members (defined as spouse, children, parents, stepparents, siblings and adopted relatives) or household members (people living in the same residence maintaining a single economic unit) can qualify for RBFCU membership through you.

 

100% FINANCING

  • Can my family members qualify for membership?
    + -

    Yes, your immediate family members (defined as spouse, children, parents, stepparents, siblings and adopted relatives) or household members (people living in the same residence maintaining a single economic unit) can qualify for RBFCU membership through you.

 

REFINANCE

  • Can my family members qualify for membership?
    + -

    Yes, your immediate family members (defined as spouse, children, parents, stepparents, siblings and adopted relatives) or household members (people living in the same residence maintaining a single economic unit) can qualify for RBFCU membership through you.

 

HOME EQUITY LOAN

  • Can my family members qualify for membership?
    + -

    Yes, your immediate family members (defined as spouse, children, parents, stepparents, siblings and adopted relatives) or household members (people living in the same residence maintaining a single economic unit) can qualify for RBFCU membership through you.

 

HOME IMPROVEMENT LOAN

  • Can my family members qualify for membership?
    + -

    Yes, your immediate family members (defined as spouse, children, parents, stepparents, siblings and adopted relatives) or household members (people living in the same residence maintaining a single economic unit) can qualify for RBFCU membership through you.

 

REALTY

  • Can my family members qualify for membership?
    + -

    Yes, your immediate family members (defined as spouse, children, parents, stepparents, siblings and adopted relatives) or household members (people living in the same residence maintaining a single economic unit) can qualify for RBFCU membership through you.

 

TITLE INSURANCE

  • Can my family members qualify for membership?
    + -

    Yes, your immediate family members (defined as spouse, children, parents, stepparents, siblings and adopted relatives) or household members (people living in the same residence maintaining a single economic unit) can qualify for RBFCU membership through you.

 

APPRAISAL

  • Can my family members qualify for membership?
    + -

    Yes, your immediate family members (defined as spouse, children, parents, stepparents, siblings and adopted relatives) or household members (people living in the same residence maintaining a single economic unit) can qualify for RBFCU membership through you.

Ask RBFCU