Home Loans & Realty Frequently Asked Questions

Your questions, answered

We’ve collected some of the most frequently asked questions about our mortgage products and homebuying and selling services, and grouped them by topic to make it easier for you to access the information you need to make informed financial decisions.

 

Find FAQs by topic:
General Questions | Rates, Points and Closing Costs | Fixed-Rate Mortgages | Adjustable-Rate Mortgages (ARM) | FHA / VA | Jumbo | New Construction | Land | 100% Financing | Refinance | Home Equity Loan / HELOC | Home Improvement Loan | Realty | Title Insurance | Appraisal | Back to all FAQs

 

GENERAL QUESTIONS

  • Are there any stipulations on when I have to build on land purchased with an RBFCU land loan?
    + -

    RBFCU does not place building stipulations on land purchased with our land loans. However, you will be subject to any guidelines put in place by the subdivision or property owners' association where your land is located.

 

RATES, POINTS AND CLOSING COSTS

  • Are there any stipulations on when I have to build on land purchased with an RBFCU land loan?
    + -

    RBFCU does not place building stipulations on land purchased with our land loans. However, you will be subject to any guidelines put in place by the subdivision or property owners' association where your land is located.

 

FIXED-RATE MORTGAGES

  • Are there any stipulations on when I have to build on land purchased with an RBFCU land loan?
    + -

    RBFCU does not place building stipulations on land purchased with our land loans. However, you will be subject to any guidelines put in place by the subdivision or property owners' association where your land is located.

 

ADJUSTABLE-RATE MORTGAGES (ARM)

  • Are there any stipulations on when I have to build on land purchased with an RBFCU land loan?
    + -

    RBFCU does not place building stipulations on land purchased with our land loans. However, you will be subject to any guidelines put in place by the subdivision or property owners' association where your land is located.

 

FHA & VA

  • Are there any stipulations on when I have to build on land purchased with an RBFCU land loan?
    + -

    RBFCU does not place building stipulations on land purchased with our land loans. However, you will be subject to any guidelines put in place by the subdivision or property owners' association where your land is located.

 

JUMBO

  • Are there any stipulations on when I have to build on land purchased with an RBFCU land loan?
    + -

    RBFCU does not place building stipulations on land purchased with our land loans. However, you will be subject to any guidelines put in place by the subdivision or property owners' association where your land is located.

 

NEW CONSTRUCTION

  • Are there any stipulations on when I have to build on land purchased with an RBFCU land loan?
    + -

    RBFCU does not place building stipulations on land purchased with our land loans. However, you will be subject to any guidelines put in place by the subdivision or property owners' association where your land is located.

 

LAND

  • Are there any stipulations on when I have to build on land purchased with an RBFCU land loan?
    + -

    RBFCU does not place building stipulations on land purchased with our land loans. However, you will be subject to any guidelines put in place by the subdivision or property owners' association where your land is located.

 

100% FINANCING

  • Are there any stipulations on when I have to build on land purchased with an RBFCU land loan?
    + -

    RBFCU does not place building stipulations on land purchased with our land loans. However, you will be subject to any guidelines put in place by the subdivision or property owners' association where your land is located.

 

REFINANCE

  • Are there any stipulations on when I have to build on land purchased with an RBFCU land loan?
    + -

    RBFCU does not place building stipulations on land purchased with our land loans. However, you will be subject to any guidelines put in place by the subdivision or property owners' association where your land is located.

 

HOME EQUITY LOAN

  • Are there any stipulations on when I have to build on land purchased with an RBFCU land loan?
    + -

    RBFCU does not place building stipulations on land purchased with our land loans. However, you will be subject to any guidelines put in place by the subdivision or property owners' association where your land is located.

 

HOME IMPROVEMENT LOAN

  • Are there any stipulations on when I have to build on land purchased with an RBFCU land loan?
    + -

    RBFCU does not place building stipulations on land purchased with our land loans. However, you will be subject to any guidelines put in place by the subdivision or property owners' association where your land is located.

 

REALTY

  • Are there any stipulations on when I have to build on land purchased with an RBFCU land loan?
    + -

    RBFCU does not place building stipulations on land purchased with our land loans. However, you will be subject to any guidelines put in place by the subdivision or property owners' association where your land is located.

 

TITLE INSURANCE

  • Are there any stipulations on when I have to build on land purchased with an RBFCU land loan?
    + -

    RBFCU does not place building stipulations on land purchased with our land loans. However, you will be subject to any guidelines put in place by the subdivision or property owners' association where your land is located.

 

APPRAISAL

  • Are there any stipulations on when I have to build on land purchased with an RBFCU land loan?
    + -

    RBFCU does not place building stipulations on land purchased with our land loans. However, you will be subject to any guidelines put in place by the subdivision or property owners' association where your land is located.

Ask RBFCU