Banking Frequently Asked Questions

Your questions, answered

We’ve collected some of the most frequently asked questions about our banking products and services, and grouped them by topic to make it easier for you to access the information you need to make informed financial decisions.

 

Find FAQs by topic:
Really Free Checking | Freedom Debit Card | Chip Cards | Lost Debit Card | Overdraft Protection & Courtesy Pay | Savings | Certificates | RBFCU Choice Money Market | RBFCU Classic Money Market | IDProtect Plus | Individual Retirement Accounts (IRAs) | Online Banking & Mobile Banking | Email & Text Alerts | Bill Pay | Online Deposit & Mobile Deposit | Move Money | Paperless Statements | RBFCU Mobile App | Apple Pay | Samsung Pay | ATMs | ID Requirement Policy | Back to all FAQs

 

REALLY FREE CHECKING

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

FREEDOM DEBIT CARD

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

CHIP CARDS

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

LOST DEBIT CARD

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

OVERDRAFT PROTECTION & COURTESY PAY

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

SAVINGS

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

CERTIFICATES

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

RBFCU CHOICE MONEY MARKET

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

RBFCU CLASSIC MONEY MARKET

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

IDPROTECT PLUS

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

INDIVIDUAL RETIREMENT ACCOUNTS (IRAS)

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

ONLINE BANKING & MOBILE BANKING

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

EMAIL & TEXT ALERTS

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

BILL PAY

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

ONLINE DEPOSIT & MOBILE DEPOSIT

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

MOVE MONEY

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

PAPERLESS STATEMENTS

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

RBFCU MOBILE APP

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

APPLE PAY

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

SAMSUNG PAY

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

ATMS

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.

 

ID REQUIREMENT POLICY

  • How long do I have to accept an incoming transfer?

    You only need to accept the first incoming transfer to acknowledge the funds will be received to the default account. You then have 2 days to accept the transfer before the request will expire. After the first text is replied to, the member will receive text alerts notifying them of the transfer but will not have to perform any action to receive the funds.