Rounding Out Your Financial Plan

Discover the value of consulting with an RBFCU Investments Group financial advisor

Have you developed a comprehensive financial plan that takes into account your retirement goals, college funding, estate planning, unplanned emergencies, long-term care insurance and other relevant matters?

If not, then it may be time to schedule a complimentary initial appointment with an RBFCU Investments Group financial advisor.

Already working with an investment-related financial institution? Then you, too, will want to take a closer look at what RBFCU Investments Group has to offer our members by way of financial advising — if only to obtain an invaluable second opinion.

The value of the personal touch

Most people who haven’t worked with a professional financial advisor likely have gaps — perhaps even large holes — in their long-term planning. Sitting down and talking face-to-face with an experienced financial advisor can be invaluable.

Basically, a financial advisor with RBFCU Investments Group can help you consider the larger financial picture that goes well beyond your investment portfolio.

Proper planning entails an experienced professional understanding of you and your financial goals — short-term, mid-term and long-term. Ensuring that you’re on track to meet those goals requires a big picture approach and a knowledgeable financial advisor who knows what questions to ask and what options are available to you, such as:

  • Is your budget in line with your goals?
  • Are you managing your debt in an effective way?
  • Have you set up a fund for emergencies that will allow you to stay on track should one occur?
  • Do you have the right insurance in the proper amounts, including protection against long-term disability?
  • Do you have an estate plan that assures your family’s financial future will be addressed — and your legacy will reflect your wishes?

Obviously, these are all personal questions. As such, aren’t they best addressed through a personal relationship with a highly trained professional working for a people-first organization?

Of course, that’s something you likely won’t find via a financial planning website or with a large, multi-national bank. You will, however, find it through your local credit union.

Consider it another membership advantage.

The value of a financial second opinion

Are you already working with another financial institution on your investment strategy? Scheduling a no-cost, no-obligation initial consultation with an RBFCU Investments Group financial advisor is still well worth the time.

That’s in large part because our financial advisors are local. They know and understand Texans and their needs. Each one is assigned to a specific region of our geographic coverage area, fostering even more alignment between their knowledge and member goals.

Plus, they are not only RBFCU employees but also registered representatives of Ameriprise Financial Services, LLC.

Yes, RBFCU has formed a relationship with Ameriprise Financial to provide our members access to all the benefits, resources and expertise of a world-class financial planning institution right alongside the service-oriented approach found in a regional credit union. It’s the best of both worlds, all within easy access.

Interested in learning more? Get acquainted with the advisors in your area through our website. Or, request a no-cost, no-obligation initial consultation now.

Working together, you and your advisor can assess your current situation, discuss your future goals and explore the options that will best meet your personal financial needs in the coming years.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial is not affiliated with the financial institution.

RBFCU Investments Group is a financial advisory practice of Ameriprise Financial Services, LLC.

The initial consultation provides an overview of financial planning concepts. You will not receive written analysis and/or recommendations.

Ameriprise Financial Planning Services are optional, offered separately, and priced according to the complexity of your case and your financial advisor’s practice fee schedule. Your fees and financial advisor may be subject to change.

Financial planning is generally appropriate if you have financial goals, sufficient assets and income to address your financial goals, and are willing to pay an investment advisory fee for recommendations to help you achieve those goals. Please review the Ameriprise Financial Planning Client Disclosure Brochure or, for a consolidated advisory relationship, the Ameriprise Managed Accounts and Financial Planning Service Disclosure Brochure, for a full description of services offered, including fees and expenses.

Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.

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