Medicare Supplement Insurance Plans
Help with unexpected medical costs
Turning 65 is a milestone. It signifies the age when the vast majority of Americans are eligible for Medicare, and timing matters when you’re joining Medicare. When you become eligible, enrollment windows open, but some of these windows quickly close.
That’s where we can help. Through multiple insurance carriers, RBFCU Investments Group offers Medicare Supplement Insurance Plans and Medicare Advantage Plans to help you with unexpected medical costs. Whether you choose to enroll in a Medicare Supplement Insurance Plan or Medicare Advantage Plan, each help to pay some of the costs not covered through Medicare, such as health care services and supplies, copayments, coinsurance and deductibles.
Meet our Medicare Team:

Julie Ann DeLoriea
Program Manager - Licensed Insurance Agent



Choosing supplement health insurance is an important decision
You may have a general idea about Medicare, but it’s important to know all the facts. Did you know that Medicare acts as a basic health plan, and many participants have additional out-of-pocket expenses? Original Medicare (Part A & B combined) is a federal health insurance program for people 65 and older, and others with disabilities.
- Medicare Part A helps pay most fees for hospital stays, except Part A deductibles, coinsurance amounts and doctor services.
- Medicare Part B pays about 80 percent of your medical expenses, after the annual deductible is met.1
That’s why you may want to consider a Medicare Supplement Insurance Plan.

Three more reasons to consider a Medicare Supplement Insurance Plan
- You can choose your own doctors and hospitals from anywhere in the United States, as long as they accept Medicare patients, and virtually no referrals are needed to see a specialist.
- You can have coverage while you travel anywhere in the United States.
- You can get help paying those out-of-pocket costs not covered by Medicare.

Request a complimentary consultation
Contact one of our insurance agents to explore your choices and make the best decision to meet your needs:
Helpful resources
Social Security Administration
1-800-772-1213
Medicare
1-800-633-4227
TRICARE for Life
1-866-773-0404
Railroad Retirement Board
1-877-772-5772

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When can I purchase a Medicare Supplement Insurance Plan?
You can buy a Medicare Supplement Insurance Plan any time after you turn 65 and join Medicare Part B. If you enroll in an insurance plan during your Medigap Open Enrollment Period, the first 6 months your Part B is active, your medical history is not considered in setting your premium.
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How do I sign up for a Medicare Supplement Insurance Plan?
For more information on how to join, contact 1-833-291-1309.
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Can I make changes to my Medicare Supplement Insurance coverage?
You can drop your policy and apply for another Medicare Supplement Insurance Plan at any time. However, after your Medigap Open Enrollment Period ends, insurers can refuse coverage or charge you a higher premium based on your health and/or make you wait to get coverage for an existing illness.
Not connected with or endorsed by the United States government or the federal Medicare program. This is a solicitation of insurance. A licensed insurance agent/producer may contact you.
1Part B costs: How much does Part B cost?. (n.d.). Retrieved May 13, 2019, from https://www.medicare.gov/your-medicare-costs/part-b-costs/part-b-costs.html
RBFCU Investments Group LLC is a wholly-owned subsidiary of RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU).
Medicare Supplement Insurance Plans, or Medigap Insurance Plans, and Medicare Advantage Plans are offered by certain agents of Randolph-Brooks Federal Credit Union (RBFCU) through PTT Financial, LLC, and not through or in association with Ameriprise Financial Services, LLC. Ameriprise Financial Services, LLC is not affiliated with PTT Financial, LLC.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
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