Platinum Preferred Rate Mastercard®

Our Platinum Preferred Rate MasterCard has one simple reward - a lower interest rate! You'll enjoy the ultimate savings of a great low rate for as long as you have the card.

The Platinum Preferred Rate MasterCard also offers:

  • Competitive rate as low as 7.7% APR
  • $0 Fraud Liability
  • 24/7 Fraud Monitoring
  • No Annual Fee
  • No Cash Advance Fee
  • No Balance Transfer Fee
  • 25-day grace period on retail purchases
  • Member Discounts
  • $1,000,000 Travel Accident Insurance
  • Online Access 24 hours a day
  • No Cost Rental Car Insurance
  • International acceptance
  • Fair foreign exchange conversion rates overseas

Learn more about our rates and fees

View Platinum Preferred Rate agreement and disclosures

Apply for a Platinum Preferred Rate MasterCard today!

Credit cards are subject to credit approval. Your specific rate will be dependent upon your credit rating and other factors. Rates and terms are subject to change without notice. Contact our Consumer Lending Center for more details.

Platinum Preferred Rate MasterCard 5 5 9 9
Amazing Response, Great Service Last year, I was in Korea and my card suddenly stopped working. I didn't think much of it, thought it was a glitch. It turned out that a tranaction action earlier that day resulted in someone swiping the information and making purchases with it. I had no idea it was going on (and it was soon after I had my purchase) until I logged into my account and realized what was going on and then noticed an email from RBFCU about the card situation. They caught on immediately and stopped them dead in their tracks. This was done while it was nighttime in the states and they were all over it. I have never had a problem with customer service and quick response. October 25, 2013
By far the best! RBFCU has ALWAYS taken care of me. Amazing low rates. It's helped me consolidate my credit cards and saved me a tremendous amount of money! Thank you!!! October 22, 2013
Great Start up to build credit was a great way for me to start building my credit and get a lower interest rate at the same time. March 11, 2013
It just been nice to be able to consolidate all my bills into one card The only problem is that I have had issues with not being able to to pay my bill online. It's very difficult to pay with another means other than a RBFCU checking or savings account. It always takes me addtional trial and error to find the right screen that will allow me to pay the bill. April 24, 2012
never had a problem. this credit card has never presented any problems. It has fantastic rates and protection. I highly recommend this product. April 19, 2012
Great Interest Rates RBFCU An awesome team of people highly recommended in every since of the word.The greatest Credit Union by Far. April 16, 2012
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