3.1.4 Find Your Next Car
Find Your Next Car
Trusted partners to help you find your next vehicle
Whether you’re looking for new or used, our trusted partners can help you find the perfect vehicle, while we provide the financing that fits your budget. Our partnerships give you the opportunity to shop what’s available in your price range, so you can find the best possible deal. Add that to the low rates and great benefits of an RBFCU auto loan, and you’ve got real purchasing power!
Shop one of our Preferred Dealers
RBFCU has partnered with Preferred Dealers to offer our low rates with one-stop shop convenience.
Shop online with Carvana
Our partnership with Carvana offers an expansive inventory of high-quality, preowned vehicles and a seamless online buying process.
Apply online and get preapproved
Whether you’re shopping at a dealership or buying from a private seller, apply online and get preapproved.
Get more car than you expected
Our repossessed vehicle inventory may give you a better vehicle at a better price, with the benefit of financing through RBFCU.
What is a Preferred Dealer?
RBFCU partners with dealerships to make the car-buying process easier for you through our Preferred Dealers program.
Most importantly, we work with these dealers to allow you to apply for and close your RBFCU loan at the dealership. It’s just one more way we work to give you the best overall experience when you’re buying a vehicle.
What vehicle can I afford?
How much will my vehicle payments be?
Which is better for me: A new or used vehicle?
How long should I keep a vehicle?
Which vehicle loan is better?
What's the difference between financing through RBFCU and financing at the dealership?
If you apply for an RBFCU loan at the dealership versus online or in a branch, you're still receiving all the benefits of an RBFCU loan — including the great rate. The biggest difference is that you're completing the application and closing your loan at the dealership, which can save you time and make the process more convenient.
Does it cost more to apply for an RBFCU loan at the dealership?
There are no additional fees to complete your RBFCU loan application through the dealership. It's simply an additional convenience that we've worked with our Preferred Dealers to provide our members. We also give you the same low rate if you apply at the dealer as you would receive for completing an online loan application.
What do I tell the dealer when I want to finance through RBFCU?
During the finance stage of your transaction, most dealerships will ask if you have a preferred lender (i.e., credit union, bank or finance company) for your loan. Tell them you want to finance with RBFCU.
We work directly with dealerships through our Preferred Dealers program to handle your application at the point of sale and make the car-buying process convenient for you. To review our Preferred Dealers, visit http://rbfcu.cudlautosmart.com/Dealer/.
Can I use my preapproval letter if I finance at the dealership?
If you finance with RBFCU at the dealership, you won't be required to provide the preapproval loan code from your letter. However, you will still be able to take advantage of the preapproval rate.
Can I still purchase GAP Plus coverage through RBFCU if I apply at the dealership?
Yes, you can contact RBFCU to add GAP Plus within a year of your original contract date. You can either pay out of pocket or have your loan refinanced to add this protection. Some of our Preferred Dealers also sell RBFCU’s GAP Plus coverage, so you can complete the purchase at the same time as you finalize your loan.
Auto loans are subject to credit approval and rates are subject to change. Contact our Consumer Lender Center for more details.