5 Easy Things You Can Do to Help Prevent Identity Theft
Identity theft is one of the fastest-growing non-violent crimes in North America.
Globally, it costs its victims billions of dollars — not to mention the time and hassle involved in recovering a stolen identity.
The key to preventing identity theft is being smart with your personal data in all its various forms.
Here are five easy things you can do right now to help prevent identity theft:
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1. Change up your PIN
Do you unlock your phone with the same PIN number you use at the ATM? If so, change it.
Password-protecting your phone is smart, but large touch screens make it easy for not-so-innocent bystanders to see what your number is as you enter it, providing them with a good first guess at your banking PIN.
» Take it to the next level: Learn how to create strong usernames and passwords for your online accounts
2. Get a shredder
A personal shredder is a small investment that makes a huge difference.
Bank statements, expired credit cards, phone and utility bills, ATM receipts, addressed envelopes, old boarding passes, email printouts and résumés are just some of the things that should be shredded before they make their way to your trash can or recycling bin.
» Take it to the next level: Learn how long you should keep your documents
Does your Instagram feed make it easy for others to tell when you’re out of the house or out of town for an extended period of time?
You might be providing identity thieves with the perfect opportunity to go for a mail grab. Set your account to private, or make your location-related posts a little less “insta.”
» Take it to the next level: Learn about five more identity theft jackpots
4. Slim down your wallet
It’s time to clean out all those stray receipts and store cards you never use!
If your wallet is lost or stolen, every extra item you carry gives identity thieves an extra chance to steal your information.
Carry the bare minimum and keep the rest in a safe spot — especially your Social Security card, PINs and passwords!
» Take it to the next level: Learn how to stay safe when visiting an ATM
5. Update your software
New computer viruses are circulated every day.
The best way to stay ahead of the curve is to install regular updates to your firewall software, your anti-virus software, your operating system and even your mobile apps.
Resist the urge to hit the “remind me later” button the next time it pops up.
» Take it to the next level: Learn more ways to protect your devices
Sources: Federal Trade Commission, U.S. Department of Justice