Loans Frequently Asked Questions
Your questions, answered
We’ve collected some of the most frequently asked questions about our loan products and services, and grouped them by topic to make it easier for you to access the information you need to make informed financial decisions.
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Who is eligible to be an authorized user?
An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN) to be eligible to be an authorized user.
An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user. However, the credit card account will be reported to a credit bureau; and thus, will show up on their credit report, which can affect them positively or negatively, depending on how the account is handled.
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Who is eligible to be an authorized user?
An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN) to be eligible to be an authorized user.
An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user. However, the credit card account will be reported to a credit bureau; and thus, will show up on their credit report, which can affect them positively or negatively, depending on how the account is handled.
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Who is eligible to be an authorized user?
An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN) to be eligible to be an authorized user.
An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user. However, the credit card account will be reported to a credit bureau; and thus, will show up on their credit report, which can affect them positively or negatively, depending on how the account is handled.
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Who is eligible to be an authorized user?
An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN) to be eligible to be an authorized user.
An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user. However, the credit card account will be reported to a credit bureau; and thus, will show up on their credit report, which can affect them positively or negatively, depending on how the account is handled.
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Who is eligible to be an authorized user?
An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN) to be eligible to be an authorized user.
An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user. However, the credit card account will be reported to a credit bureau; and thus, will show up on their credit report, which can affect them positively or negatively, depending on how the account is handled.
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Who is eligible to be an authorized user?
An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN) to be eligible to be an authorized user.
An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user. However, the credit card account will be reported to a credit bureau; and thus, will show up on their credit report, which can affect them positively or negatively, depending on how the account is handled.
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Who is eligible to be an authorized user?
An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN) to be eligible to be an authorized user.
An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user. However, the credit card account will be reported to a credit bureau; and thus, will show up on their credit report, which can affect them positively or negatively, depending on how the account is handled.
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Who is eligible to be an authorized user?
An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN) to be eligible to be an authorized user.
An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user. However, the credit card account will be reported to a credit bureau; and thus, will show up on their credit report, which can affect them positively or negatively, depending on how the account is handled.
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Who is eligible to be an authorized user?
An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN) to be eligible to be an authorized user.
An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user. However, the credit card account will be reported to a credit bureau; and thus, will show up on their credit report, which can affect them positively or negatively, depending on how the account is handled.
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Who is eligible to be an authorized user?
An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN) to be eligible to be an authorized user.
An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user. However, the credit card account will be reported to a credit bureau; and thus, will show up on their credit report, which can affect them positively or negatively, depending on how the account is handled.
-
Who is eligible to be an authorized user?
An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN) to be eligible to be an authorized user.
An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user. However, the credit card account will be reported to a credit bureau; and thus, will show up on their credit report, which can affect them positively or negatively, depending on how the account is handled.
-
Who is eligible to be an authorized user?
An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN) to be eligible to be an authorized user.
An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user. However, the credit card account will be reported to a credit bureau; and thus, will show up on their credit report, which can affect them positively or negatively, depending on how the account is handled.
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Who is eligible to be an authorized user?
An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN) to be eligible to be an authorized user.
An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user. However, the credit card account will be reported to a credit bureau; and thus, will show up on their credit report, which can affect them positively or negatively, depending on how the account is handled.
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Who is eligible to be an authorized user?
An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN) to be eligible to be an authorized user.
An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user. However, the credit card account will be reported to a credit bureau; and thus, will show up on their credit report, which can affect them positively or negatively, depending on how the account is handled.
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Who is eligible to be an authorized user?
An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN) to be eligible to be an authorized user.
An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user. However, the credit card account will be reported to a credit bureau; and thus, will show up on their credit report, which can affect them positively or negatively, depending on how the account is handled.