Loans Frequently Asked Questions

Your questions, answered

We’ve collected some of the most frequently asked questions about our loan products and services, and grouped them by topic to make it easier for you to access the information you need to make informed financial decisions.

 

Find FAQs by topic:
Auto Loans | Other Vehicle Options | Vehicle Refinance | Repossessed Vehicles | Find Your Next Car | Preferred Dealers | Credit Cards | Credit Card Authorized Users | Credit Card Rewards Program | Lost Credit Card | Chip, Contactless & Tokenization | Personal Loans | Line of Credit | Credit Builder Loans | Back to all FAQs

 

AUTO LOANS

  • Who is eligible to be an authorized user?
    + -

    An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN).

    An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user.

 

OTHER VEHICLE OPTIONS

  • Who is eligible to be an authorized user?
    + -

    An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN).

    An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user.

 

VEHICLE REFINANCE

  • Who is eligible to be an authorized user?
    + -

    An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN).

    An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user.

 

REPOSSESSED VEHICLES

  • Who is eligible to be an authorized user?
    + -

    An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN).

    An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user.

 

FIND YOUR NEXT CAR

  • Who is eligible to be an authorized user?
    + -

    An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN).

    An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user.

 

PREFERRED DEALERS

  • Who is eligible to be an authorized user?
    + -

    An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN).

    An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user.

 

CREDIT CARDS

  • Who is eligible to be an authorized user?
    + -

    An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN).

    An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user.

 

CREDIT CARD AUTHORIZED USERS

  • Who is eligible to be an authorized user?
    + -

    An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN).

    An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user.

 

CREDIT CARD REWARDS PROGRAM

  • Who is eligible to be an authorized user?
    + -

    An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN).

    An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user.

 

LOST CREDIT CARD

  • Who is eligible to be an authorized user?
    + -

    An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN).

    An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user.

 

CHIP, CONTACTLESS & TOKENIZATION

  • Who is eligible to be an authorized user?
    + -

    An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN).

    An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user.

 

PERSONAL LOANS

  • Who is eligible to be an authorized user?
    + -

    An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN).

    An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user.

 

LINE OF CREDIT

  • Who is eligible to be an authorized user?
    + -

    An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN).

    An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user.

 

CREDIT BUILDER LOANS

  • Who is eligible to be an authorized user?
    + -

    An individual must have an RBFCU primary savings account in good standing, be at least 15 years old and have a valid Social Security Number (SSN) or Tax Identification Number (TIN).

    An authorized user doesn’t need to qualify for a loan or credit card, nor is their credit pulled prior to being added as an authorized user.

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