Home Loans & Realty Frequently Asked Questions

Your questions, answered

We’ve collected some of the most frequently asked questions about our mortgage products and homebuying and selling services, and grouped them by topic to make it easier for you to access the information you need to make informed financial decisions.

 

Find FAQs by topic:
General Questions | Rates, Points and Closing Costs | Fixed-Rate Mortgages | Adjustable-Rate Mortgages (ARM) | FHA / VA | Jumbo | New Construction | Land | 100% Financing | Refinance | Home Equity Loan / HELOC | Home Improvement Loan | Realty | Title Insurance | Appraisal | Back to all FAQs

 

GENERAL QUESTIONS

  • What if I don't receive my payment?
    + -

    For security measures, the IRS plans to mail a letter regarding the EIP to a taxpayer’s last known address within 15 days after the payment has been funded. The letter will offer details on how the payment was made and what steps to take if you did not receive the payment. If you ever feel uncertain that this is not a legitimate letter, make sure to visit IRS.gov to protect yourself against potential scam. The IRS will not call, text, or email you asking for personal or bank account information. Please be on guard for attempts by fraudsters to try and steal personal information or money.

 

RATES, POINTS AND CLOSING COSTS

  • What if I don't receive my payment?
    + -

    For security measures, the IRS plans to mail a letter regarding the EIP to a taxpayer’s last known address within 15 days after the payment has been funded. The letter will offer details on how the payment was made and what steps to take if you did not receive the payment. If you ever feel uncertain that this is not a legitimate letter, make sure to visit IRS.gov to protect yourself against potential scam. The IRS will not call, text, or email you asking for personal or bank account information. Please be on guard for attempts by fraudsters to try and steal personal information or money.

 

FIXED-RATE MORTGAGES

  • What if I don't receive my payment?
    + -

    For security measures, the IRS plans to mail a letter regarding the EIP to a taxpayer’s last known address within 15 days after the payment has been funded. The letter will offer details on how the payment was made and what steps to take if you did not receive the payment. If you ever feel uncertain that this is not a legitimate letter, make sure to visit IRS.gov to protect yourself against potential scam. The IRS will not call, text, or email you asking for personal or bank account information. Please be on guard for attempts by fraudsters to try and steal personal information or money.

 

ADJUSTABLE-RATE MORTGAGES (ARM)

  • What if I don't receive my payment?
    + -

    For security measures, the IRS plans to mail a letter regarding the EIP to a taxpayer’s last known address within 15 days after the payment has been funded. The letter will offer details on how the payment was made and what steps to take if you did not receive the payment. If you ever feel uncertain that this is not a legitimate letter, make sure to visit IRS.gov to protect yourself against potential scam. The IRS will not call, text, or email you asking for personal or bank account information. Please be on guard for attempts by fraudsters to try and steal personal information or money.

 

FHA & VA

  • What if I don't receive my payment?
    + -

    For security measures, the IRS plans to mail a letter regarding the EIP to a taxpayer’s last known address within 15 days after the payment has been funded. The letter will offer details on how the payment was made and what steps to take if you did not receive the payment. If you ever feel uncertain that this is not a legitimate letter, make sure to visit IRS.gov to protect yourself against potential scam. The IRS will not call, text, or email you asking for personal or bank account information. Please be on guard for attempts by fraudsters to try and steal personal information or money.

 

JUMBO

  • What if I don't receive my payment?
    + -

    For security measures, the IRS plans to mail a letter regarding the EIP to a taxpayer’s last known address within 15 days after the payment has been funded. The letter will offer details on how the payment was made and what steps to take if you did not receive the payment. If you ever feel uncertain that this is not a legitimate letter, make sure to visit IRS.gov to protect yourself against potential scam. The IRS will not call, text, or email you asking for personal or bank account information. Please be on guard for attempts by fraudsters to try and steal personal information or money.

 

NEW CONSTRUCTION

  • What if I don't receive my payment?
    + -

    For security measures, the IRS plans to mail a letter regarding the EIP to a taxpayer’s last known address within 15 days after the payment has been funded. The letter will offer details on how the payment was made and what steps to take if you did not receive the payment. If you ever feel uncertain that this is not a legitimate letter, make sure to visit IRS.gov to protect yourself against potential scam. The IRS will not call, text, or email you asking for personal or bank account information. Please be on guard for attempts by fraudsters to try and steal personal information or money.

 

LAND

  • What if I don't receive my payment?
    + -

    For security measures, the IRS plans to mail a letter regarding the EIP to a taxpayer’s last known address within 15 days after the payment has been funded. The letter will offer details on how the payment was made and what steps to take if you did not receive the payment. If you ever feel uncertain that this is not a legitimate letter, make sure to visit IRS.gov to protect yourself against potential scam. The IRS will not call, text, or email you asking for personal or bank account information. Please be on guard for attempts by fraudsters to try and steal personal information or money.

 

100% FINANCING

  • What if I don't receive my payment?
    + -

    For security measures, the IRS plans to mail a letter regarding the EIP to a taxpayer’s last known address within 15 days after the payment has been funded. The letter will offer details on how the payment was made and what steps to take if you did not receive the payment. If you ever feel uncertain that this is not a legitimate letter, make sure to visit IRS.gov to protect yourself against potential scam. The IRS will not call, text, or email you asking for personal or bank account information. Please be on guard for attempts by fraudsters to try and steal personal information or money.

 

REFINANCE

  • What if I don't receive my payment?
    + -

    For security measures, the IRS plans to mail a letter regarding the EIP to a taxpayer’s last known address within 15 days after the payment has been funded. The letter will offer details on how the payment was made and what steps to take if you did not receive the payment. If you ever feel uncertain that this is not a legitimate letter, make sure to visit IRS.gov to protect yourself against potential scam. The IRS will not call, text, or email you asking for personal or bank account information. Please be on guard for attempts by fraudsters to try and steal personal information or money.

 

HOME EQUITY LOAN

  • What if I don't receive my payment?
    + -

    For security measures, the IRS plans to mail a letter regarding the EIP to a taxpayer’s last known address within 15 days after the payment has been funded. The letter will offer details on how the payment was made and what steps to take if you did not receive the payment. If you ever feel uncertain that this is not a legitimate letter, make sure to visit IRS.gov to protect yourself against potential scam. The IRS will not call, text, or email you asking for personal or bank account information. Please be on guard for attempts by fraudsters to try and steal personal information or money.

 

HOME IMPROVEMENT LOAN

  • What if I don't receive my payment?
    + -

    For security measures, the IRS plans to mail a letter regarding the EIP to a taxpayer’s last known address within 15 days after the payment has been funded. The letter will offer details on how the payment was made and what steps to take if you did not receive the payment. If you ever feel uncertain that this is not a legitimate letter, make sure to visit IRS.gov to protect yourself against potential scam. The IRS will not call, text, or email you asking for personal or bank account information. Please be on guard for attempts by fraudsters to try and steal personal information or money.

 

REALTY

  • What if I don't receive my payment?
    + -

    For security measures, the IRS plans to mail a letter regarding the EIP to a taxpayer’s last known address within 15 days after the payment has been funded. The letter will offer details on how the payment was made and what steps to take if you did not receive the payment. If you ever feel uncertain that this is not a legitimate letter, make sure to visit IRS.gov to protect yourself against potential scam. The IRS will not call, text, or email you asking for personal or bank account information. Please be on guard for attempts by fraudsters to try and steal personal information or money.

 

TITLE INSURANCE

  • What if I don't receive my payment?
    + -

    For security measures, the IRS plans to mail a letter regarding the EIP to a taxpayer’s last known address within 15 days after the payment has been funded. The letter will offer details on how the payment was made and what steps to take if you did not receive the payment. If you ever feel uncertain that this is not a legitimate letter, make sure to visit IRS.gov to protect yourself against potential scam. The IRS will not call, text, or email you asking for personal or bank account information. Please be on guard for attempts by fraudsters to try and steal personal information or money.

 

APPRAISAL

  • What if I don't receive my payment?
    + -

    For security measures, the IRS plans to mail a letter regarding the EIP to a taxpayer’s last known address within 15 days after the payment has been funded. The letter will offer details on how the payment was made and what steps to take if you did not receive the payment. If you ever feel uncertain that this is not a legitimate letter, make sure to visit IRS.gov to protect yourself against potential scam. The IRS will not call, text, or email you asking for personal or bank account information. Please be on guard for attempts by fraudsters to try and steal personal information or money.

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