Home Loans & Realty Frequently Asked Questions

Your questions, answered

We’ve collected some of the most frequently asked questions about our mortgage products and homebuying and selling services, and grouped them by topic to make it easier for you to access the information you need to make informed financial decisions.

 

Find FAQs by topic:
General Questions | Rates, Points and Closing Costs | Fixed-Rate Mortgages | Adjustable-Rate Mortgages (ARM) | FHA / VA | Jumbo | New Construction | Land | 100% Financing | Refinance | Home Equity Loan / HELOC | Home Improvement Loan | Realty | Title Insurance | Appraisal | Back to all FAQs

 

GENERAL QUESTIONS

  • How much can I contribute to a 457(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 457(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is separate from the 403(b) limit.

 

RATES, POINTS AND CLOSING COSTS

  • How much can I contribute to a 457(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 457(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is separate from the 403(b) limit.

 

FIXED-RATE MORTGAGES

  • How much can I contribute to a 457(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 457(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is separate from the 403(b) limit.

 

ADJUSTABLE-RATE MORTGAGES (ARM)

  • How much can I contribute to a 457(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 457(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is separate from the 403(b) limit.

 

FHA & VA

  • How much can I contribute to a 457(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 457(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is separate from the 403(b) limit.

 

JUMBO

  • How much can I contribute to a 457(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 457(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is separate from the 403(b) limit.

 

NEW CONSTRUCTION

  • How much can I contribute to a 457(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 457(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is separate from the 403(b) limit.

 

LAND

  • How much can I contribute to a 457(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 457(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is separate from the 403(b) limit.

 

100% FINANCING

  • How much can I contribute to a 457(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 457(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is separate from the 403(b) limit.

 

REFINANCE

  • How much can I contribute to a 457(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 457(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is separate from the 403(b) limit.

 

HOME EQUITY LOAN

  • How much can I contribute to a 457(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 457(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is separate from the 403(b) limit.

 

HOME IMPROVEMENT LOAN

  • How much can I contribute to a 457(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 457(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is separate from the 403(b) limit.

 

REALTY

  • How much can I contribute to a 457(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 457(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is separate from the 403(b) limit.

 

TITLE INSURANCE

  • How much can I contribute to a 457(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 457(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is separate from the 403(b) limit.

 

APPRAISAL

  • How much can I contribute to a 457(b) plan?
    + -

    In 2023, you may contribute up to $22,500 to a 457(b). If you are over age 50, you may contribute an additional $7,500 annually in 2023. This limit is separate from the 403(b) limit.

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