Protect Your Business with a FREE Insurance Guide
From protecting your employees to shielding your assets, RBFCU Insurance Agency’s free guide can help business leaders like you identify and select insurance coverage tailored to your company’s needs.
Is your company protected financially?
Protect your people, property and profits.
50% of small businesses reportedly rely solely on immediate sales or cash reserves for survival.1 This potentially serious liquidity problem leaves them more vulnerable financially to economic shocks, accidents, lawsuits or natural disasters.
According to the U.S. Bureau of Labor Statistics, private employers reported 2.6 million injury and illness cases in 2023.2 Although workers compensation insurance is not mandatory in Texas, it can help protect businesses from costly claims.
The U.S. Chamber of Commerce projects that the annual cost of lawsuits filed against businesses nationwide could exceed $900 billion by 2030.3 Yet liability insurance can cover the financial costs and legal fees if a company is found responsible in a tort case.
How can we help you?
Serving San Antonio, Austin, DFW, Corpus Christi and more!
Small businesses
Smart coverage for growing ventures: Get affordable, flexible insurance solutions designed to protect your passion and hard work — so you can focus on building your dream. → Get a quote
Mid-size businesses
Scalable protection for expanding operations: Create customized coverage that grows with you, to help manage risk and support your evolving business needs. → Get a quote
Enterprises
Strategic insurance coverage for complex organizations: Discover comprehensive, high-level solutions built to safeguard large-scale operations, assets and global interests. → Get a quote
This page was last updated in September 2025.
Insurance products are offered through RBFCU Insurance Agency LLC, a wholly-owned subsidiary of RBFCU Services LLC and an affiliate of Randolph-Brooks Federal Credit Union (RBFCU). RBFCU Insurance Agency LLC is operated by Banc Insurance Agency. Business conducted with RBFCU Insurance Agency LLC is separate and distinct from any business conducted with RBFCU. Insurance products are not deposits; are not obligations of RBFCU; are not NCUA insured; are not issued by or guaranteed by RBFCU or any other affiliate, and may lose value. Any insurance required as a condition of the extension of credit by RBFCU need not be purchased from RBFCU Insurance Agency LLC but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the member’s choice.
SOURCES
These sources were last accessed in September 2025.
1“Study Finds Cash Flow Crisis Deepening for Small Businesses Amid Tariffs and Consumer Pullback.” Pymnts, https://www.pymnts.com/smbs/2025/study-finds-cash-flow-crisis-deepening-for-small-businesses-amid-tariffs-and-consumer-pullback.
2“Injuries, Illnesses and Fatalities.” U.S. Bureau of Labor Statistics (BLS), https://www.bls.gov/iif/news.htm.
3“The Hidden Costs of Lawsuits Continue to Grow.” U.S. Chamber of Commerce, https://www.uschamber.com/lawsuits/hidden-costs-lawsuits-grow.
