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Platinum Class MasterCard® Credit Cards

No matter the expense, an RBFCU Platinum Class MasterCard can make your purchases hassle-free. As a new cardholder, you'll receive a low 3.9% APR introductory rate on all balance transfers and cash advances for the first 180 days your account is open. Whether you want to pay off other high interest credit cards, need extra cash for purchases, or are just looking for a valuable credit card, an RBFCU MasterCard will keep interest payments low and make purchases easy and rewarding.


Premier Rate
Rates as low as 7.7% APR

Our Platinum Premier Rate MasterCard credit card offers a great low rate so you have the flexibility you need to pay off your balances quickly or make purchases without accruing large interest charges.


CashBack Rewards
Rates as low as 9.9% APR

Our Platinum CashBack Rewards MasterCard credit card puts money back into your pocket with our 1-2-3 rewards program. Earn up to 1% on all purchases, up to 2% at restaurants and up to 3% on gas. Plus, you can cash out your rewards any time you need them!

As an RBFCU Platinum Class MasterCard credit card user, you won't pay an annual fee and you'll receive a multitude of other enhancements, like fraud protection, discounts and other perks, including:

  • 25-day grace period on purchases
  • $0 fraud liability/24-7 fraud monitoring
  • $1 million in travel accident insurance
  • MasterRental™ Insurance
  • International acceptance

Learn more about our rates and fees

View Platinum Premier Rate agreement and disclosures

View CashBack Rewards agreement and disclosures


Membership eligibility required. Loans and Credit Cards are subject to credit approval. Rates and terms subject to change; other restrictions may apply. The 3.9% Annual Percentage Rate (APR) is an introductory rate for balance transfers and cash advances made during the first 180 days from the opening date of any new RBFCU Platinum Class MasterCard. Introductory rate balances will remain at 3.9% APR for 12 full billing cycles. After that, any remaining balance will be repriced to an APR of 7.7% to 16.7% for a Premier Rate credit card or 9.9% to 17.9% for a CashBack Rewards card based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. All purchases made during the introductory period and thereafter will be at the previously stated APR ranges for the respective MasterCard products. Contact the Consumer Lending Center for complete details.

If you use your MasterCard to make purchases denominated in a foreign currency, you will be charged a foreign exchange fee by MasterCard to convert currency.