Home Loans & Realty Frequently Asked Questions
Your questions, answered
We’ve collected some of the most frequently asked questions about our mortgage products and homebuying and selling services, and grouped them by topic to make it easier for you to access the information you need to make informed financial decisions.
Find FAQs by topic:
General Questions | Rates, Points and Closing Costs |
Fixed-Rate Mortgages | Adjustable-Rate Mortgages (ARM) |
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Construction | Land | 100% Financing | Refinance |
Home Equity Loan / HELOC | Home Improvement Loan | Realty | Title Insurance | Appraisal | Back to all FAQs
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What do I need to do to receive my EIP?
If you filed a tax return for 2020, the IRS will use the same information to calculate the payment amount. If you haven’t filed a tax return for 2020 yet but you did for 2019, the IRS will use that information from 2019 tax filings to make the EIP calculations.
For Social Security and Railroad Retirement recipients who did not file a tax return in 2019 or 2020, no action is needed. The IRS will use the information from the SSA-1099 and Form RRB-1099 to create the EIP either by direct deposit or paper check, depending on how you usually receive benefits.
If you are not required to file a tax return but you are still eligible for the EIP (ex: low income worker or certain veterans and individuals with disabilities) you can visit the IRS.gov tool: irs.gov/help/ita/do-i-need-to-file-a-tax-return to check if they have a filing requirement.
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What do I need to do to receive my EIP?
If you filed a tax return for 2020, the IRS will use the same information to calculate the payment amount. If you haven’t filed a tax return for 2020 yet but you did for 2019, the IRS will use that information from 2019 tax filings to make the EIP calculations.
For Social Security and Railroad Retirement recipients who did not file a tax return in 2019 or 2020, no action is needed. The IRS will use the information from the SSA-1099 and Form RRB-1099 to create the EIP either by direct deposit or paper check, depending on how you usually receive benefits.
If you are not required to file a tax return but you are still eligible for the EIP (ex: low income worker or certain veterans and individuals with disabilities) you can visit the IRS.gov tool: irs.gov/help/ita/do-i-need-to-file-a-tax-return to check if they have a filing requirement.
-
What do I need to do to receive my EIP?
If you filed a tax return for 2020, the IRS will use the same information to calculate the payment amount. If you haven’t filed a tax return for 2020 yet but you did for 2019, the IRS will use that information from 2019 tax filings to make the EIP calculations.
For Social Security and Railroad Retirement recipients who did not file a tax return in 2019 or 2020, no action is needed. The IRS will use the information from the SSA-1099 and Form RRB-1099 to create the EIP either by direct deposit or paper check, depending on how you usually receive benefits.
If you are not required to file a tax return but you are still eligible for the EIP (ex: low income worker or certain veterans and individuals with disabilities) you can visit the IRS.gov tool: irs.gov/help/ita/do-i-need-to-file-a-tax-return to check if they have a filing requirement.
-
What do I need to do to receive my EIP?
If you filed a tax return for 2020, the IRS will use the same information to calculate the payment amount. If you haven’t filed a tax return for 2020 yet but you did for 2019, the IRS will use that information from 2019 tax filings to make the EIP calculations.
For Social Security and Railroad Retirement recipients who did not file a tax return in 2019 or 2020, no action is needed. The IRS will use the information from the SSA-1099 and Form RRB-1099 to create the EIP either by direct deposit or paper check, depending on how you usually receive benefits.
If you are not required to file a tax return but you are still eligible for the EIP (ex: low income worker or certain veterans and individuals with disabilities) you can visit the IRS.gov tool: irs.gov/help/ita/do-i-need-to-file-a-tax-return to check if they have a filing requirement.
-
What do I need to do to receive my EIP?
If you filed a tax return for 2020, the IRS will use the same information to calculate the payment amount. If you haven’t filed a tax return for 2020 yet but you did for 2019, the IRS will use that information from 2019 tax filings to make the EIP calculations.
For Social Security and Railroad Retirement recipients who did not file a tax return in 2019 or 2020, no action is needed. The IRS will use the information from the SSA-1099 and Form RRB-1099 to create the EIP either by direct deposit or paper check, depending on how you usually receive benefits.
If you are not required to file a tax return but you are still eligible for the EIP (ex: low income worker or certain veterans and individuals with disabilities) you can visit the IRS.gov tool: irs.gov/help/ita/do-i-need-to-file-a-tax-return to check if they have a filing requirement.
-
What do I need to do to receive my EIP?
If you filed a tax return for 2020, the IRS will use the same information to calculate the payment amount. If you haven’t filed a tax return for 2020 yet but you did for 2019, the IRS will use that information from 2019 tax filings to make the EIP calculations.
For Social Security and Railroad Retirement recipients who did not file a tax return in 2019 or 2020, no action is needed. The IRS will use the information from the SSA-1099 and Form RRB-1099 to create the EIP either by direct deposit or paper check, depending on how you usually receive benefits.
If you are not required to file a tax return but you are still eligible for the EIP (ex: low income worker or certain veterans and individuals with disabilities) you can visit the IRS.gov tool: irs.gov/help/ita/do-i-need-to-file-a-tax-return to check if they have a filing requirement.
-
What do I need to do to receive my EIP?
If you filed a tax return for 2020, the IRS will use the same information to calculate the payment amount. If you haven’t filed a tax return for 2020 yet but you did for 2019, the IRS will use that information from 2019 tax filings to make the EIP calculations.
For Social Security and Railroad Retirement recipients who did not file a tax return in 2019 or 2020, no action is needed. The IRS will use the information from the SSA-1099 and Form RRB-1099 to create the EIP either by direct deposit or paper check, depending on how you usually receive benefits.
If you are not required to file a tax return but you are still eligible for the EIP (ex: low income worker or certain veterans and individuals with disabilities) you can visit the IRS.gov tool: irs.gov/help/ita/do-i-need-to-file-a-tax-return to check if they have a filing requirement.
-
What do I need to do to receive my EIP?
If you filed a tax return for 2020, the IRS will use the same information to calculate the payment amount. If you haven’t filed a tax return for 2020 yet but you did for 2019, the IRS will use that information from 2019 tax filings to make the EIP calculations.
For Social Security and Railroad Retirement recipients who did not file a tax return in 2019 or 2020, no action is needed. The IRS will use the information from the SSA-1099 and Form RRB-1099 to create the EIP either by direct deposit or paper check, depending on how you usually receive benefits.
If you are not required to file a tax return but you are still eligible for the EIP (ex: low income worker or certain veterans and individuals with disabilities) you can visit the IRS.gov tool: irs.gov/help/ita/do-i-need-to-file-a-tax-return to check if they have a filing requirement.
-
What do I need to do to receive my EIP?
If you filed a tax return for 2020, the IRS will use the same information to calculate the payment amount. If you haven’t filed a tax return for 2020 yet but you did for 2019, the IRS will use that information from 2019 tax filings to make the EIP calculations.
For Social Security and Railroad Retirement recipients who did not file a tax return in 2019 or 2020, no action is needed. The IRS will use the information from the SSA-1099 and Form RRB-1099 to create the EIP either by direct deposit or paper check, depending on how you usually receive benefits.
If you are not required to file a tax return but you are still eligible for the EIP (ex: low income worker or certain veterans and individuals with disabilities) you can visit the IRS.gov tool: irs.gov/help/ita/do-i-need-to-file-a-tax-return to check if they have a filing requirement.
-
What do I need to do to receive my EIP?
If you filed a tax return for 2020, the IRS will use the same information to calculate the payment amount. If you haven’t filed a tax return for 2020 yet but you did for 2019, the IRS will use that information from 2019 tax filings to make the EIP calculations.
For Social Security and Railroad Retirement recipients who did not file a tax return in 2019 or 2020, no action is needed. The IRS will use the information from the SSA-1099 and Form RRB-1099 to create the EIP either by direct deposit or paper check, depending on how you usually receive benefits.
If you are not required to file a tax return but you are still eligible for the EIP (ex: low income worker or certain veterans and individuals with disabilities) you can visit the IRS.gov tool: irs.gov/help/ita/do-i-need-to-file-a-tax-return to check if they have a filing requirement.
-
What do I need to do to receive my EIP?
If you filed a tax return for 2020, the IRS will use the same information to calculate the payment amount. If you haven’t filed a tax return for 2020 yet but you did for 2019, the IRS will use that information from 2019 tax filings to make the EIP calculations.
For Social Security and Railroad Retirement recipients who did not file a tax return in 2019 or 2020, no action is needed. The IRS will use the information from the SSA-1099 and Form RRB-1099 to create the EIP either by direct deposit or paper check, depending on how you usually receive benefits.
If you are not required to file a tax return but you are still eligible for the EIP (ex: low income worker or certain veterans and individuals with disabilities) you can visit the IRS.gov tool: irs.gov/help/ita/do-i-need-to-file-a-tax-return to check if they have a filing requirement.
-
What do I need to do to receive my EIP?
If you filed a tax return for 2020, the IRS will use the same information to calculate the payment amount. If you haven’t filed a tax return for 2020 yet but you did for 2019, the IRS will use that information from 2019 tax filings to make the EIP calculations.
For Social Security and Railroad Retirement recipients who did not file a tax return in 2019 or 2020, no action is needed. The IRS will use the information from the SSA-1099 and Form RRB-1099 to create the EIP either by direct deposit or paper check, depending on how you usually receive benefits.
If you are not required to file a tax return but you are still eligible for the EIP (ex: low income worker or certain veterans and individuals with disabilities) you can visit the IRS.gov tool: irs.gov/help/ita/do-i-need-to-file-a-tax-return to check if they have a filing requirement.
-
What do I need to do to receive my EIP?
If you filed a tax return for 2020, the IRS will use the same information to calculate the payment amount. If you haven’t filed a tax return for 2020 yet but you did for 2019, the IRS will use that information from 2019 tax filings to make the EIP calculations.
For Social Security and Railroad Retirement recipients who did not file a tax return in 2019 or 2020, no action is needed. The IRS will use the information from the SSA-1099 and Form RRB-1099 to create the EIP either by direct deposit or paper check, depending on how you usually receive benefits.
If you are not required to file a tax return but you are still eligible for the EIP (ex: low income worker or certain veterans and individuals with disabilities) you can visit the IRS.gov tool: irs.gov/help/ita/do-i-need-to-file-a-tax-return to check if they have a filing requirement.
-
What do I need to do to receive my EIP?
If you filed a tax return for 2020, the IRS will use the same information to calculate the payment amount. If you haven’t filed a tax return for 2020 yet but you did for 2019, the IRS will use that information from 2019 tax filings to make the EIP calculations.
For Social Security and Railroad Retirement recipients who did not file a tax return in 2019 or 2020, no action is needed. The IRS will use the information from the SSA-1099 and Form RRB-1099 to create the EIP either by direct deposit or paper check, depending on how you usually receive benefits.
If you are not required to file a tax return but you are still eligible for the EIP (ex: low income worker or certain veterans and individuals with disabilities) you can visit the IRS.gov tool: irs.gov/help/ita/do-i-need-to-file-a-tax-return to check if they have a filing requirement.
-
What do I need to do to receive my EIP?
If you filed a tax return for 2020, the IRS will use the same information to calculate the payment amount. If you haven’t filed a tax return for 2020 yet but you did for 2019, the IRS will use that information from 2019 tax filings to make the EIP calculations.
For Social Security and Railroad Retirement recipients who did not file a tax return in 2019 or 2020, no action is needed. The IRS will use the information from the SSA-1099 and Form RRB-1099 to create the EIP either by direct deposit or paper check, depending on how you usually receive benefits.
If you are not required to file a tax return but you are still eligible for the EIP (ex: low income worker or certain veterans and individuals with disabilities) you can visit the IRS.gov tool: irs.gov/help/ita/do-i-need-to-file-a-tax-return to check if they have a filing requirement.
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