Home Loans & Realty Frequently Asked Questions

Your questions, answered

We’ve collected some of the most frequently asked questions about our mortgage products and homebuying and selling services, and grouped them by topic to make it easier for you to access the information you need to make informed financial decisions.

 

Find FAQs by topic:
General Questions | Rates, Points and Closing Costs | Fixed-Rate Mortgages | Adjustable-Rate Mortgages (ARM) | FHA / VA | Jumbo | New Construction | Land | 100% Financing | Refinance | Home Equity Loan / HELOC | Home Improvement Loan | Realty | Title Insurance | Appraisal | Back to all FAQs

 

GENERAL QUESTIONS

  • Are there any additional contribution catch-up provisions for the 403(b) plan?
    + -

    Depending on your district plan, the 403(b) may have a 15 year service catch-up which may add up to $3,000 annually for 5 years. You must qualify every year through your district’s administrator.

 

RATES, POINTS AND CLOSING COSTS

  • Are there any additional contribution catch-up provisions for the 403(b) plan?
    + -

    Depending on your district plan, the 403(b) may have a 15 year service catch-up which may add up to $3,000 annually for 5 years. You must qualify every year through your district’s administrator.

 

FIXED-RATE MORTGAGES

  • Are there any additional contribution catch-up provisions for the 403(b) plan?
    + -

    Depending on your district plan, the 403(b) may have a 15 year service catch-up which may add up to $3,000 annually for 5 years. You must qualify every year through your district’s administrator.

 

ADJUSTABLE-RATE MORTGAGES (ARM)

  • Are there any additional contribution catch-up provisions for the 403(b) plan?
    + -

    Depending on your district plan, the 403(b) may have a 15 year service catch-up which may add up to $3,000 annually for 5 years. You must qualify every year through your district’s administrator.

 

FHA & VA

  • Are there any additional contribution catch-up provisions for the 403(b) plan?
    + -

    Depending on your district plan, the 403(b) may have a 15 year service catch-up which may add up to $3,000 annually for 5 years. You must qualify every year through your district’s administrator.

 

JUMBO

  • Are there any additional contribution catch-up provisions for the 403(b) plan?
    + -

    Depending on your district plan, the 403(b) may have a 15 year service catch-up which may add up to $3,000 annually for 5 years. You must qualify every year through your district’s administrator.

 

NEW CONSTRUCTION

  • Are there any additional contribution catch-up provisions for the 403(b) plan?
    + -

    Depending on your district plan, the 403(b) may have a 15 year service catch-up which may add up to $3,000 annually for 5 years. You must qualify every year through your district’s administrator.

 

LAND

  • Are there any additional contribution catch-up provisions for the 403(b) plan?
    + -

    Depending on your district plan, the 403(b) may have a 15 year service catch-up which may add up to $3,000 annually for 5 years. You must qualify every year through your district’s administrator.

 

100% FINANCING

  • Are there any additional contribution catch-up provisions for the 403(b) plan?
    + -

    Depending on your district plan, the 403(b) may have a 15 year service catch-up which may add up to $3,000 annually for 5 years. You must qualify every year through your district’s administrator.

 

REFINANCE

  • Are there any additional contribution catch-up provisions for the 403(b) plan?
    + -

    Depending on your district plan, the 403(b) may have a 15 year service catch-up which may add up to $3,000 annually for 5 years. You must qualify every year through your district’s administrator.

 

HOME EQUITY LOAN

  • Are there any additional contribution catch-up provisions for the 403(b) plan?
    + -

    Depending on your district plan, the 403(b) may have a 15 year service catch-up which may add up to $3,000 annually for 5 years. You must qualify every year through your district’s administrator.

 

HOME IMPROVEMENT LOAN

  • Are there any additional contribution catch-up provisions for the 403(b) plan?
    + -

    Depending on your district plan, the 403(b) may have a 15 year service catch-up which may add up to $3,000 annually for 5 years. You must qualify every year through your district’s administrator.

 

REALTY

  • Are there any additional contribution catch-up provisions for the 403(b) plan?
    + -

    Depending on your district plan, the 403(b) may have a 15 year service catch-up which may add up to $3,000 annually for 5 years. You must qualify every year through your district’s administrator.

 

TITLE INSURANCE

  • Are there any additional contribution catch-up provisions for the 403(b) plan?
    + -

    Depending on your district plan, the 403(b) may have a 15 year service catch-up which may add up to $3,000 annually for 5 years. You must qualify every year through your district’s administrator.

 

APPRAISAL

  • Are there any additional contribution catch-up provisions for the 403(b) plan?
    + -

    Depending on your district plan, the 403(b) may have a 15 year service catch-up which may add up to $3,000 annually for 5 years. You must qualify every year through your district’s administrator.

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