Home Warranty Plan Benefits: Save Yourself These 3 Unpleasant Surprises

Brought to you by TotalProtect® Home Service Plan

There are so many satisfying rewards to owning your home — from the freedom to decorate and remodel, to the tremendous pride you feel in a place that is all yours, as well as the investment you are making for your future. Of course, there's the other, not-so-fun side of that dream which is home maintenance.

At this point, you may be asking yourself these three questions:

1. "It's HOW much to fix?"

According to a 2012 nationwide study by Clientize.com, 65% of homeowners who faced a repair or replacement in the past year shelled out more than $840 on average to repair the system or item ... and more than $1,200 to replace it. Warranty protection prevents a devastating financial hit. With your warranty benefits, you pay just a small service call deductible per visit. That's far less than the high costs you would typically pay for parts and labor.

2. "There are more than 250 listings here: Who do we call?"

Unless you have trusted plumbers, electricians, HVAC techs and appliance specialists on your speed dial, chances are, you'll be stuck searching hundreds of look-alike listings at the worst time — when your food is spoiling, your toilets are clogged or your family is sweating in 100 degree weather.

Warranty protection saves you time and provides responsive service when you need it most. Typically, warranty companies send out a pre-screened provider to your home as soon as possible to repair or replace your covered appliance or system to get your home back to normal quickly.

3. "I have no clue if he can do the job: Does he need a license? Does he have the right training?"

Navigating the world of repair companies can be a minefield. Some are not licensed properly or insured; others don't have the expertise you need. You usually won't find out until it's too late — after you've wasted your cash and time only to discover you're still stuck with the same problem or one made even worse.

RBFCU Insurance Agency can help you protect your home and budget from those unexpected bills with a TotalProtect Home Service Plan. For additional information about home warranty coverage, contact our partner TotalProtect at 844-328-9501.

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The information in this article is intended for the proper maintenance and care of systems and appliances in the home. Not all of the topics mentioned are intended to indicate coverage by our home warranty or service plans. © Cross Country Home Services, Inc. OR CCB #202158, 2018; August 2018.

RBFCU Insurance Agency LLC is a wholly-owned subsidiary of RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU). Insurance products are not deposits; are not obligations of the credit union; not NCUA insured; and not guaranteed by RBFCU Insurance Agency LLC, RBFCU Services LLC or RBFCU.