TERMS & CONDITIONS
Membership eligibility is required for all loan products and savings products. Loans subject to credit approval. Additional restrictions may apply. Contact the Consumer Lending Center for complete details.
Deposits are federally insured by NCUA. Rates, terms and program subject to change without notice. Restrictions may apply. Minimum balance to open an RBFCU Money Market Account is $2,500.
Insurance products are offered through RBFCU Insurance Agency LLC, a wholly-owned subsidiary of RBFCU Services LLC and an affiliate of Randolph-Brooks Federal Credit Union (RBFCU). RBFCU Insurance Agency LLC is operated by Banc Insurance Agency. Business conducted with RBFCU Insurance Agency LLC is separate and distinct from any business conducted with RBFCU. Insurance products are not deposits; are not obligations of RBFCU; are not NCUA insured; are not issued by or guaranteed by RBFCU or any other affiliate, and may lose value. Any insurance required as a condition of the extension of credit by RBFCU need not be purchased from RBFCU Insurance Agency LLC but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the member’s choice.
1For complete details, read the RBFCUsend User Agreement. Transfer recipients that are not RBFCU members must use a Mastercard- or Visa-branded debit card to accept any RBFCUsend transfers.
RBFCU does not charge a fee for the RBFCU Mobile app, but you may be charged for data by your mobile wireless provider. Transfers are limited to the available funds in your account. See the RBFCU Funds Availability Policy for details.
All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names does not represent endorsement by or association with RBFCU.
Cash Advances and Balance Transfers may not exceed your available credit limit. The use of a Mastercard Cash Advance to transfer a balance will result in a Cash Advance Fee. Cash-back rewards or points are not earned on Balance Transfers or Cash Advances. Terms subject to change; other restrictions apply. Contact the Payment Services Department for complete details.
RBFCU Bill Pay is a free service for members. An active RBFCU checking, debit or credit card is required to use the service. Restrictions may apply. For complete details, please read the RBFCU Bill Pay Terms of Service.
Auto loans are subject to credit approval. Your specific rate and term will be dependent upon your credit rating and other factors. Rates and terms are subject to change without notice. Contact our Consumer Lending Center for more details.
Credit cards are subject to credit approval. Program availability, rates and terms are subject to change. Contact the Consumer Lending Center for complete details.
100% financing available for primary residence only. Proof of eligibility may be required. Loans subject to credit approval. Rates, terms and programs subject to change without notice. Restrictions may apply. Mortgage loans available only on property in Texas. NMLS# 583215.
To open a business account, RBFCU personal accounts of all principal owners must be in good standing. Loans subject to credit approval. Programs and fees subject to change. We do not offer Money Service Businesses (MSB) accounts. Fees may be assessed for ACH origination. All deposits are subject to the RBFCU Funds Availability Policy. Merchant services provided by NewtekOne.
Accounts for minors require additional ownership by a parent, guardian or other adult. Members are required to open a primary savings account with a minimum deposit of $1, which must remain in the account at all times. A checking account can be opened with a zero balance.
RBFCU Trust Services is a division of RBFCU Investments Group LLC. RBFCU Investments Group LLC is a wholly-owned subsidiary of RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU). Trust services available through Members Trust Company, a federal thrift regulated by the Office of the Comptroller of the Currency.
Trust and Investment products are not federally insured, are not obligations of or guaranteed by the credit union or any affiliated entity and involve investment risks, including the possible loss of principal.
RBFCU Trust Services article is for informational purposes only and is not intended to provide legal or tax advice regarding your situation. For legal or tax advice, please consult your attorney and/or accountant.
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