April 2024 Member Newsletter | RBFCU

It’s the season to see things grow. See your financial options bloom at RBFCU!

Any time RBFCU is closed (RBFCU is closed on Sundays and our next holiday closure is Monday, May 27 as we honor Memorial Day) you can access your accounts through Online Banking and the RBFCU Mobile^® app and make banking transactions at RBFCU ATMs.

STAY CONNECTED WITH RBFCU ON SOCIAL MEDIA!

Spring your savings forward with an RBFCU Money Market!

As we welcome spring, it’s the perfect time to breathe new life into your savings strategy. With RBFCU’s Choice Money Market account, you can grow your savings while still maintaining easy access to your funds. Enjoy competitive dividend rates paid monthly that help your money flourish without having to sacrifice accessibility. Plus, have peace of mind knowing your money is stable and federally insured by the NCUA.

SECURE YOUR SAVINGS!

Use RBFCU payment cards in your mobile wallet

With a quick tap of your smartphone or smartwatch, you can use your RBFCU Mastercard^® debit, credit or business card to pay in your favorite stores. Add your RBFCU Mastercard to your mobile wallet for faster checkouts, convenience and layers of added security — your card details are never stored on your device or shared with merchants. Load your RBFCU Mastercard onto your device today with any of these trusted mobile wallets: Apple Pay^®, Samsung Pay^®, PayPal or Garmin Pay™.

MAKE MOBILE PAYMENTS

See how a Vehicle Buyer’s Check can help you buy a car!

Reports are showing that car sales inventories are on the upswing. You could have a better choice of vehicles from our Preferred Dealers and you can strengthen your negotiating power with a Vehicle Buyer’s Check from RBFCU. Get started by applying for a loan and being preapproved for an amount you can spend when you find your next car. A Vehicle Buyer’s Check empowers your car purchase by showing a dealer you have funds available now!

BUY YOUR NEXT CAR!

No down payment required! Your dream home awaits

Say goodbye to hefty down payments and hello to the home you’ve always wanted with our 100% Financing Mortgage Loan. Find out how RBFCU can help make your dream home a reality. Key benefits of 100% financing include no down payment required, no private mortgage insurance (PMI), flexible terms and low closing costs. Learn how RBFCU can help with your mortgage loan.

NO DOWN PAYMENT!

Plant the seeds of financial wisdom with RBFCU Youth Accounts!

Springtime provides the right conditions for growth, and RBFCU’s Youth Accounts provide the ideal environment for financial growth. Our youth accounts don’t charge monthly maintenance fees, and there is no minimum balance requirement for Youth Checking Accounts. Your child can use the free debit card that comes with their account, and you can be worry-free knowing their account features 24/7 fraud monitoring and $0 liability for unauthorized debit card transactions.

START A YOUTH ACCOUNT!

Why homeowners insurance is more expensive

The cost of insuring a home or renewing an existing policy is giving many homeowners sticker shock. If you haven’t reviewed your rates lately, you might be in for a surprise, too. For insights, RBFCU Insurance Agency examines the reasons behind the rate increases. For options regarding your specific needs, request a quote.¹

LEARN ABOUT PREMIUMS

To view important notices accompanying this month’s statements, visit rbfcu.org/inserts.

TERMS & CONDITIONS

Membership eligibility is required for all loan products and savings products. Additional restrictions may apply. Contact the Consumer Lending Center for complete details.

RBFCU Choice Money Market accounts are limited to one per member as the primary owner. An RBFCU Choice Money Market account requires a minimum initial deposit and minimum balance of $2,500. Deposits are federally insured by NCUA.

Credit cards are subject to credit approval. Rates and terms subject to change.

RBFCU does not charge a fee for the RBFCU Mobile app, but you may be charged for data by your mobile wireless provider.

Apple Pay is a trademark of Apple, Inc., registered in the U.S. and other countries.

Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

Auto loans are subject to credit review and approval. Rate, programs and terms are subject to change without notice. Some restrictions apply.

Vehicle Buyer’s Check for qualified members only. For consumer vehicle loans only.

Mortgage loans subject to credit approval. Rates, terms and programs subject to change without notice. 100% financing for primary residence only. Proof of eligibility may be required. Restrictions may apply. Mortgage loans available only on property in Texas. 100% financing loans offered through RBFCU Mortgage (NMLS# 583215) and RB Mortgage LLC dba Domain Mortgage (NMLS# 862516). RB Mortgage LLC dba Domain Mortgage is principally owned by RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union.

Accounts for minors require additional ownership by a parent, guardian or other adult. Zero Liability applies to transactions that have been promptly reported and determined by RBFCU as unauthorized, subject to terms and conditions in accordance with RBFCU’s Electronic Funds Transfer Agreement at rbfcu.org/eft.

RBFCU Insurance Agency LLC is a wholly-owned subsidiary of RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU). Insurance products are not deposits; are not obligations of the credit union; not NCUA insured; and not guaranteed by RBFCU Insurance Agency LLC, RBFCU Services LLC or RBFCU.

RBFCU Insurance Agency is an independent insurance agency. It is the role of the RBFCU Insurance Agent to obtain quotes from multiple carriers and offer comparisons to determine adequate insurance coverage.

Insurance coverage, discounts and other features are subject to individual eligibility and availability.

¹RBFCU Insurance Agency LLC contracted with Vertafore, Inc. to access a Vertafore product called Consumer Rate Quotes (“CRQ”). By using CRQ, you agree to these Terms of Use (“Terms”). Please read these Terms carefully as they contain legal terms that govern your use of this product.

By selecting the online insurance quote option, customers/members are exclusively utilizing Vertafore, Inc.

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PRIVACY & SECURITY INFORMATION

To ensure the privacy and security of your account information, please do not respond to this email. This mailbox is not monitored, and you won’t receive a reply.

Please visit rbfcu.org/contact-us for account assistance and self-service options.

Click here to read RBFCU’s Privacy Policy.

RBFCU will never initiate a phone call, email or text message to anyone — members or non-members — asking for your sign-in information, including usernames, passwords, security questions and answers, multifactor authentication (MFA) codes, MFA recovery codes and one-time passcodes (OTP), or other personal information, like account, credit card, debit card or Social Security numbers.

If you receive a suspicious phone call, email or text message, hang up, do not respond to the message, do not click any links, and do not open any attachments. Forward any suspicious emails and text message screenshots to abuse@rbfcu.org, then delete the message. If you believe your account, username or password has been compromised, you should immediately contact RBFCU at 210-945-3300 for assistance. Additionally, members should monitor their accounts regularly and report any suspicious transactions.

Federally Insured by NCUA. Equal Housing Lender.

April 2024 RBFCU Member Newsletter