TERMS & CONDITIONS
Membership eligibility is required for all loan products and accounts. Additional restrictions may apply.
Deposits are federally insured by NCUA. Rates, terms and programs subject to change without notice. Minimum initial deposit and minimum balance for RBFCU Certificate Accounts is $1,000. Penalty for early withdrawal may reduce earnings.
Insurance products are offered through RBFCU Insurance Agency LLC, a wholly-owned subsidiary of RBFCU Services LLC and an affiliate of Randolph-Brooks Federal Credit Union (RBFCU). RBFCU Insurance Agency LLC is operated by Banc Insurance Agency. Business conducted with RBFCU Insurance Agency LLC is separate and distinct from any business conducted with RBFCU. Insurance products are not deposits; are not obligations of RBFCU; are not NCUA insured; are not issued by or guaranteed by RBFCU or any other affiliate, and may lose value. Any insurance required as a condition of the extension of credit by RBFCU need not be purchased from RBFCU Insurance Agency LLC but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the member’s choice.
Direct Deposit and early payment of funds subject to timing of originator funding.
Credit cards are subject to credit approval. Rates and terms subject to change.
RBFCU debit and credit cards added to Google Pay™ and Google Wallet™ are not compatible with tap-to-pay at in-store terminals.
Apple, Apple Pay, iPhone, iPad and Touch ID are trademarks of Apple, Inc., registered in the U.S. and other countries.
Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.
Garmin and the Garmin logo are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.
RBFCU does not charge a fee for the RBFCU Mobile app, but you may be charged for data by your mobile wireless provider.
Vehicle loans subject to credit review and approval. Rates are subject to change without notice. Some restrictions may apply. For complete details, contact the Consumer Lending Center.
Mortgage loans subject to credit approval and available only on property in Texas. Rates and terms subject to change without notice. Restrictions may apply. Mortgage loans are available only on property in Texas. As a safeguard, a 5-day cooling-off period is required by Texas law before home improvement loans may be closed. A 3-day right of rescission is also required after closing before the funds may be disbursed. NMLS# 583215
NO PURCHASE NECESSARY. Void where prohibited. For existing Mastercard cardholders before 7/1/25, legal res. of the 50 U.S. & DC, legal age of majority. PIN-based Debit, Int’l, Corp., online transactions, and transactions processed on a non-Mastercard operated network are ineligible. Ends 12/31/25. For Official Rules & complete details, Click here.
Not connected with or endorsed by the United States government or the federal Medicare program. This is a solicitation of insurance. A licensed insurance agent/producer may contact you.
RBFCU Insurance Agency LLC is a wholly-owned subsidiary of RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU).
Medicare Supplement Insurance Plans, or Medigap Insurance Plans, and Medicare Advantage Plans are offered by certain agents of Randolph-Brooks Federal Credit Union (RBFCU) through PTT Financial, LLC.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
Each insurer has sole financial responsibility for its own products.
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