TERMS & CONDITIONS
Membership eligibility is required for all loans products and savings products. Contact our Consumer Lending Center for complete details.
Credit cards subject to credit approval. Rates and terms subject to change; other restrictions may apply. Balance Transfer(s) may not exceed your available credit limit. You should continue to make all required payments on your other accounts until you confirm that the Balance Transfer has been made. Cash-back rewards are not earned on Balance Transfers or Cash Advances. Balance Transfers may not be used to pay RBFCU accounts. A fee equivalent to 2% of the amount of each Cash Advance and Balance Transfer will be assessed. This will be charged separately from the amount of your Cash Advance or Balance Transfer request.
Auto loans are subject to credit review and approval. Rates and terms are subject to change without notice. Some restrictions may apply.
Mortgage loans available only on property in Texas. Loans subject to credit approval. Rates and terms are subject to change without notice. Restrictions apply. Under Texas law, the maximum amount you can borrow with any home equity loan or HELOC is 80% of your home's appraised value. Home equity loans and HELOCs available on primary residence only; minimum loan amount is $4,000. Specific rate and term dependent upon your credit rating, collateral value, amount financed, lien position and other factors. Borrower will be responsible for certain closing costs which may include title insurance, appraisal fee, and survey costs. Hazard insurance is required, including flood insurance, if applicable. NMLS# 583215.
Deposits are federally insured by NCUA. Subject to change without notice. Minimum initial deposit and minimum balance is $1,000. Penalty for early withdrawal may reduce earnings.
RBFCU employees, volunteers and their immediate family members are not eligible for the Youth Ambassador Program.
Direct Deposit and early payment of funds are subject to timing of originator funding.
RBFCU Trust Services is a division of RBFCU Investments Group LLC. RBFCU Investments Group LLC is a wholly-owned subsidiary of RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU). Trust services available through Members Trust Company, a federal thrift regulated by the Office of the Comptroller of the Currency.
Trust and Investment products are not federally insured, are not obligations of or guaranteed by the credit union or any affiliated entity and involve investment risks, including the possible loss of principal.
This is for informational purposes only and is not intended to provide legal or tax advice regarding your situation. For legal or tax advice, please consult your attorney and/or accountant.
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